Image recreation using templates

• US 9,082,007 B2
• Filed: 02/15/2013
• Issued: 07/14/2015
• Est. Priority Date: 02/15/2013
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Smith, Michael Gerald, Williams, Geoffrey Reed, Gibson, Lisa, Palmer, Craig David, Sandoz, Eric Scott, Nixon, Melvin Gregory
• Primary Examiner(s): PARK, SOO JIN
• Application Number:
  US13/769,012
• Publication Number:
  US 20140233836A1
• Time in Patent Office: 879 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/0425 the cheque being electronic only
• CPC Class Codes: G06T 11/00 2D [Two Dimensional] image generation
• CPC Class Codes: G06V 30/412 Layout analysis of documents structured with printed lines or input boxes, e.g. business forms or tables
• CPC Class Codes: H04N 1/00 Scanning, transmission or reproduction of documents or the like, e.g. facsimile transmission; Details thereof

Abstract

Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using templates or generic control documents. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using document templates. As such, the invention may compile templates for image documents. Upon receiving a document from a transaction for storage, the system may store the metadata associated with that document, instead of storing the entire document as a high resolution image file. Using the template, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.

Claims

1. A system for image recreation, the system comprising:

a memory device with computer-readable program code stored thereon;

a communication device;

a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute the computer-readable program code to;

create one or more generic control documents, wherein the generic control documents are blank templates of transaction documents, wherein transaction documents are checks;

receive an indication of a user transaction, wherein receiving an indication of the user transaction comprises receiving an image of the transaction documents associated with the user transaction;

pull metadata from the image of the transaction document, wherein metadata from the image of the transaction document includes text and numbers typed on the transaction document;

determine if capturing images of image elements from the transaction document is necessary, wherein image elements are handwritten elements of the transaction document;

capture images of image elements from transaction document only when it is determined that capturing is necessary;

receive a request for an image of one or more of the transaction documents associated with the user transaction from the user;

retrieve the metadata and the captured images from the transaction documents based on the request;

determine an appropriate generic control document from the created one or more generic control documents, wherein the appropriate generic control document is based at least in part on the transaction document used by the user for the transaction;

merge the retrieved metadata and the captured image data from the one or more transaction documents with the determined appropriate generic control document to create a generated image of the one or more transaction documents requested; and

present generated image of the one or more transaction documents requested to the user.

2. The system of claim 1, wherein determining data from the transaction documents to store further comprises determining to store the data from the transaction documents as text data and not to store the transaction document as a high resolution image file, wherein the text data further comprises metadata.

3. The system of claim 1, further comprising providing a requestor with the generated image of the one or more transaction document based on the request.

4. The system of claim 1, wherein the appropriate generic control document is a blank template for the requested transaction documents of the user transaction.

5. The system of claim 1, wherein determining data from the user transaction documents to store as text data further comprises determining to store the transaction documents as an image file for a predetermined amount of time and to store the text data for an amount of time longer than the predetermined amount of time.

6. The system of claim 1, wherein transaction documents comprise one or more of a check, deposit ticket, automated teller machine (ATM) receipt, or general ledger ticket.

7. The system of claim 1, wherein creating one or more generic control documents further comprises storing the created one or more generic control documents such that the generic control documents are accessible for create a generated image of the one or more transaction documents requested.

8. The system of claim 1, wherein merging the retrieved stored data from the one or more transaction documents with the determined appropriate generic control document further comprises adding the text data from the retrieved stored data to the appropriate generic control document.

9. The system of claim 1, wherein determining data from the transaction documents associated with the user transaction to store further comprises determining whether the transaction documents are required to be stored as image files for a specific amount of time, wherein storing the transaction documents associated with the user transaction as image files further comprises storing the transaction documents as text data and image data.

10. A computer program product for image recreation, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

an executable portion configured for creating one or more generic control documents, wherein the generic control documents are blank templates of transaction documents, wherein transaction documents are checks;

an executable portion configured for receiving an indication of a user transaction, wherein receiving an indication of the user transaction comprises receiving an image of the transaction documents associated with the user transaction;

an executable portion configured for pulling metadata from the image of the transaction document, wherein metadata from the image of the transaction document includes text and numbers typed on the transaction document;

an executable portion configured for determining if capturing images of image elements from the transaction document is necessary, wherein image elements are handwritten elements of the transaction document;

an executable portion configured for capturing images of image elements from transaction document only when it is determined that capturing is necessary;

an executable portion configured for receiving a request for an image of one or more of the transaction documents associated with the user transaction from the user;

an executable portion configured for retrieving the metadata and the captured images from the transaction documents based on the request;

an executable portion configured for determining an appropriate generic control document from the created one or more generic control documents, wherein the appropriate generic control document is based at least in part on the transaction document used by the user for the transaction;

an executable portion configured for merging the retrieved metadata and the captured image data from the one or more transaction documents with the determined appropriate generic control document to create a generated image of the one or more transaction documents requested; and

an executable portion configured for presenting the generated image of the one or more transaction documents requested to the user.

11. The computer program product of claim 10, wherein determining data from the transaction documents to store further comprises determining to store the data from the transaction documents as text data and not to store the transaction document as a high resolution image file, wherein the text data further comprises metadata.

12. The computer program product of claim 10 further comprising an executable portion configured for providing a requestor with the generated image of the one or more transaction document based on the request.

13. The computer program product of claim 10, wherein the appropriate generic control document is a blank template for the requested transaction documents of the user transaction.

14. The computer program product of claim 10, wherein determining data from the user transaction documents to store as text data further comprises determining to store the transaction documents as an image file for a predetermined amount of time and to store the text data for an amount of time longer than the predetermined amount of time.

15. The computer program product of claim 10, wherein transaction documents comprise one or more of a check, deposit ticket, automated teller machine (ATM) receipt, or general ledger ticket.

16. The computer program product of claim 10, wherein creating one or more generic control documents further comprises storing the created one or more generic control documents such that the generic control documents are accessible for create a generated image of the one or more transaction documents requested.

17. The computer program product of claim 10, wherein merging the retrieved stored data from the one or more transaction documents with the determined appropriate generic control document further comprises adding the text data from the retrieved stored data to the appropriate generic control document.

18. The computer program product of claim 10, wherein determining data from the transaction documents associated with the user transaction to store further comprises determining whether the transaction documents are required to be stored as image files for a specific amount of time, wherein storing the transaction documents associated with the user transaction as image files further comprises storing the transaction documents as text data and image data.

19. A computer-implemented method for image recreation, the method comprising:

providing a computing system comprising a computer processing device and a non-transitory computer readable medium, where the computer readable medium comprises configured computer program instruction code, such that when said instruction code is operated by said computer processing device, said computer processing device performs the following operations;

creating one or more generic control documents, wherein the generic control documents are blank templates of transaction documents, wherein transaction documents are checks;

receiving an indication of a user transaction, wherein receiving an

indication of the user transaction comprises receiving an image of the transaction documents associated with the user transaction;

pulling metadata from the image of the transaction document, wherein metadata from the image of the transaction document includes text and numbers typed on the transaction document;

determining if capturing images of image elements from the transaction document is necessary, wherein image elements are handwritten elements of the transaction document;

capturing images of image elements from transaction document only when it is determined that capturing is necessary,

receiving a request for an image of one or more of the transaction documents associated with the user transaction from the user;

retrieving the metadata and the captured images from the transaction documents based on the request;

determining an appropriate generic control document from the created one or more generic control documents, wherein the appropriate generic control document is based at least in part on the transaction document used by the user for the transaction;

merging, via a computer processing device, the retrieved metadata and the captured image data from the one or more transaction documents with the determined appropriate generic control document to create a generated image of the one or more transaction documents requested; and

presenting the generated image of the one or more transaction documents requested to the user.

20. The computer-implemented method of claim 19, wherein determining data from the transaction documents to store further comprises determining to store the data from the transaction documents as text data and not to store the transaction document as a high resolution image file, wherein the text data further comprises metadata.

21. The computer-implemented method of claim 19, wherein determining data from the user transaction documents to store as text data further comprises determining to store the transaction documents as an image file for a predetermined amount of time and to store the text data for an amount of time longer than the predetermined amount of time.

22. The computer-implemented method of claim 19, wherein creating one or more generic control documents further comprises storing the created one or more generic control documents such that the generic control documents are accessible for create a generated image of the one or more transaction documents requested.

23. The computer-implemented method of claim 19, wherein merging the retrieved stored data from the one or more transaction documents with the determined appropriate generic control document further comprises adding the text data from the retrieved stored data to the appropriate generic control document.

24. The computer-implemented method of claim 19, wherein determining data from the transaction documents associated with the user transaction to store further comprises determining whether the transaction documents are required to be stored as image files for a specific amount of time, wherein storing the transaction documents associated with the user transaction as image files further comprises storing the transaction documents as text data and image data.