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System and methods for online authentication

  • US 9,083,533 B2
  • Filed: 08/19/2011
  • Issued: 07/14/2015
  • Est. Priority Date: 02/19/2009
  • Status: Active Grant
First Claim
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1. A method of authenticating a network client to a relying party computer via a computer server, the network client being configured to communicate with the relying party computer and the computer server, the network client being further configured to communicate with a token manager, the token manager being configured to communicate with a hardware token interfaced with the token manager, the method comprising the computer server:

  • receiving a transaction code from one of the token manager and the network client via a first communications channel;

    receiving a transaction request from the relying party computer via a second communications channel distinct from the first communications channel, wherein the transaction request comprises a transaction pointer that is associated with the hardware token;

    correlating the transaction pointer with the transaction code to identify the token manager;

    transmitting an authentication request message to one of the token manager and the network client via the first communications channel;

    polling for a response to the authentication request message from one of the token manager and the network client;

    receiving a credential from one of the token manager and the network client via the first communications channel; and

    transmitting an authorization signal to the relying party computer in response to the transaction request in accordance with a determination of validity of the credential and data originating from the hardware token, the authorization signal facilitating authentication of the network client to the relying party computer.

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