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Ordering checks using a mobile device

  • US 9,087,354 B1
  • Filed: 11/29/2011
  • Issued: 07/21/2015
  • Est. Priority Date: 11/29/2011
  • Status: Active Grant
First Claim
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1. A method to authenticate a request for a set of paper checks using a smartphone, comprising:

  • obtaining, using the smartphone, an image of a check;

    analyzing, using a computer processor of the smartphone and based on a pre-determined check template, the image to identify account information of the check, wherein the account information relates to a checking account of an account holder at a financial institution issuing the check;

    extracting, using the computer processor, the account information comprising a checking account number, a name of the account holder, and an address of the account holder from the image;

    determining, using a global positioning system (GPS) of the smartphone, a current location of a user of the smartphone;

    authenticating the request by comparing the address of the account holder and the current location of the user of the smartphone;

    searching, using the computer processor and in response to authentication of the request, a database to identify a check ordering service based on the account number and the address of the account holder; and

    submitting to the check ordering service, using the smartphone, an order of the set of paper checks for the account holder based on the account information of the account holder.

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