Intelligent clearing network
DCFirst Claim
Patent Images
1. A system, comprising:
- an Intelligent Clearing Network (ICN) network;
at least two point-of-sale (POS) terminals;
at least two POS controllers, where each POS controller is configured to communicate with a plurality of the at least two POS terminals; and
an ICN server configured to communicate with the at least two POS controllers,wherein a POS terminal of the at least two POS terminals is located at a retail store and is configured to scan, at a point-of-sale (POS) terminal, first coupon or incentive related information including universal product code information of an item to be purchased, and to transmit the first coupon or incentive related information at the POS terminal to a POS controller of the at least two POS controllers;
the POS controller is configured to transmit the first coupon and/or incentive related information to the ICN server via the network, where the ICN server is at a location that is remote from the retail store; and
the ICN server is configured to validate the first coupon or incentive related information for redemption based at least in part on the universal product codes of items to be purchased and, in response to validating the first coupon or incentive related information, to transmit to the POS terminal, via the POS controller, second coupon or incentive related information.
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Abstract
In an embodiment, a system for redeeming coupons, promotions, or incentives comprises a network through which a Point-of-Sale (POS) terminal communicates, through a POS controller, with an Intelligent Clearing Network (ICN) server. One or both of the POS terminal and POS controller are installed with POS bridge software. The ICN server is configured to run a real time software application while in communication with the POS terminal, wherein the POS terminal transmits coupon transaction information including universal product codes to the ICN server via the network.
29 Citations
57 Claims
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1. A system, comprising:
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an Intelligent Clearing Network (ICN) network; at least two point-of-sale (POS) terminals; at least two POS controllers, where each POS controller is configured to communicate with a plurality of the at least two POS terminals; and an ICN server configured to communicate with the at least two POS controllers, wherein a POS terminal of the at least two POS terminals is located at a retail store and is configured to scan, at a point-of-sale (POS) terminal, first coupon or incentive related information including universal product code information of an item to be purchased, and to transmit the first coupon or incentive related information at the POS terminal to a POS controller of the at least two POS controllers; the POS controller is configured to transmit the first coupon and/or incentive related information to the ICN server via the network, where the ICN server is at a location that is remote from the retail store; and the ICN server is configured to validate the first coupon or incentive related information for redemption based at least in part on the universal product codes of items to be purchased and, in response to validating the first coupon or incentive related information, to transmit to the POS terminal, via the POS controller, second coupon or incentive related information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31)
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32. A method for processing at least one of coupons and incentives, comprising:
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scanning via a first interface, first coupon or incentive related information at a terminal located at a retail store, the first coupon or incentive related information including universal product code information of an item to be purchased; transmitting, via a second interface, the first coupon or incentive related information through a network to a coupon or incentive processing server for validation and redemption, where the first interface is different from the second interface, and where the coupon or incentive processing server is located remotely from the retail store; and in response to the first coupon or incentive related information being validated at the coupon or incentive processing server based at least in part on the universal product code information, receiving, via the second interface, second coupon related information through the network to the terminal, where the second coupon related information indicates whether the coupon or incentive processing server has validated the first coupon related information. - View Dependent Claims (33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48)
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49. A computer readable medium storing computer code for processing coupons or incentives across a network, where execution of the computer code by a processor causes the processor to perform action comprising:
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receiving, at an ICN server from a terminal via the network, first coupon or incentive related information including universal product code information of an item to be purchased at the terminal, where the first coupon or incentive related information is scanned at the terminal located at a retail store, where the ICN server is at a location that is remote from the retail store and the ICN server is configured to receive first coupon or incentive related information from a plurality of terminals; interpreting, and comparing the first coupon or incentive related information at the ICN server; validating the first coupon or incentive related information based on the interpreting, and comparing and based at least in part on the universal product code information; in response to validating the first coupon or incentive code, retrieving coupon or incentive codes and any corresponding target universal product codes triggered by the validation of the first coupon or incentive code from a centralized database; and transmitting the retrieved coupon or incentive codes to the terminal via the network. - View Dependent Claims (50)
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51. A point of sale (POS) terminal located at a retail store comprising:
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a first interface configured to scan coupon or incentive related information and to scan product code information of an item to be purchased; a second interface configured to receive information from and transmit information to a retailer server, where the first interface is different from the second interface; a processor; and a memory for storing a point of sale bridge software configured to redeem a manufacturer coupon or incentive contained in a promotion request message received through the second interface, where the promotion request message indicates that a coupon or incentive processing server has validated the manufacturer coupon or incentive, the processor configured to receive information comprising product code information of an item to be purchased and the coupon related information from the first interface;
to transmit the information through the second interface to the coupon or incentive processing server, where the coupon or incentive processing server is at a location that is remote from the retail store;
in response to the coupon or incentive related information being validated at the coupon or incentive processing server based at least in part on the product code information, to receive the promotion request message; and
to execute the point of sale bridge software. - View Dependent Claims (52)
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53. An Intelligent Clearing Network (ICN) server comprising:
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a processor;
an interface configured to permit communications over a network to a plurality of POS terminals; and
an ICN database,wherein the processor of the ICN server is configured to receive data elements through a network from a point-of-sale (POS) terminal of a retailer for validation and redemption, the data elements including product code information of an item to be purchased at the POS terminal and a promotion request message, where the promotion request message is scanned at the POS terminal located at a retail store, where the ICN server is at a location that is remote from the retail store, to validate the promotion request message based at least in part on the product code information, and, in response to validating the data elements at the ICN server, to send a promotion request response message that indicates whether the promotion request message has been validated.
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54. A method comprising:
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receiving, at an intelligent clearing network (ICN) server, a first message from a point-of-sale terminal via a network, where the first message comprises a unique account number and product code information of an item to be purchased at the POS terminal, where the unique account number is scanned at the POS terminal located at a retail store, where the ICN server is at a location that is remote from the retail store; in response to receiving the first message, determining, at the ICN server, whether at least one coupon code is assigned to the unique account number, where a coupon code comprises a first portion and a second portion; in response to determining that the at least one coupon code is assigned to the unique account number, validating the at least one coupon code based at least in part on the product code information and transmitting, from the ICN server, a second message to the point-of-sale terminal via the network, the second message comprising the first portion of each of the at least one coupon code assigned to the unique account number; in response to transmitting the second message, receiving, at the ICN server, a third message, from the point-of-sale terminal via the network, the third message indicating which of the at least one coupon code was redeemed at the point-of-sale terminal; and transmitting, from the ICN server, a fourth message to a manufacturer, the fourth message comprising the second portion of at least one coupon code that was redeemed. - View Dependent Claims (55, 56)
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57. A system, comprising:
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an Intelligent Clearing Network (ICN) network; at least two point-of-sale (POS) terminals; at least two POS controllers, where each POS controller is configured to communicate with a plurality of the at least two POS terminals; and an ICN server configured to communicate with the at least two POS controllers, wherein a POS terminal of the at least two POS terminals is located at a retail store and is configured to scan, at a point-of-sale (POS) terminal, first coupon and incentive related information, including universal product code information of an item to be purchased, and to transmit the first coupon and incentive related information at the POS terminal to a POS controller of the at least two POS controllers; the POS controller is configured to transmit the first coupon and incentive related information to the ICN server via the network where the ICN server is at a location that is remote from the retail store; and the ICN server is configured to validate the first coupon and incentive related information for redemption based at least in part on the universal product codes of an item to be purchased and, in response to validating the first coupon and incentive related information, to transmit to the POS terminal, via the POS controller, second coupon and incentive related information.
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Specification