Wearable personal digital device for facilitating mobile device payments and personal use

• US 9,100,493 B1
• Filed: 04/24/2015
• Issued: 08/04/2015
• Est. Priority Date: 07/18/2011
• Status: Active Grant

• Current Assignee: Andrew H.B. Zhou, Dylan T.X. Zhou, Tiger T.G. Zhou
• Original Assignee: Andrew H.B. Zhou, Dylan T.X. Zhou, Tiger T.G. Zhou
• Inventors: Zhou, Andrew H B, Zhou, Dylan T X, Zhou, Tiger T G
• Primary Examiner(s): Walsh, Daniel
• Application Number:
  US14/695,256
• Publication Number:
  US 20150229750A1
• Time in Patent Office: 102 Days
• US Class Current: 1/1
• CPC Class Codes: G06F 3/167 Audio in a user interface, e.g. using voice commands for navigating, audio feedback
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/0273 Determination of fees for advertising
• CPC Class Codes: G06Q 30/0641 Shopping interfaces
• CPC Class Codes: G07F 7/0833 Card having specific functional components
• CPC Class Codes: G07F 7/0866 by active credit-cards adapted therefor G07F7/1008 takes precedence
• CPC Class Codes: G07F 7/1025 Identification of user by a PIN code
• CPC Class Codes: H04B 5/72 for local intradevice communication
• CPC Class Codes: H04M 1/0266 for a display module assembly
• CPC Class Codes: H04M 1/0272 for a projector or beamer module assembly constructional features of projectors per se G03B21/00; constructional details of projectors using electronic spatial light modulators per se H04N9/31
• CPC Class Codes: H04M 1/72403 with means for local support of applications that increase the functionality
• CPC Class Codes: H04M 1/72412 using two-way short-range wireless interfaces
• CPC Class Codes: H04M 1/72451 according to schedules, e.g. using calendar applications
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
• CPC Class Codes: H04W 88/06 adapted for operation in multiple networks or having at least two operational modes, e.g. multi-mode terminals

Abstract

Provided are a wearable personal digital device and related methods. The wearable personal digital device may comprise a processor, a display, biometric sensors, activity tracking sensors, a memory unit, a communication circuit, a housing, an input unit, a projector, a timepiece unit, a haptic touch control actuator, and a band. The processor may be operable to receive data from an external device, provide a notification to a user based on the data, receive a user input, and perform a command selected based on the user input. The communication circuit may be communicatively coupled to the processor and operable to connect to a wireless network and communicate with the external device. The housing may be adapted to enclose the components of the wearable personal digital device. The band may be adapted to attach to the housing and secure the wearable personal digital device on a user body.

Claims

1. A wearable personal digital device for facilitating mobile device payments and personal use, the device comprising:

a processor being operable to;

receive data from an external device;

based on the data, provide a notification to a user;

receive a user input; and

perform a command, the command being selected based on the user input;

provide a natural language user interface to communicate with the user, the natural language user interface being operable to sense a user voice and provide a response in a natural language to the user;

a near field communication (NFC) unit communicatively coupled to the processor;

a display communicatively coupled to the processor, the display including a touchscreen, wherein the display includes a force sensor, wherein the force sensor is operable to sense a touch force applied by the user to the display and calculate coordinates of a touch by the user, and further operable to analyze the touch force and, based on the touch force, select a tap command or a press command based on a predetermined criteria;

a projector communicatively coupled to the processor, the projector being operable to project a data onto a viewing surface external to the device, the data including a virtual keyboard operable to input commands to the processor and one or more of the following;

the notification of the external device, time, data requested by the user, a caller name, a text message, a reminder, a social media alert, an email, and a weather alert;

a timepiece unit communicatively coupled to the processor and configured to provide time data;

one or more activity tracking sensors communicatively coupled to the processor to track activity of the user, wherein the one or more activity tracking sensors are operable to track snoring and, based on tracking of the snoring, produce an alarm to break snoring;

a memory unit communicatively coupled to the processor;

a communication circuit communicatively coupled to the processor and operable to connect to a wireless network and communicate with the external device;

a housing adapted to enclose at least the processor, the display, the one or more activity tracking sensors, the memory unit, and the communication circuit;

an input unit communicatively coupled to the processor, wherein the input unit extends from the housing and is configured to perform one or more of a rotational motion and a linear motion, wherein the one or more motions are operable to input commands to the processor; and

a band adapted to attach to the housing and to secure the wearable personal digital device for facilitating mobile device payments and personal use on a user body, wherein the device comprises a wristwatch;

one or more biometric sensors disposed within the band and operable to sense one or more biometric parameters of the user, wherein based on detection that the one or more of the biometric parameters exceed predetermined limits, the one or more biometric sensors are configured to produce the alarm, wherein the one or more biometric sensors include lenses operable to use infrared light-emitting diodes (LED) and visible-light LEDs to sense a heart rate of the user, wherein the one or more biometric sensors include a skin contact sensor data engine, the skin contact sensor data engine being operable to monitor a user electrocardiogram and a user heart rate, the user electrocardiogram and the heart rate being identification and personal data of the user, wherein the skin contact sensor data engine is operable to prompt the user to enter a personal identification number and associate the personal identification number with both the user electrocardiogram and the heart rate obtained after the device has been secured to a wrist of the user, the obtained electrocardiogram and heart rate being stored in the memory unit as a reference electrocardiogram and reference heart rate; and

a haptic touch control actuator operable to produce a haptic feedback in response to one or more events, the one or more events including receiving of the alert, receiving of a notification, a confirmation, movement of the wearable personal digital device for facilitating mobile device payments and personal use, receiving of the user input, and sensing of the one or more biometric parameters, the haptic feedback being sensed by the user body, wherein the haptic feedback includes a plurality of feedback types, each of the one or more events being associated with one of the plurality of feedback types;

a battery disposed in the housing;

a magnetic inductive charging unit being operable to magnetically connect to the housing and wirelessly connect to the battery, wherein the magnetic inductive charging unit is operable to wirelessly transfer energy to the battery, wherein the magnetic inductive charging unit is integrated into the housing;

wherein the user input is received using one or more of the display, the input unit, and the natural language user interface;

wherein the device further comprises a camera communicatively coupled to the processor, operable to capture an optical code including one or more of the following;

a linear dimensional barcode, a two-dimensional barcode, a snap tag code, and a Quick Response (QR) code;

wherein the processor is further operable to read the code to obtain one or more of a product information and a merchant information encoded in the code and based on the merchant information, initiate a payment transaction, wherein the payment transaction is performed by sending payment data by the NFC unit to a merchant using a NFC unit to a merchant using the NFC;

wherein the device further comprises a swipe card reader communicatively coupled to the processor and operable to read data of a payment card swiped therethrough, the data being transmitted to the processor or the external device; and

wherein the processor of the device is further operable to;

generate, based on the user payment data and the user personal data, a code encoding the user payment data and the user personal data, the user payment data and the user personal data being stored in the memory unit;

prompt the user to touch the display to scan user fingerprints;

determine a heart rate and electrocardiogram of the user;

compare the scanned user fingerprints, determined heart rate and determined electrocardiogram with reference fingerprints stored in the memory unit, the reference heart rate, and the reference electrocardiogram;

detect a match of the scanned user fingerprints with the reference fingerprints, the determined heart rate with the reference heart rate, and the determined electrocardiogram with the reference electrocardiogram; and

wherein the processor, after the detecting of the matches, provides the code via the display of the device to a merchant digital device for performing a payment transaction; and

the processor, upon performing the payment transaction, provides a payment confirmation to the user, the payment confirmation being provided using the haptic feedback, and the payment transaction being completed by NFC.

2. The device of claim 1, wherein the camera is further operable to:

track a face, fingers, and gestures; and

the processor is further operable to;

analyze the face, the fingers, and the gestures tracked by the camera;

recognize speech; and

subtract a background noise from the speech.

3. The device of claim 1, wherein the camera is further operable to perform an optical character recognition of a data, the data including one or more of the following:

a typewritten text, a printed text, and an image, the data being scanned from a document, the document including one or more of the following;

a passport, an invoice, a bank statement, a computerized receipt, a business card, a mail, a printout of static-data, a book, and a print publication.

4. The device of claim 1, wherein the display is operable to be activated based on one or more of the following:

a movement of a user hand, a movement of the user body, a gesture performed by the user in proximity to the display, and a user voice.

5. The device of claim 1, wherein the biometric parameters sensed by the one or more biometric sensors are stored to the memory unit or transmitted to the external device.

6. The device of claim 1, wherein the communication circuit includes one or more of the following:

a wireless transceiver, a Bluetooth module, a Wi-Fi module, and a communication port, wherein the communication port includes one or more of the following;

a universal serial bus port, a parallel port, an infrared transceiver port, and a radiofrequency transceiver port.

7. The device of claim 1, further comprising:

a microphone operable to;

sense voice data, the voice data being obtained from the user and including a voice command, a voice memo, or a voice message; and

transmit the voice data to the processor; and

a light indicator being operable to show a light indication in response to receiving the data from the external device, wherein upon a predetermined movement of the user body the light indication stops showing the light indication and initiates the display to display the data received from an external device.

8. The device of claim 7, wherein the processor is further operable to:

recognize the voice data to obtain a user request; and

transmit the user request to the external device, wherein a plurality of applications running on the external device are visualized on the display using a form factor.

9. The device of claim 1, wherein the processor is further operable to:

estimate time of the user input, the user input including pressing the display by the user;

based on the time, select a command from a table, the table representing relationship between duration of pressing and a plurality of commands; and

perform the command.

10. The device of claim 1, wherein the display is further operable to display data associated with the activity of the user, the activity of the user including calories burned, sleep quality, breaths per minute, snoring breaks, steps walked, and distance walked.

11. The device of claim 1, wherein the processor is further operable to:

provide data associated with the one or more biometric parameters to be displayed on the display, the one or more biometric parameters include one or more of the following;

a blood pressure, a heart rate, a glucose level, a body temperature, an environment temperature, and arterial properties.

12. The device of claim 1, wherein the input unit includes a clock crown located on one or more of the following:

a lateral side of the housing, an upper side of the housing, and a bottom side of the housing.

13. The device of claim 12, wherein the processor is further operable to:

sense the rotational motion of the input unit, the input unit being rotated by the user; and

based on the sensing, scroll the data displayed on the display.

14. The device of claim 1, further comprising a vibration unit in communication with the processor, the vibration unit being activated in response to receiving the data from the external device to notify the user about receipt of the data.

15. The device of claim 1, wherein the notification is provided via one or more of the following:

a vibration, a sound, and a light indication.

16. The device of claim 1, wherein the processor is further operable to:

detect absence of interaction of the user with the display, wherein the detection is made based on an eye tracking of the user, a head tracking of the user, and a spatial position of the housing; and

based on the detecting, dim the display.

17. The device of claim 1, wherein the processor is further operable to:

activate the display based on a spatial position of the housing or a gesture of the user body.

18. The device of claim 1, wherein the processor is further operable to:

receive, using the natural language user interface, a map request from the user;

in response to the map request, display, using the display, a map and a route depicted on the map; and

provide, using the haptic feedback, an indication associated with the route to the user.

19. The device of claim 1, wherein the processor is further operable to:

analyze a message received by the external device, the analyzing including one or more of the following;

parsing a text;

reading an image, and recognizing a voice;

based on the analyzing, display one or more possible replies;

receive, from the user, a selection of a reply from the one or more possible replies; and

based on the selection, send the reply to the external device.

20. The device of claim 1, wherein the processor is further operable to:

analyze the activity of the user; and

based on the analyzing, display one or more diagrams on the display, the one or mode diagrams representing one or more activity types of the user.

21. The device of claim 1, wherein the processor is further operable to:

control an operation of a camera of the external device;

access audio files stored on the external device;

wirelessly connect with earphones; and

reproduce the audio files using the earphones.

22. The device of claim 1,

wherein the payment transaction performed by the processor is associated with a NFC, the payment transaction being performed for purchases online and offline, wherein a payment associated with the payment transaction is transferred from a pre-paid account of the user or charged to a mobile account of the user or a bank account of the user;

wherein the payment includes at least a one-touch and one-scan payment for street parking in demarcated areas, the payment being performed using a license plate, transponder tags, barcode stickers, and reading the code from the display;

wherein a merchant uses a combination of the NFC and the code on the display for performing the one-touch and one-scan payment;

wherein the NFC is used to establish radio communication with the external device by touching the housing and the external device or bringing the housing and the external device into proximity, the proximity includes a distance of up to 10 centimeters;

wherein the processor is operable to operate in three modes, the three modes include an NFC target mode when the device is acting as a credential, a NFC initiator mode when the device is acting as a reader, and an NFC peer-to-peer mode;

wherein the payment is further associated with advertisement tags, two-dimensional barcodes, and ultra high frequency tags;

wherein the processor is operable to be connected to a cloud;

wherein user credentials are provisioned over the air;

the payment being associated with a payment application associated with the processor to control transferring of the payment and access payment readers;

wherein the NFC unit is operable to connect to a third-party NFC device with a server for data;

wherein the device is adapted to enable a Bluetooth low energy payment;

wherein the device is associated with one or more of a transactional payment based on Unstructured Supplementary Service Data, Short Message Service, direct operator billing, a credit card mobile payment, an online wallet, a QR code payment, contactless NFC, a cloud-based mobile payment, an audio signal-based payment, a Bluetooth Low Energy signal beacon payment, an in-application payment, a Software Development Kit payment, an Application Programming Interface payment, a social networking payment, and a direct carrier and bank co-operation.

23. The device of claim 1, wherein the processor is further operable to:

detect current user location;

detect presence of premises associated with the user in proximity to the current user location; and

based on the detecting, unlock the premises.

24. The device of claim 1, wherein the one or more biometric sensors are operable to non-invasively monitor a glucose level, the glucose level being monitored using a saliva testing, and wherein the processor is associated with an operating system operable to pair with third-party applications running on the external device;

wherein the processor integrates a third-party developer technology and the third-party applications and notifications into a form factor;

wherein the processor is operable to download applications;

wherein the device acts as or is associated with smart textiles, an activity tracker, a smartwatch, smartglasses, a GPS watch, mixed reality, computer-mediated reality, clothing technology, Smart closing, healthcare, augmenter reality, and smart and connected devices.

25. The device of claim 1, wherein the processor is further operable to:

detect presence of another wearable personal digital device for facilitating mobile device payments and personal use in proximity to the wearable personal digital device for facilitating mobile device payments and personal use; and

based on the detecting, initiate data transmission between the wearable personal digital device for facilitating mobile device payments and personal use and another wearable personal digital device for facilitating mobile device payments and personal use.

26. The device of claim 1, wherein the processor is further operable to:

receive, from the user, a content access request for at least one content item of content data stored in the memory unit;

reading access rules stored in the memory unit, the access rules being associated with a use of the at least one content item;

determine, based on the access rules, that an access to the at least one content item is permitted; and

reproduce, based on the determining, the at least one content item to the user;

wherein the content data includes audio data, video data, text, software, game data;

wherein the device acts as a data carrier and includes an interface for sending and receiving data, the memory unit being operable to store received content data, provide payment validation data to the external device, store a record of access made to the stored content data, and the access rules for controlling access to the stored content data;

the processor being further operable to access control data and supplementary data including hot links to websites and advertising data;

wherein payment data, the stored content data and access rules data are used to reduce a risk of an unauthorized access to the content data.