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Systems and methods for authenticating mobile device communications

  • US 9,106,633 B2
  • Filed: 05/25/2012
  • Issued: 08/11/2015
  • Est. Priority Date: 05/26/2011
  • Status: Active Grant
First Claim
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1. A computer-implemented method for authenticating communications, the method comprising:

  • receiving, by a service manager computer comprising one or more processors, a first information from one or more service providers associated with the mobile device;

    receiving, by the service manager computer, a second information from one or more mobile network operators associated with the mobile device;

    generating, by the service manager computer, customized information associated with the mobile device based at least in part on the received first information and the received second information;

    receiving, by the service manager computer, a message communicated from a service provider server associated with the one or more service providers to a mobile device;

    receiving, by the service manager computer, from the mobile device, an identifier of a secure element included in a memory of the mobile device;

    generating, by the service manager computer, a shared secret between the service provider server and the mobile device based at least in part on the received identifier and the customized information;

    generating, based upon the shared secret between the service provider server and the mobile device, a payload authentication code (PAC);

    associating the generated PAC with a payload for the message; and

    communicating the message and the generated PAC to the mobile device, wherein the mobile device is configured to utilize the shared secret to verify the PAC and authenticate the message.

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