Executing transactions secured user credentials
First Claim
Patent Images
1. An insertable device, comprising:
- a radio frequency (RF) antenna;
an electrical interface that interfaces a mobile device including a Graphical User Interface (GUI) in connection with inserting the insertable device in a port of the mobile device;
secure memory that stores user credentials used to execute transactions with contactless devices and are associated with one or more enterprises, the secure memory includes master credentials and a master security framework that enable enterprises to store or update user credentials and associated security frameworks;
a user-interface module that dynamically generates displays associated with the user credentials and presents the dynamically-generated displays through the GUI of the mobile device;
a transaction module that executes wireless transactions with contactless devices using the user credentials; and
an antenna module that selectively switches the RF antenna between an activate state and an inactivate state in response to a failure in at least one of authentication of the mobile device or authentication of a cellular network communicably coupled to the mobile device.
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Abstract
In some implementations, a method includes interfacing a mobile device including a GUI. User credentials used to execute transactions with contactless devices are securely stored and associated with one or more enterprises. The secure memory includes master credentials and a master security framework that enables enterprises to store or update user credentials and associated security frameworks. Displays associated with the user credentials are dynamically generated and presented through the GUI of the mobile device. Wireless transactions are executed with contactless devices using the selectable user credentials.
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Citations
25 Claims
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1. An insertable device, comprising:
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a radio frequency (RF) antenna; an electrical interface that interfaces a mobile device including a Graphical User Interface (GUI) in connection with inserting the insertable device in a port of the mobile device; secure memory that stores user credentials used to execute transactions with contactless devices and are associated with one or more enterprises, the secure memory includes master credentials and a master security framework that enable enterprises to store or update user credentials and associated security frameworks; a user-interface module that dynamically generates displays associated with the user credentials and presents the dynamically-generated displays through the GUI of the mobile device; a transaction module that executes wireless transactions with contactless devices using the user credentials; and an antenna module that selectively switches the RF antenna between an activate state and an inactivate state in response to a failure in at least one of authentication of the mobile device or authentication of a cellular network communicably coupled to the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method executed by an insertable device, comprising:
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interfacing a mobile device including a GUI; securely storing user credentials used to execute transactions with contactless devices and are associated with one or more enterprises, the secure memory includes master credentials and a master security framework that enable enterprises to store or update user credentials and associated security frameworks; dynamically generating displays associated with the selectable user credentials and presents the dynamically-generated displays through the GUI of the mobile device; executing wireless transactions with contactless devices using the user credentials; and selectively switching an RF antenna of the insertable device between an activate state and an inactivate state in response to a failure in at least one of authentication of the mobile device or authentication of a cellular network communicably coupled to the mobile device. - View Dependent Claims (22, 23, 24)
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25. A microSD card, comprising:
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a radio frequency (RF) antenna; an SD interface that connects to a mobile device including a GUI, wherein the SD interface communicates with the mobile device solely using SD signals; an antenna module that selectively switches an RF antenna of the microSD card between an activate state and an inactivate state in response to at least an event secure memory that stores a plurality of user credentials and an associated plurality of security frameworks used to execute transactions with contactless devices and are associated with one or more enterprises, the secure memory includes master credentials and a master security framework that enable enterprises to store or update user credentials and associated security frameworks; a user-interface module that dynamically generates displays associated with the selectable user credentials and presents the dynamically-generated displays through the GUI of the mobile device, wherein the dynamically-generated displays present information based, at least in part, on at least one of real-time content during transactions, locally-stored offline content, or online content retrieved from the one or more enterprises; a transaction module that executes wireless transactions with contactless devices using the user credentials; and an antenna module that selectively switches the RF antenna between an activate state and an inactivate state in response to a failure in at least one of authentication of the mobile device or authentication of a cellular network communicably coupled to the mobile device.
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Specification