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Executing transactions secured user credentials

  • US 9,106,647 B2
  • Filed: 04/29/2013
  • Issued: 08/11/2015
  • Est. Priority Date: 09/12/2007
  • Status: Expired due to Fees
First Claim
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1. An insertable device, comprising:

  • a radio frequency (RF) antenna;

    an electrical interface that interfaces a mobile device including a Graphical User Interface (GUI) in connection with inserting the insertable device in a port of the mobile device;

    secure memory that stores user credentials used to execute transactions with contactless devices and are associated with one or more enterprises, the secure memory includes master credentials and a master security framework that enable enterprises to store or update user credentials and associated security frameworks;

    a user-interface module that dynamically generates displays associated with the user credentials and presents the dynamically-generated displays through the GUI of the mobile device;

    a transaction module that executes wireless transactions with contactless devices using the user credentials; and

    an antenna module that selectively switches the RF antenna between an activate state and an inactivate state in response to a failure in at least one of authentication of the mobile device or authentication of a cellular network communicably coupled to the mobile device.

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