Registration, verification and notification system

• US 9,106,738 B2
• Filed: 03/12/2014
• Issued: 08/11/2015
• Est. Priority Date: 01/11/2005
• Status: Active Grant

• Current Assignee: TeleSign Corporation (Government of Belgium)
• Original Assignee: TeleSign Corporation (Government of Belgium)
• Inventors: Gonen, Shlomo, Gonen, Jonathan A., Gonen, Alon, Rosen, Danny
• Primary Examiner(s): El-Zoobi, Maria
• Application Number:
  US14/207,411
• Publication Number:
  US 20140194090A1
• Time in Patent Office: 517 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/0876 based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 63/18 using different networks or channels, e.g. using out of band channels cryptographic mechanisms or cryptographic arrangements for key distribution involving distinctive intermediate devices or communication paths H04L9/0827; cryptographic mechanisms or cryptographic arrangements for authentication using a plurality of channels H04L9/3215
• CPC Class Codes: H04M 15/00 Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
• CPC Class Codes: H04M 15/70 Administration or customization aspects; Counter-checking correct charges
• CPC Class Codes: H04M 15/715 Activating new subscriber or card
• CPC Class Codes: H04M 15/72 by the user
• CPC Class Codes: H04M 15/721 using the Internet
• CPC Class Codes: H04M 15/858 Request users acknowledgement prior to use
• CPC Class Codes: H04M 2215/7027 Activate new subscriber or card
• CPC Class Codes: H04M 2215/7036 Administer via user
• CPC Class Codes: H04M 2215/7045 Using Internet or WAP
• CPC Class Codes: H04M 3/38 Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections queuing arrangements H04Q3/64
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/10 Integrity
• CPC Class Codes: H04W 12/72 Subscriber identity
• CPC Class Codes: H04W 4/14 Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
• CPC Class Codes: H04W 60/00 Affiliation to network, e.g. registration; Terminating affiliation with the network, e.g. de-registration
• CPC Class Codes: H04W 68/00 User notification, e.g. alerting and paging, for incoming communication, change of service or the like

Abstract

A registrant provides at least one registrant electronic contact, such as a telephone number, during a registration process. The registrant'"'"'s information may be compared to a database of such information. The registrant is verified by establishing a connection with the registrant via the registrant contact. The verification code is communicated to the registrant, which is input into an on-line form. Notification events are established, and the registrant is notified of the occurrence of a previously established notification event by establishing a connection with the registrant via the registrant contact.

Claims

1. A verification and notification method implemented by a computing system, the method comprising:

receiving, from a user, information entered by the user via a website, the received information including an electronic contact address associated with the user;

verifying the electronic contact address by;

establishing a telephonic connection with the user using the received electronic contact address;

communicating a verification code to the user through the telephonic connection;

receiving, via the website, a submitted verification code that is entered by the user; and

verifying the electronic contact address if the submitted verification code is the same as the communicated verification code;

maintaining a record of one or more notification events associated with actions that require authorization by the user;

upon receiving an indication of an occurrence of an established notification event, transmitting a short message service (SMS) message addressed to the verified electronic contact address indicating the occurrence of the notification event; and

receiving, from the user, an indication to authorize an action associated with the established notification event.

2. The method of claim 1, wherein the electronic contact address comprises a telephone number.

3. The method of claim 1, wherein the notification event is a transaction.

4. The method of claim 1, wherein communicating a verification code to the user comprises sending the user an electronic message that includes the verification code.

5. The method of claim 4, wherein the electronic message is an SMS message.

6. The method of claim 1, wherein the indication to authorize the action is received from the user via a telephonic connection.

7. The method of claim 1, wherein the indication to authorize the action is received via a website.

8. The method of claim 1, wherein the notification event is established after receiving an indication from the user to establish the notification event.

9. The method of claim 1, wherein the notification event is established by a party associated with the website.

10. The method of claim 1, wherein the notification event is associated with activity related to a financial account associated with the user.

11. The method of claim 1, wherein the notification event is associated with a request to alter an account of the user.

12. The method of claim 1, further comprising charging a fee to the user based at least in part on the user being notified of the occurrence of the established notification event.

13. The method of claim 1, further comprising associating the electronic contact address with data indicating that the electronic contact address is verified.

14. A verification method implemented by a computing system, the method comprising:

receiving information entered by a user via a website, the received information including an electronic contact address and a name or an address;

comparing the received information to a dataset containing personal identifying information; and

when the electronic contact address matches information in the database and at least one of the received name or address matches information in the dataset, verifying the received electronic contact address by;

establishing a telephonic connection with the user using the received electronic contact address;

communicating a verification code to the user through the telephonic connection;

receiving, via the website, a submitted verification code that is entered by the user; and

verifying the received electronic contact address if the submitted verification code is the same as the communicated verification code; and

if the received electronic contract address is verified, associating the electronic contact address with data indicating the verification of the electronic contact address.

15. The method of claim 14, further comprising:

maintaining a record of one or more notification events, the occurrence of which the user is to be notified of; and

upon receiving an indication of an occurrence of an established notification event, transmitting an electronic message indicating the occurrence of the notification event to the verified electronic contact address.

16. The method of claim 15, wherein the electronic message comprises an SMS message.

17. The method of claim 14, wherein the electronic contact address comprises a telephone number.

18. The method of claim 14, wherein communicating a verification code to the user comprises sending the user a verification electronic message that includes the verification code.

19. The method of claim 18, wherein the verification electronic message is a short message service (SMS) message.

20. The method of claim 15, wherein the electronic message includes a voice message.

21. The method of claim 15, wherein the notification event is associated a request to access an account of the user.

22. The method of claim 15, further comprising charging a fee to the user based at least in part on the user being notified of the occurrence of the established notification event.

23. The method of claim 15, wherein the notification event is associated with activity related to a financial account associated with the user.