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Computer-implemented system and method for electronic personal identity verification

  • US 9,111,085 B1
  • Filed: 09/23/2013
  • Issued: 08/18/2015
  • Est. Priority Date: 09/21/2012
  • Status: Expired due to Fees
First Claim
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1. A computer-implemented method for electronic personal identity verification, comprising:

  • establishing a biometric signature by an identification device worn by a user;

    registering the user with an authentication service comprising providing to the authentication service the biometric signature associated with the user and information personally known to the user;

    confirming by the authentication service that the biometric signature is associated with the user;

    periodically generating a dynamic key and periodically sending the generated dynamic key from the authentication service to the identification device worn by the user after performing the confirmation;

    forming identification data on the identification device, the identification data comprising the dynamic key and the biometric signature;

    sending the identification data comprising the biometric signature and the dynamic key from the identification device worn by the user to a user device associated with the user;

    receiving input personally known to the user into the user device;

    sending encrypted credentials comprising the user input and the identification data from the user device to the authentication service;

    comparing the received encrypted credentials to the biometric signature and the information provided to the authentication service during the registration;

    sending a claims token from the authentication service to the user device upon the encrypted credentials matching the biometric signature and the information provided to the authentication service during the registration; and

    accessing an application that requires user identity verification via a third party provider using the claims token.

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