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Apparatus and method for providing transaction history information, account history information, and/or charge-back information

DC CAFC
  • US 9,117,230 B2
  • Filed: 12/21/2009
  • Issued: 08/25/2015
  • Est. Priority Date: 01/16/2001
  • Status: Expired due to Fees
First Claim
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1. A computer-implemented method, comprising:

  • receiving, with a receiver, information regarding a transaction involving an individual and involving an account, wherein the information regarding the transaction is received by the receiver prior to a processing, a completion, a consummation, or a cancellation, of the transaction;

    processing, with a processing device or with a computer, the information regarding the transaction;

    generating, with the processing device or with the computer, a report or a message in response to the processing of the information regarding the transaction, wherein the report or the message contains information regarding a charge-back regarding a previous transaction involving the individual; and

    transmitting, with or from a transmitter, the processing device, or the computer, the report or the message to a communication device associated with a merchant, a vendor, or a provider, of a good, a product, or a service.

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