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System and method for authentication using a mobile communication device

  • US 9,119,076 B1
  • Filed: 12/11/2009
  • Issued: 08/25/2015
  • Est. Priority Date: 12/11/2009
  • Status: Active Grant
First Claim
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1. A method comprising:

  • providing, by a server, access to a data storage storing a plurality of authorized mobile phone numbers, each mobile phone number associated with a corresponding user registered security string unique to the mobile phone number, wherein both the mobile phone number and the security string are compared to a previously registered mobile phone number and a previously registered security string to generate a one-time password that is to be transmitted to a requesting mobile phone associated with the mobile phone number, and wherein the security string comprises an answer to a user-selected security question;

    receiving, at the server, a request for a one-time password, the request transmitted from a mobile phone having the mobile phone number, and the request including the security string, the request further being in the form of a short message service message;

    matching, by the server, the mobile phone number from the requesting mobile phone and the security string to the plurality of authorized mobile phone numbers and associated security strings stored in the data storage;

    generating, by the server, the one-time password when there is a match between the mobile phone number and the security string with one of the plurality of authorized mobile phone numbers and associated security strings stored in the data storage;

    transmitting, by the server, the one-time password that can be used without modification to access the data storage by the requesting mobile phone associated with the mobile phone number, anddeactivating, by the server, the one-time password when the one-time password is not used within a prescribed time period, the prescribed time period being calculated by one of a countdown timer initiated by the server upon receiving a request for the one-time password from the mobile phone and a countdown timer initiated by the server upon transmitting the one-time password to the requesting mobile phone.

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