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System, method and computer program for verifying a signatory of a document

  • US 9,122,911 B2
  • Filed: 12/05/2014
  • Issued: 09/01/2015
  • Est. Priority Date: 03/28/2013
  • Status: Active Grant
First Claim
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1. A method of verifying that a user signing a document corresponds to a previously authenticated user, the previously authenticated user having been previously authenticated using a source of machine-readable identity data, the method comprising:

  • receiving, from the source of machine-readable identity data, first digital image data indicative of a first image of the previously authenticated user;

    receiving, from the source of machine-readable identity data, first identity data associated with the first digital image data, the first identity data being associated with the previously authenticated user;

    receiving, from a camera, a captured second image comprising second digital image data, wherein the second image corresponds to the user;

    comparing the first digital image data to the second digital image data;

    determining, based on the comparing of the first digital image data to the second digital image data, that the first image and the second image represent the same user;

    responsive to the first image and the second image being determined to represent the same user, generating verification data indicating that the user is the previously authenticated user, the verification data including second identity data indicative of the previously authenticated user;

    associating the verification data with the document;

    deriving, based on the document, third identity data indicative of an intended signatory of the document; and

    determining, using the first identity data and the third identity data, that the intended signatory corresponds to the previously authenticated user; and

    wherein the step of generating verification data is further responsive to the determining that the intended signatory corresponds to the previously authenticated user.

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