×

Secure distributed single action payment system

  • US 9,141,945 B2
  • Filed: 02/10/2011
  • Issued: 09/22/2015
  • Est. Priority Date: 12/02/2010
  • Status: Active Grant
First Claim
Patent Images

1. A method of enabling a single action payment for an item at a mobile device, the method comprising:

  • associating, by the mobile device, a memory of the mobile device with an application installed on the mobile device;

    receiving, by the mobile device, user credentials at the application installed on the mobile device;

    obtaining, by the application, a device identifier associated with the mobile device;

    transmitting, by the mobile device, the user credentials and the obtained device identifier from the application installed on the mobile device to a payment management server;

    receiving, from the payment management server, an encryption key;

    receiving, by the mobile device, data to be included in personal payment information;

    encrypting the data using the received encryption key;

    creating, by the mobile device, an encrypted personal payment information;

    saving, by the mobile device, the encrypted personal payment information in a memory of the mobile device associated with the application;

    discarding the received encryption key and any unencrypted data included in the personal payment information from the mobile device;

    determining, by the mobile device, that the encrypted personal payment information has been saved and that the encryption key has been discarded;

    based on a determination that the encrypted personal payment information has been saved and that the encryption key has been discarded, receiving, by the mobile device, a single action from a user;

    wherein the single action defines a user request to make a payment; and

    obtaining, at the mobile device, a decryption key used to decrypting the encrypted personal payment information.

View all claims
  • 3 Assignments
Timeline View
Assignment View
    ×
    ×