Systems and methods for activity evaluation

• US 9,141,994 B2
• Filed: 12/07/2012
• Issued: 09/22/2015
• Est. Priority Date: 02/02/2007
• Status: Active Grant

• Current Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Original Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Inventors: Amigo, Andrew J., Gingrave, Michael
• Primary Examiner(s): Lee, Benjamin C
• Assistant Examiner(s): Foxx, Chico A
• Application Number:
  US13/708,423
• Publication Number:
  US 20130103416A1
• Time in Patent Office: 1,019 Days
• US Class Current: 1/1
• CPC Class Codes: A61B 5/021 Measuring pressure in heart or blood vessels A61B5/0205 takes precedence
• CPC Class Codes: A61B 5/024 Detecting, measuring or recording pulse rate or heart rate A61B5/0205, A61B5/021 take precedence
• CPC Class Codes: A61B 5/1118 Determining activity level
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G16H 40/20 for the management or administration of healthcare resources or facilities, e.g. managing hospital staff or surgery rooms
• CPC Class Codes: G16H 50/30 for calculating health indices; for individual health risk assessment

Abstract

Systems and methods are discussed for providing sensor enhanced safety, recovery, and activity evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user'"'"'s employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility.

Claims

1. An activity evaluation system for use in managing an insurance-related process, comprising:

at least one sensor configured to monitor an activity level of an individual, associated with and distinct from an insured entity;

an activity evaluation module configured to;

collect activity level-related data from the at least one sensor for use in adjusting insurance-related parameters corresponding to an insurance policy covering the insured entity, the activity level-related data being data indicative of horizontal body position, vertical body position, body movement, and one or more of frequency of movement, duration of movement and movement distance of the individual;

analyze the collected activity level-related data to determine an activity evaluation indicative of the activity level of the individual; and

output the activity evaluation; and

a communications module configured to communicate at least one of the collected activity level-related data and the activity evaluation to an insurance computer system operated by an insurance company providing the insurance policy to the insured entity for use in adjusting insurance-related parameters associated with the insurance policy.

2. The system of claim 1, wherein the insured entity is a healthcare facility and the individual is a patient at the healthcare facility, the at least one sensor is worn by the patient, and the activity level-related data is at least partially representative of physical activity of the patient.

3. The system of claim 2, wherein the activity evaluation comprises a comparison of the activity level-related data to an expected activity level.

4. The system of claim 3, further comprising an output device configured to provide feedback that is based at least in part on the activity evaluation.

5. The system of claim 4, wherein the output device is configured to provide the feedback to a caregiver associated with the healthcare facility.

6. The system of claim 5, wherein the feedback comprises a revised treatment regimen if the comparison of the activity level-related data with the expected activity level indicates that the patent'"'"'s activity level is lower or higher than the expected activity level.

7. The system of claim 6, further comprising a user terminal configured to allow the caregiver to monitor one or both of the activity related data and activity evaluation and to input the revised treatment regimen for the patient based on one or both of the activity related data and activity evaluation.

8. The system of claim 1, wherein the at least one sensor is configured to be worn by the individual on a body part that is being treated and wherein the activity-related data is at least partially representative of whether the individual is performing prescribed rehabilitation exercises for the body part being treated.

9. An activity evaluation system for use in managing an insurance-related process, comprising:

at least one sensor configured to monitor an activity level of an individual, associated with and distinct from an insured entity, said sensor including a detection circuit for sensing removal of the at least one sensor by the individual;

an activity evaluation module configured to;

collect activity level-related data from the at least one sensor for use in adjusting insurance-related parameters corresponding to an insurance policy covering the insured entity, the activity level-related data being data indicative of horizontal body position, vertical body position, body movement, and one or more of frequency of movement, duration of movement and movement distance of the individual;

analyze the collected activity level-related data to determine an activity evaluation indicative of the activity level of the individual; and

output the activity evaluation; and

an output device configured to provide feedback that is based at least in part on the activity evaluation; and

a communications module configured to communicate at least one of the collected activity level-related data and the activity evaluation to an insurance computer system operated by an insurance company providing the insurance policy to the insured entity for use in adjusting insurance-related parameters associated with the insurance policy.

10. The system of claim 9, wherein the insured entity is a healthcare facility and the individual is a patient at the healthcare facility, the at least one sensor is worn by the patient, the activity level-related data is at least partially representative of physical activity of the patient, and the output device is configured to provide the feedback to a caregiver associated with the healthcare facility.

11. The system of claim 10, wherein the activity evaluation comprises a comparison of the activity level-related data to an expected activity level.

12. The system of claim 11, wherein the feedback comprises a revised treatment regimen if the activity evaluation indicates that the patent'"'"'s activity level is lower or higher than the expected activity level.

13. The system of claim 12, further comprising a user terminal configured to allow the caregiver to monitor one or both of the activity related data and activity evaluation and to input the revised treatment regimen for the patient based on one or both of the activity related data and activity evaluation.

14. A method for evaluating activity for use in managing an insurance-related process, comprising:

monitoring, with at least one sensor, an activity level of an individual associated with and distinct from an insured entity;

collecting, with an activity evaluation module, activity level-related data for use in adjusting insurance-related parameters corresponding to an insurance policy covering the insured entity, the activity level-related data being data indicative of horizontal body position, vertical body position, body movement, body orientation, and one or more of frequency of movement, duration of movement and movement distance of the individual, from the at least one sensor;

analyzing, with the activity evaluation module, the collected activity level-related data to determine an activity evaluation indicative of the activity level of the individual;

outputting, with the activity evaluation module, the activity evaluation; and

communicating, with a communications module, at least one of the collected activity level-related data and the activity evaluation to an insurance computer system operated by an insurance company providing the insurance policy to the insured entity for use in adjusting insurance-related parameters associated with the insurance policy.

15. The method of claim 14, wherein the insured entity is a healthcare facility and the individual is an elderly person who is a patient at the healthcare facility, where the at least one sensor is worn by the elderly person, and the activity level-related data is at least partially representative of physical activity of the elderly person.

16. The method of claim 15, wherein the activity evaluation comprises a comparison of the activity level-related data to an expected activity level.

17. The method of claim 16, further comprising outputting, with an output device, feedback that is based at least in part on the activity evaluation.

18. The method of claim 17, wherein the feedback comprises a revised treatment regimen if the activity evaluation indicates that the patent'"'"'s activity level is lower or higher than the expected activity level.

19. The method of claim 18, further comprising monitoring by a caregiver, with a user terminal, one or both of the activity related data and activity evaluation and the caregiver inputting, with the user terminal, the revised treatment regimen for the patient based on one or both of the activity related data and activity evaluation.

20. The method of claim 14, wherein monitoring with the at least one sensor comprises monitoring the activity level of a body part that is being treated and wherein the activity-related data is at least partially representative of whether the individual is performing prescribed rehabilitation exercises for the body part being treated.