System for activation of multiple cards

• US 9,152,954 B2
• Filed: 11/21/2013
• Issued: 10/06/2015
• Est. Priority Date: 10/28/2003
• Status: Active Grant

• Current Assignee: First Data Resources Incorporated (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Arthur, Steven E.
• Primary Examiner(s): Danneman, Paul
• Application Number:
  US14/086,761
• Publication Number:
  US 20140081781A1
• Time in Patent Office: 684 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/354 Card activation or deactivation
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising

Abstract

According to one embodiment of the invention, a system is provided for activating a plurality of cards. An activation indicator can be provided to an activation system to process the activation of the plurality of cards. If approved, the activation system transmits a message to the POS device indicating the activation.

Claims

1. A system for activating a plurality of gift cards which are presented as a group at a POS device, the system comprising:

an activation computer system comprising at least one computer and an associated database, wherein the activation computer system is operable to;

receive from a POS device a purchase price and an activation indicator from one of a plurality of gift cards, wherein the plurality of plastic gift cards each have an account identifier stored thereon, and wherein the plastic gift cards are coupled together in a packaging arrangement;

process the activation indicator from the POS device to activate all of the gift cards in the packaging arrangement;

generate an indication that all of the gift cards in the packaging arrangement are activated; and

transmit a confirmation to the POS device that all of the gift cards in the packaging arrangement have been activated.

2. The system as described in claim 1, wherein the packaging arrangement comprises shrink wrap.

3. The system as described in claim 1, wherein the activation indicator that is received was entered into the POS device by one of:

reading a magnetic stripe on the card using a magnetic stripe reader, scanning a bar code on the card, hand keying in the activation indicator in the POS device.

4. The system as described in claim 1, wherein the activation indicator comprises one of the account identifiers.

5. The system as described in claim 4, wherein the account identifiers comprise card numbers.

6. The system as described in claim 1, wherein the activation computer system comprises a card validation computer that determines if the cards can be activated and a card activation computer that activates the cards.

7. A system for activating a plurality of gift cards which are presented as a group at a POS device, the system comprising:

an activation computer system comprising at least one computer and an associated database, wherein the activation computer system is programmed to;

receive from a POS device a package identifier from a packaging arrangement, the packaging arrangement comprising plurality of plastic gift cards that each have an account identifier stored thereon, wherein the plastic gift cards are coupled together in the packaging arrangement;

process the package identifier from the POS device to determine that none of the cards have yet been activated in order to subsequently activate all of the gift cards in the packaging arrangement; and

transmit a confirmation at the POS device that all of the gift cards in the packaging arrangement have been activated.

8. The system as described in claim 7, wherein the packaging arrangement comprises shrink wrap.

9. The system as described in claim 7, the activation indicator that is received was entered into the POS device by one of:

reading a magnetic stripe on one of the cards using a magnetic stripe reader, scanning a bar code on one of the cards, hand keying in the package identifier in the POS device.

10. The system as described in claim 7, wherein the confirmation comprises a batch number that is transmitted from the activation computer system.

11. The system as described in claim 7, wherein the package identifier comprises an account identifier that is stored on one of the cards.

12. The system as described in claim 11, wherein the account identifier comprises a card number.

13. The system as described in claim 7, wherein the activation computer system comprises a card validation computer that determines if the cards can be activated and a card activation computer that activates the cards.

14. A system for activating a plurality of gift cards which are presented as a group at a POS device, the system comprising:

an activation computer system comprising at least one computer and an associated database, wherein the activation computer system;

receives from a POS device an activation indicator from a plastic gift card in a plurality of packaged, plastic gift cards along with a purchase amount;

determines whether the plurality of packaged gift cards can be activated at the same time based at least in part on the activation indicator;

communicates to the POS device a validation signal so as to indicate at the POS device whether the plurality of packaged, plastic gift cards can be activated.

15. The system as described in claim 14, wherein the activation computer system further:

initiates a batch process to activate each of the plurality of cards.

16. The system as described in claim 14, wherein the activation indicator comprises an account indicator stored on one of the cards.

17. The system as described in claim 14, wherein the activation computer system comprises a card validation computer that determines if the cards can be activated and a card activation computer that activates the cards.