Systems and methods for providing a user incentive program using circuit chip technology
First Claim
1. A method for providing a loyalty and rewards system that implements a user incentive program using circuit chip technology, the method comprising:
- maintaining a website that is programmed to administer the user incentive program, the website providing user access to a plurality of selectable features of the user incentive program, wherein one of the selectable features comprises electronic coupons redeemable at a POS terminal;
upon selection of find coupons, the website displaying a list of electronic coupons that are currently available for download to a circuit chip, the circuit chip including a memory storing user identification and incentive program information;
enabling the user to select electronic coupons from the list of electronic coupons;
saving the electronic coupons selected by the user to the circuit chip;
processing items for purchase selected by the user at the POS terminal;
the POS terminal accessing the user'"'"'s circuit chip and comparing the items for purchase with the electronic coupons saved to the circuit chip;
the POS terminal identifying any of the electronic coupons that are applicable to the items for purchase; and
the POS terminal automatically applying the applicable electronic coupons, wherein at least one of the electronic coupons saved to the circuit chip is a one time use electronic coupon, and wherein the method further comprises the POS terminal automatically removing the one time use electronic coupon from the circuit chip upon redemption.
1 Assignment
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Accused Products
Abstract
Systems and methods for providing a loyalty and rewards system that implements a user incentive program using smart card technology are provided. A loyalty system allows a user to systematically search, identify, store, and redeem electronic coupons and rebates associated with products from a large number of providers and manufactures. The loyalty system also integrates the activities associated with the user incentive program (e.g., coupon collection, storage, and redemption, etc.), with existing payment methods (e.g., charging a credit card, etc.) using smart card technology. Thus, the loyalty system allows the user to obtain savings and otherwise participate in the user incentive program without adding time consuming and tedious processing that is normally associated with coupon and rebate programs.
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Citations
12 Claims
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1. A method for providing a loyalty and rewards system that implements a user incentive program using circuit chip technology, the method comprising:
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maintaining a website that is programmed to administer the user incentive program, the website providing user access to a plurality of selectable features of the user incentive program, wherein one of the selectable features comprises electronic coupons redeemable at a POS terminal; upon selection of find coupons, the website displaying a list of electronic coupons that are currently available for download to a circuit chip, the circuit chip including a memory storing user identification and incentive program information; enabling the user to select electronic coupons from the list of electronic coupons; saving the electronic coupons selected by the user to the circuit chip; processing items for purchase selected by the user at the POS terminal; the POS terminal accessing the user'"'"'s circuit chip and comparing the items for purchase with the electronic coupons saved to the circuit chip; the POS terminal identifying any of the electronic coupons that are applicable to the items for purchase; and the POS terminal automatically applying the applicable electronic coupons, wherein at least one of the electronic coupons saved to the circuit chip is a one time use electronic coupon, and wherein the method further comprises the POS terminal automatically removing the one time use electronic coupon from the circuit chip upon redemption. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method for providing a loyalty and rewards system that implements a user incentive program using circuit chip technology, the method comprising:
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accessing a circuit chip including a memory storing user identification and incentive program information; the system apportioning the memory into a plurality of memory slots and assigning a system generated sponsor code to each of the plurality of memory slots, respectively; maintaining a website that is programmed to administer the user incentive program, the website providing user access to a plurality of selectable features of the user incentive program, wherein one of the selectable features comprises electronic coupons, the electronic coupons being associated with a coupon sponsor; upon selection of find coupons, the website displaying a list of electronic coupons that are currently available for download to the circuit chip; enabling the user to select electronic coupons from the list of electronic coupons; identifying a reserved memory slot by its sponsor code and automatically saving the selected electronic coupons in the reserved memory slot of the circuit chip corresponding to the coupon sponsor based on the sponsor code; processing items for purchase selected by the user at a POS terminal; the POS terminal accessing the circuit chip and comparing the items for purchase with the electronic coupons saved to the circuit chip; the POS terminal identifying any of the electronic coupons that are applicable to the items for purchase; and the POS terminal automatically applying the applicable electronic coupons, wherein at least one of the electronic coupons saved to the circuit chip is a one time use electronic coupon, and wherein the method further comprises the POS Terminal automatically removing the one time use electronic coupon from the circuit chip upon redemption. - View Dependent Claims (9, 10, 11, 12)
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Specification