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Systems and methods for providing a user incentive program using circuit chip technology

  • US 9,152,973 B2
  • Filed: 07/15/2013
  • Issued: 10/06/2015
  • Est. Priority Date: 09/10/2003
  • Status: Active Grant
First Claim
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1. A method for providing a loyalty and rewards system that implements a user incentive program using circuit chip technology, the method comprising:

  • maintaining a website that is programmed to administer the user incentive program, the website providing user access to a plurality of selectable features of the user incentive program, wherein one of the selectable features comprises electronic coupons redeemable at a POS terminal;

    upon selection of find coupons, the website displaying a list of electronic coupons that are currently available for download to a circuit chip, the circuit chip including a memory storing user identification and incentive program information;

    enabling the user to select electronic coupons from the list of electronic coupons;

    saving the electronic coupons selected by the user to the circuit chip;

    processing items for purchase selected by the user at the POS terminal;

    the POS terminal accessing the user'"'"'s circuit chip and comparing the items for purchase with the electronic coupons saved to the circuit chip;

    the POS terminal identifying any of the electronic coupons that are applicable to the items for purchase; and

    the POS terminal automatically applying the applicable electronic coupons, wherein at least one of the electronic coupons saved to the circuit chip is a one time use electronic coupon, and wherein the method further comprises the POS terminal automatically removing the one time use electronic coupon from the circuit chip upon redemption.

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