RFID functionality for portable electronic devices

• US 9,153,088 B2
• Filed: 04/24/2012
• Issued: 10/06/2015
• Est. Priority Date: 10/22/2004
• Status: Active Grant

• Current Assignee: Smart Cellco, Inc.
• Original Assignee: Smart Cellco, Inc.
• Inventors: Spencer, Carroll Alexis II
• Primary Examiner(s): HESS, DANIEL A
• Application Number:
  US13/454,868
• Publication Number:
  US 20120209745A1
• Time in Patent Office: 1,260 Days
• Field of Search: 235/380, 235/384, 705/5, 340/10.1
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 50/01 Social networking
• CPC Class Codes: G06Q 50/34 Betting or bookmaking, e.g. Internet betting
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 4/025 using location based information parameters
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A system for business wireless mobile transactions for electronic hand-held devices including a mobile electronic communication device including a dedicated communication component and a dedicated activatable component; a trigger, a good or service, and an application server; wherein the device and the dedicated communication component are operable for communication with RFID/NFC transceivers when the device is located within a predetermined proximity of a transceiver; and wherein the trigger activates the device to electronically initiate a business transaction for the good or service on the application server when the device detects activation of the dedicated activatable component by the trigger. The system can further include a financial transaction server. Methods of using the system for conducting business or social transactions are also included.

Claims

1. A system for conducting wireless mobile business transactions on electronic hand-held devices comprising:

a electronic hand-held device, wherein the electronic hand-held device is encased by a housing, wherein the housing includes at least the following two types of functional components;

a dedicated communication component and at least one dedicated activatable component;

at least one RFID/NFC transceiver;

an application server;

wherein the dedicated communication component is operable for communication with at least one RFID/NFC transceiver when the electronic hand-held device is located within a predetermined proximity of the at least one RFID/NFC transceiver;

wherein the at least one dedicated activatable component is dedicated to at least one good or service, and is activatable by a user when the communication is established between the electronic hand-held device and the at least one transceiver; and

wherein activation of the at least one dedicated activatable component initiates a business transaction for the at least one good or service on the application server in a secure, user-authorized manner without requiring additional user action;

thereby providing a system for conducting business transactions on electronic hand-held devices.

2. The system of claim 1, further including a financial transaction server, and wherein the application server initiates a financial transaction on the financial transaction server.

3. The system of claim 1, wherein the business transactions are selected from the group consisting of security clearance, attendance, and combinations thereof.

4. The system of claim 1, wherein the business transactions are selected from the group consisting of gaming, gambling, lottery purchases, virtual services, virtual purchases, virtual goods, emulated and virtual currency, virtual NFC and/or EMV capabilities and/or variations and/or virtualized combinations of singular or multiple examples of all specifications and claims and drawing material, rewards, tokens, points, rebates, coupons, prizes, debit transactions, credit transactions, currency exchanges, redemption, audio/visual trigger (or see previous adjectives), monetization therein via advertising and/or information/data linking/and/or subsidization linked to payment and/or prepaid account possibly with the maintenance of a certain balance for said subsidization and combinations thereof.

5. The system of claim 1, wherein the dedicated activatable component is marked with an identifier selected from the group consisting of brands, marks, names, symbols, logos, trademarks, labels, visual triggers, sounds, music, audio, signatures, audio triggers, waveform(s), and combinations thereof.

6. The system of claim 1, wherein the dedicated communication component is operable to identify the user as having authorization to perform a predetermined function.

7. The system of claim 1, wherein the dedicated communication component is operable to identify the user has having authorization to pass through a security checkpoint and/or to identify the location of the user via a tracking system in communication with the electronic hand-held device.

8. The system of claim 1, wherein the dedicated activatable component is constructed and configured to receive inputs by touch activation by the user.

9. The system of claim 1, further including a virtual reality display for displaying the good or service.

10. The system of claim 9, wherein the virtual reality display is selected from the group consisting of Augmented Reality and/or Adaptive/Optics/Virtual Reality and/or Hyper Reality Environment, Retinal Projection, Projection, OLED, Graphene optimized materials, LCD, LED, HUD, Optical Display, laser projection and combinations thereof.

11. The system of claim 1, further including a social media filter for filtering the good or service offerings.

12. The system of claim 1, wherein the transaction is authenticated and the authentication is provided by a social media provider.

13. A method for conducting wireless mobile electronic transactions on electronic hand-held devices, the method steps comprising:

providing a system for wireless mobile electronic transactions, the system comprising a electronic hand-held device, at least one RFID/NFC transceiver and an application server;

wherein the electronic hand-held device is encased in a housing, and wherein the housing includes at least the following two types of functional components;

a dedicated communication component and at least one dedicated activatable component;

the dedicated communication component communicating with at least one RFID/NFC transceiver when the electronic hand-held device is located within a predetermined proximity of the at least one RFID/NFC transceiver;

a user activating at least one dedicated activatable component dedicated to the at least one good or service when the communication is established between the electronic hand-held device and the at least one RFID/NFC transceiver;

the electronic hand-held device initiating a business transaction for the at least one good or service on the application server in a secure, user-authorized manner without requiring additional user action;

thereby providing a method for business transactions for electronic hand-held devices.

14. The method of claim 13, further including the steps of:

providing a financial transaction server in communication with the application server, and initiating a financial transaction on the financial transaction server.

15. The method of claim 13, further including the steps of:

providing a virtual reality display for displaying the good or service, and displaying the good or service with the virtual reality display.

16. The method of claim 13, further including the step of filtering the good or service offerings with a social medial filter.

17. The method of claim 13, further including the step of authenticating the transaction using a social media provider.