Access using a mobile device with an accelerometer

• US 9,176,543 B2
• Filed: 07/23/2014
• Issued: 11/03/2015
• Est. Priority Date: 11/25/2009
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Faith, Patrick, Carlson, Mark, Hammad, Ayman, Rewis, Ben, Koganti, Krishna Prasad
• Primary Examiner(s): Mehmood, Jennifer
• Assistant Examiner(s): MORTELL, JOHN F
• Application Number:
  US14/338,930
• Publication Number:
  US 20150198983A1
• Time in Patent Office: 468 Days
• Field of Search: 340/686.1
• US Class Current: 1/1
• CPC Class Codes: G06F 1/1694 the I/O peripheral being a single or a set of motion sensors for pointer control or gesture input obtained by sensing movements of the portable computer
• CPC Class Codes: G06F 21/40 by quorum, i.e. whereby two or more security principals are required
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 20/42 Confirmation, e.g. check or permission by the legal debtor of payment
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 12/68 Gesture-dependent or behaviour-dependent

Abstract

Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.

Claims

1. A mobile device comprising:

a processor;

a sensor coupled to the processor; and

a memory coupled to the processor and storing machine readable code, which when executed by the processor, causes the mobile device to;

generate first sensor data using the sensor of the mobile device to facilitate a transaction being conducted with the mobile device, wherein the sensor is a motion or pressure sensor and measures an external force caused by a physical interaction;

initiate comparison of first interaction data with second interaction data, the first interaction data including first location data and the first sensor data of the mobile device, the second interaction data including second location data and second sensor data of a terminal device, wherein the first location data is compared with the second location data to determine whether the first location data corresponds to the second location data, and the first sensor data is compared with the second sensor data after comparison of the first location data and the second location data to determine whether the mobile device and the terminal device physically interacted with each other; and

receive a transaction message when the mobile device and the terminal device are determined to have physically interacted with each other, wherein the transaction message indicates whether or not the transaction is approved.

2. The mobile device of claim 1, wherein the first interaction data further includes first time data, and the second interaction data further includes second time data.

3. The mobile device of claim 2, wherein the first time data is compared with the second time data before comparison of the first location data and the second location data.

4. The mobile device of claim 1, wherein the first sensor data comprises accelerometer data that represents an acceleration generated by the physical interaction.

5. The mobile device of claim 1, wherein the comparison of the first interaction data with the second interaction data is performed at a remote server computer.

6. The mobile device of claim 5, wherein the machine readable code, which when executed by the processor, further causes the mobile device to:

receive a session key from the remote server computer when the mobile device and the terminal device are determined to have physically interacted with each other; and

establish communication between the mobile device and the terminal device using the session key.

7. The mobile device of claim 6, wherein the session key is generated based on at least one of the first sensor data or the second sensor data.

8. The mobile device of claim 1, wherein the terminal device is an access point device or a point-of-sale device.

9. The mobile device of claim 1, wherein the terminal device is another mobile device.

10. The mobile device of claim 1, wherein the transaction is an access transaction, a confirmation transaction, or a payment transaction.

11. A method for conducting a transaction using a mobile device, the method comprising:

generating first sensor data using a sensor of the mobile device, wherein the sensor is a motion or pressure sensor and measures an external force caused by a physical interaction;

initiating comparison of first interaction data with second interaction data, the first interaction data including first location data and the first sensor data of the mobile device, the second interaction data including second location data and second sensor data of a terminal device, wherein the first location data is compared with the second location data to determine whether the first location data corresponds to the second location data, and the first sensor data is compared with the second sensor data after comparison of the first location data and the second location data to determine whether the mobile device and the terminal device physically interacted with each other; and

receiving a transaction message when the mobile device and the terminal device are determined to have physically interacted with each other, wherein the transaction message indicates whether or not the transaction is approved.

12. The method of claim 11, wherein the first interaction data further includes first time data, and the second interaction data further includes second time data.

13. The method of claim 12, wherein the first time data is compared with the second time data before comparison of the first location data and the second location data.

14. The method of claim 11, wherein the first sensor data comprises accelerometer data that represents an acceleration generated by the physical interaction.

15. The method of claim 11, wherein the comparison of the first interaction data with the second interaction data is performed at a remote server computer.

16. The method of claim 15, further comprising:

receiving a session key from the remote server computer when the mobile device and the terminal device are determined to have physically interacted with each other; and

establishing communication between the mobile device and the terminal device using the session key.

17. The method of claim 16, wherein the session key is generated based on at least one of the first sensor data or the second sensor data.

18. The method of claim 11, wherein the terminal device is an access point device or a point-of-sale device.

19. The method of claim 11, wherein the terminal device is another mobile device.

20. The method of claim 11, wherein the transaction is an access transaction, a confirmation transaction, or a payment transaction.