Systems and methods for an analysis cycle to determine interest merchants
First Claim
1. A method, comprising:
- selecting, by a computer-based system configured for determining interest merchants, a seed merchant relevant to a topic interest to generate a seeded merchant list,wherein the seed merchant and the seeded merchant list are associated with a keyword corresponding to a topic interest;
identifying, by the computer-based system, consumers that have completed a transaction with the at least one seed merchant to generate a list of identified consumers;
determining, by the computer-based system, merchants that have initiated a transaction with a transaction account associated with the identified consumers that do not correspond to the merchants of the seeded merchant list,wherein the merchants are do not have an attribute that corresponds to the key word;
scoring, by the computer-based system, the merchants based on at least one of network connectivity, activity, or merchant over index,wherein the scoring generates a list of scored merchants,wherein the scoring the merchants comprises individually calculating a preliminary merchant score and calculating a merchant interest network score (MINS) for each merchant,wherein the
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Abstract
The method of processing an analysis cycle to determine interest merchants may include selecting a seed merchant relevant to a topic interest, identifying consumers that have completed a transaction with the seed merchant to generate a list of identified consumers, determining merchants visited by the identified consumers, scoring all the merchants based on network connectivity, activity, and merchant over-index, updating the seed merchant in response to the list of scored merchants relative to a scoring threshold, and scoring the list of identified consumers based on the number of distinct merchants in transaction and over-indexing. Additionally, the method may further comprise producing a list of updated interest merchants and a list of updated identified consumers, where the updated interest merchants and the updated identified consumers are relevant to the topic interest.
466 Citations
19 Claims
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1. A method, comprising:
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selecting, by a computer-based system configured for determining interest merchants, a seed merchant relevant to a topic interest to generate a seeded merchant list, wherein the seed merchant and the seeded merchant list are associated with a keyword corresponding to a topic interest; identifying, by the computer-based system, consumers that have completed a transaction with the at least one seed merchant to generate a list of identified consumers; determining, by the computer-based system, merchants that have initiated a transaction with a transaction account associated with the identified consumers that do not correspond to the merchants of the seeded merchant list, wherein the merchants are do not have an attribute that corresponds to the key word; scoring, by the computer-based system, the merchants based on at least one of network connectivity, activity, or merchant over index, wherein the scoring generates a list of scored merchants, wherein the scoring the merchants comprises individually calculating a preliminary merchant score and calculating a merchant interest network score (MINS) for each merchant, wherein the - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer-based system for processing an analysis cycle to determine interest merchants, cause the computer-based system to perform operations comprising:
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selecting, by the computer-based system, a seed merchant relevant to a topic interest to generate a seeded merchant list, wherein the seed merchant and the seeded merchant list are associated with a keyword corresponding to a topic interest; identifying, by the computer-based system, consumers that have completed a transaction with the at least one seed merchant to generate a list of identified consumers; determining, by the computer-based system, merchants that have initiated a transaction with a transaction account associated with the identified consumers that do not correspond to the merchants of the seeded merchant list, wherein the merchants are do not have an attribute that corresponds to the key word; scoring, by the computer-based system, the merchants based on at least one of network connectivity, activity, or merchant over index, wherein the scoring generates a list of scored merchants, wherein the scoring the merchants comprises individually calculating a preliminary merchant score and calculating a merchant interest network score (MINS) for each merchant, wherein the - View Dependent Claims (15, 16)
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17. A system comprising:
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a processor for processing an analysis cycle to determine interest merchants, a tangible, non-transitory memory configured to communicate with the processor, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising; selecting, by the processor, a seed merchant relevant to a topic interest to generate a seeded merchant list, wherein the seed merchant and the seeded merchant list are associated with a keyword corresponding to a topic interest; identifying, by the processor, consumers that have completed a transaction with the at least one seed merchant to generate a list of identified consumers; determining, by the processor, merchants that have initiated a transaction with a transaction account associated with the identified consumers that do not correspond to the merchants of the seeded merchant list, wherein the merchants are do not have an attribute that corresponds to the key word; scoring, by the processor, the merchants based on at least one of network connectivity, activity, or merchant over index, wherein the scoring generates a list of scored merchants, wherein the scoring the merchants comprises individually calculating a preliminary merchant score and calculating a merchant interest network score (MINS) for each merchant, wherein the - View Dependent Claims (18, 19)
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Specification