Systems and methods for expense management
First Claim
1. A method comprising:
- receiving, by a computer-based system, an image of a receipt, wherein the image of the receipt is captured by an app on a mobile device;
retrieving, by the computer-based system and from a transaction processor system and in response to the receiving, a record of charge (ROC) associated with a transaction account,wherein the ROC is provided by a merchant via a merchant system to the transaction processor system,wherein the ROC includes a standard industrial classification (SIC) code of the merchant and a location associated with the ROC; and
matching, by the computer-based system, the image of the receipt to the ROC based upon SIC code and location information acquired from the image of the receipt.
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Accused Products
Abstract
Systems, methods, and articles of manufacture for expense management are disclosed. A user may submit receipts for one or more transactions into an expense management system. The expense management system may extract information from the receipts and match the extracted information to one or more of a plurality of Records of Charge (ROCs). The expense management system may match the extracted information to a ROC based on vendor name, location, time stamp, and the like. The expense management system may further assign a ROC to an expense category. The expense management system may assign a ROC to an expense category based on a standard industrial classification (SIC) code of a merchant, a category assigned to a different ROC, and a location associated with the ROC. An expense report for all submitted receipts may be generated.
42 Citations
20 Claims
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1. A method comprising:
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receiving, by a computer-based system, an image of a receipt, wherein the image of the receipt is captured by an app on a mobile device; retrieving, by the computer-based system and from a transaction processor system and in response to the receiving, a record of charge (ROC) associated with a transaction account, wherein the ROC is provided by a merchant via a merchant system to the transaction processor system, wherein the ROC includes a standard industrial classification (SIC) code of the merchant and a location associated with the ROC; and matching, by the computer-based system, the image of the receipt to the ROC based upon SIC code and location information acquired from the image of the receipt. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method comprising:
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receiving, by a computer-based system and from a transaction processor system, a record of charge (ROC), wherein the ROC is provided by a merchant via a merchant system to a transaction processor system, wherein the ROC includes a standard industrial classification (SIC) code of the merchant and a location associated with the ROC; requesting, by the computer-based system and to a mobile device, an image of a receipt associated with the ROC in response to the receiving the ROC; receiving, by the computer-based system, the image of the receipt associated with the ROC, wherein the image of the receipt is captured by an app on the mobile device; and matching, by the computer-based system, the image of the receipt to the ROC based upon SIC code and location information acquired from the image of the receipt, in response to the receiving the image of the receipt. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method comprising:
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receiving, by a computer-based system and from a transaction processor system, a record of charge (ROC), wherein the ROC is provided by a merchant via a merchant system to a transaction processor system, wherein the ROC includes a standard industrial classification (SIC) code of the merchant and a location associated with the ROC; requesting, by the computer-based system and to a mobile device, an image of a receipt associated with the ROC; receiving, by the computer-based system, an instruction to delay matching the image of the receipt to the ROC; receiving, by the computer-based system and after a period of time, the image of the receipt associated with the ROC, wherein the image of the receipt is captured by an app on the mobile device; and matching, by the computer-based system, the image of the receipt to the ROC in response to the receiving the image of the receipt and based upon the SIC code and location information acquired from the image of the receipt. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification