Near field communication activation and authorization

• US 9,224,140 B2
• Filed: 08/12/2014
• Issued: 12/29/2015
• Est. Priority Date: 01/30/2008
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Griffin, Kent, Stone, Carl
• Primary Examiner(s): LEE, JASON T
• Application Number:
  US14/457,363
• Publication Number:
  US 20140349575A1
• Time in Patent Office: 504 Days
• Field of Search: 726/2, 726/3, 726/4
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/3829 involving key management
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: H04B 5/00 Near-field transmission systems, e.g. inductive or capacitive transmission systems
• CPC Class Codes: H04L 63/06 for supporting key management in a packet data network cryptographic mechanisms or cryptographic arrangements for key management H04L9/08
• CPC Class Codes: H04L 67/04 specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 4/50 : Service provisioning or reconfiguring
• CPC Class Codes: H04W 4/80 : Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A method of activation and authorization of a near field communication (NFC) enabled device comprising: receiving login information from an NFC enabled device; sending packet data via a network in response to receiving the login information from the NFC enabled device; and receiving corresponding data from the NFC enabled device in response to the sending of the packet data, the sending of the packet data and the receiving of the corresponding code facilitates the activation and authorization of the NFC enabled device, and the subsequent activation of the NFC device via a NFC link without further authorization of the NFC enabled device, is described herein.

Claims

1. An apparatus comprising:

a near field communication (NFC) enabled device adapted to;

communicate login information and a public key associated with the NFC enabled device via a network to a server;

receive packet data from the server sent in response to the login information;

communicate a corresponding code to the server in response to the receipt of the packet data, wherein the receipt of the packet data and the communication of the corresponding code facilitates activation and authorization of the NFC enabled device; and

store the packet data and access the stored packet data to permit subsequent activation of the NFC enabled device via an NFC link without further authorization of the NFC enabled device.

2. The apparatus of claim 1, wherein the NFC enabled device is further adapted to receive the login information from a user.

3. The apparatus of claim 1, wherein the login information further comprises one of a phone number, pin number, email address, or password.

4. The apparatus of claim 1, wherein the packet data includes data associated with the NFC enabled device and comprises one of country, currency, language, or security code.

5. The apparatus of claim 1, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

6. The apparatus of claim 1, wherein activation of the NFC device via the NFC link includes one of tapping the NFC enabled device with another NFC enabled device, or positioning the NFC enabled device in close proximity to another NFC enabled device.

7. The apparatus of claim 1, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

8. The apparatus of claim 6, wherein the other NFC enabled device comprises a cell phone, a fob, a smartcard, a personal digital assistant (PDA), a smart phone, a computer, a personal computer (PC), or a point of purchase (POP) terminal.

9. A method comprising:

communicating, by a hardware processor, login information and a public key associated with a Near-Field Communication (NFC) enabled device to a server for initial activation of the NFC enabled device at the server;

receiving, by the hardware processor, packet data generated by the server based on the login information and the public key;

generating a corresponding code based on the packet data received;

communicating the corresponding code to the server;

storing the packet data for subsequent activation of the NFC enabled device; and

authorizing the NFC enabled device at the server automatically without requiring login information by accessing the stored packet data when an NFC link is subsequently established.

10. The method of claim 9, further comprising generating the public key associated with the NFC enabled device and receiving use specific information from a user.

11. The method of claim 10, wherein the user specific information comprises one of a phone number, pin number, email address, or password.

12. The method of claim 9, where the packet data includes data associated with the NFC enabled device and comprises one of country, currency, language, or security code.

13. The method of claim 9, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

14. The method of claim 9, wherein the NFC link is established by one of tapping the NFC enabled device with another NFC enabled device, or positioning the NFC enabled device in close proximity to another NFC enabled device.

15. The method of claim 14, wherein the other NFC enabled device comprises a cell phone, a fob, a smartcard, a personal digital assistant (PDA), a smart phone, a computer, a personal computer (PC), or a point of purchase (POP) terminal.

16. The method of claim 9, further comprising notifying a user of the NFC enabled device that the NFC enabled device has been authorized at the server.

17. A method comprising:

receiving login information from an NFC enabled device;

sending packet data via a network in response to receiving the login information from the NFC enabled device; and

receiving corresponding data from the NFC enabled device sent in response to the sending of the packet data, wherein the sending of the packet data and the receiving of the corresponding code facilitates activation and authorization of the NFC enabled device, and

authorizing the NFC enabled device without requiring the login information from the NFC enabled device when an NFC link is subsequently established at the NFC enabled device.

18. The method of claim 17, wherein the login information comprises a public key associated with the NFC enabled device.

19. The method of claim 17, wherein the login information further comprises one of a phone number, pin number, email address, or password.

20. The method of claim 17, wherein the packet data includes data associated with the NFC enabled device and comprises one of country, currency, language, or security code.