Customized application for proximity transactions

• US 9,232,341 B2
• Filed: 02/14/2014
• Issued: 01/05/2016
• Est. Priority Date: 12/13/2007
• Status: Active Grant

• Current Assignee: Blaze Mobile, Inc.
• Original Assignee: Michelle Fisher
• Inventors: Fisher, Michelle
• Primary Examiner(s): Batista, Marcos
• Application Number:
  US14/180,581
• Publication Number:
  US 20140187228A1
• Time in Patent Office: 690 Days
• Field of Search: 455/418, 370/338
• US Class Current: 1/1
• CPC Class Codes: G06F 3/0484 for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 30/0239 Online discounts or incentives
• CPC Class Codes: G06Q 30/0267 Wireless devices
• CPC Class Codes: G06Q 30/0277 Online advertisement
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: H04L 63/0428 wherein the data content is protected, e.g. by encrypting or encapsulating the payload
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04L 67/34 involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04M 1/72406 by software upgrading or downloading
• CPC Class Codes: H04M 1/72427 for supporting games or graphical animations
• CPC Class Codes: H04W 4/02 Services making use of location information
• CPC Class Codes: H04W 4/024 Guidance services
• CPC Class Codes: H04W 4/60 Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
• CPC Class Codes: H04W 8/18 Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data

Abstract

A method and system for customizing a mobile application running on a mobile communication device of a user. In one implementation, the method includes providing the mobile application to the mobile communication device of the user, the mobile application having a generic platform; determining a special interest group (SIG) that is affiliated with the user; and customizing the generic platform of the mobile application based on information specific to the special interest group (SIG) that is affiliated with the user.

Claims

1. A method for providing a customized mobile application running on a mobile-device of a user, the method comprising:

providing a secure element coupled to a mobile device that has a visual display, a first processor, a first communication channel which supports voice and data interactions at a first radio transceiver at the mobile device and a mobile application;

exchanging data associated with the mobile application between the mobile device and a management server, wherein execution of the mobile application permits a user of the mobile device to conduct a near field communication (NFC) transaction with an NFC terminal,

initiating execution of a secure element application by a secure element processor in response to a near field communication signal from the NFC terminal, the execution of the secure element application automatically sending an identification code from the secure element to the NFC terminal and further wherein the NFC terminal sends the identification code to a management server for processing; and

displaying customized information at the mobile application received from the management server, wherein the management server retrieves customized information associated with a special interest group (SIG).

2. The method of claim 1, wherein the customized information includes one or more of a logo, advertisement, coupon, alert, notification, or map.

3. The method of claim 2, wherein the special interest group (SIG) is one of a university, corporation, military, government, sports team, or alumni association.

4. The method of claim 1, wherein the secure element is permanently embedded in the body of the mobile device.

5. The method of claim 1, wherein the secure element application is a payment application.

6. The method of claim 1, wherein the secure element application is a coupon application.

7. The method of claim 1, wherein the secure element application is a ticketing application.

8. The method of claim 1, wherein the secure element application is an identity application.

9. The method of claim 1, wherein transmitting data between the mobile device and the management server includes prompting a user to enter a PIN.

10. A system for providing a customized a mobile application running on a mobile device of a user, the system comprising:

a mobile device comprising;

a mobile device display;

a mobile device radio transceiver;

a mobile device processor that exchanges data associated with a mobile application between the mobile device and a management server, wherein the mobile application permits a user of the mobile device to conduct a near field communication (NFC) transaction using a secure element coupled to the mobile device and NFC terminal, wherein execution of a secure element application is initiated by a secure element processor in response to a near field communication signal-from the NFC terminal, the execution of the secure element application automatically sends an identification code from the secure element to the NFC terminal and further wherein the NFC terminal sends the identification code to the management server for processing; and

a mobile device memory that maintains the mobile application which receives customized information from the management server, wherein the management server retrieves customized information associated with a special interest group (SIG.

11. The system of claim 10, wherein the customized information includes one or more of a logo, advertisement, coupon, alert, notification, or map.

12. The System of claim 10, wherein the Special Interest Group (SIG) is one of a university, corporation, military, government, sports team, or alumni association.

13. The System of claim 10, wherein the secure element is permanently embedded in the body of the mobile device.

14. The System of claim 10, wherein the secure element application is a payment application.

15. The System of claim 10, wherein the secure element application is a coupon application.

16. The System of claim 10, wherein the secure element application is a ticketing application.

17. The System of claim 10, wherein the secure element application is an identity application.

18. The System of claim 10, wherein transmitting data between the mobile device and the management server includes prompting a user to enter a PIN.