Transaction cards and system

• US 9,242,436 B1
• Filed: 09/08/2014
• Issued: 01/26/2016
• Est. Priority Date: 09/08/2014
• Status: Active Grant

• Current Assignee: AmaTech Group Limited (Paragon Group Limited)
• Original Assignee: Electronic Data Magnetics, Inc.
• Inventors: Hallman, H. Russell, Trentman, John
• Primary Examiner(s): St Cyr, Daniel
• Application Number:
  US14/479,727
• Time in Patent Office: 505 Days
• Field of Search: 235/487, 235/492, 235/483
• US Class Current: 1/1
• CPC Class Codes: B32B 2250/00 Layers arrangement
• CPC Class Codes: B32B 2250/40 Symmetrical or sandwich layers, e.g. ABA, ABCBA, ABCCBA
• CPC Class Codes: B32B 2255/00 Coating on the layer surface
• CPC Class Codes: B32B 2307/54 Yield strength; Tensile strength
• CPC Class Codes: B32B 2307/554 Wear resistance
• CPC Class Codes: B32B 2307/58 Cuttability
• CPC Class Codes: B32B 2307/584 Scratch resistance
• CPC Class Codes: B32B 2307/744 Non-slip, anti-slip
• CPC Class Codes: B32B 2307/75 Printability
• CPC Class Codes: B32B 2425/00 Cards, e.g. identity cards, credit cards
• CPC Class Codes: B32B 2439/00 Containers; Receptacles closures therefor B32B2435/00
• CPC Class Codes: B32B 27/06 as the main or only constituent of a layer, which is next to another layer of the same or of a different material next to a layer of a particular substance B32B9/045; next to a bituminous or tarry layer B32B11/046; next to a water setting substance layer B32B13/12; next to a metal layer B32B15/08; next to a glass layer B32B17/10; next to a layer formed of natural mineral fibres or particles B32B19/045; next to a wood layer B32B21/08; next to a cellulosic plastic layer B32B23/08; next to a natural or synthetic rubber layer B32B25/08
• CPC Class Codes: B32B 27/10 of paper or cardboard
• CPC Class Codes: B32B 27/30 comprising vinyl (co)polymers; comprising acrylic (co)polymers
• CPC Class Codes: B32B 27/304 comprising vinyl halide (co)polymers, e.g. PVC, PVDC, PVF, PVDF
• CPC Class Codes: B32B 27/32 comprising polyolefins comprising vinyl (co)polymers or acrylic (co)polymers B32B27/30
• CPC Class Codes: B32B 27/36 comprising polyesters
• CPC Class Codes: B32B 27/40 comprising polyurethanes
• CPC Class Codes: B32B 29/00 Layered products comprising a layer of paper or cardboard
• CPC Class Codes: B32B 29/002 as the main or only constituent of a layer, which is next to another layer of the same or of a different material next to a layer of a particular substance B32B9/06; next to a bituminous or tarry layer B32B11/06; next to a water-setting substance layer B32B13/08; next to a metal layer B32B15/12; next to a glass layer B32B17/065; next to a layer formed of natural mineral fibres or particles B32B19/046; next to a wood layer B32B21/06; next to a cellulosic plastic layer B32B23/06; next to a natural or synthetic rubber layer B32B25/06; next to a synthetic resin layer B32B27/10
• CPC Class Codes: B32B 7/00 : Layered products characterised by the relation between layers; Layered products characterised by the relative orientation of features between layers, or by the relative values of a measurable parameter between layers, i.e. products comprising layers having different physical, chemical or physicochemical properties; Layered products characterised by the interconnection of layers
• CPC Class Codes: B32B 7/12 : using interposed adhesives or interposed materials with bonding properties

Abstract

A transaction and proximity cards having an improved construction and systems for utilizing such cards. The card system includes a card having only one top ply and only one bottom ply and a layer of high elongation adhesive between each of the only one top ply and the only one bottom ply. In one card embodiment, the card further includes at least one inlay between the only one top ply and the only one bottom ply and a layer of high elongation adhesive between each of the only one top ply and the only one bottom ply and the at least one inlay. In addition, the card system includes card dispensers adapted to dispense the cards.

Claims

1. A two-ply transaction card system, said card system comprising:

(a) only one top ply formed of a single layer of paper, plastic and combinations thereof;

(b) only one bottom ply formed of a single layer of paper, plastic and combinations thereof; and

(c) a layer of high elongation adhesive between said only one top ply and said only one bottom ply, said high elongation adhesive having a tensile strength greater than about 1500 psi (10 MPa) and an elongation greater than about 500% as tested according to ASTM D638-10,

wherein said only one top ply and said only one bottom ply are bonded to one another.

2. The card system according to claim 1 further including a card dispenser adapted to dispense said card.

3. The card system according to claim 2, wherein said card dispenser is a magazine fed card dispenser.

4. The card system according to claim 3, wherein the magazine fed card dispenser includes a feed magazine, at least one feed roll, and a metering gate.

5. The card system according to claim 2, wherein said card dispenser is a roll stock card dispenser.

6. The card system according to claim 2, wherein said card system further includes a card initialization module.

7. The card system according to claim 6, wherein said card initialization module includes a cut card on roll mechanism, feed rollers, printer and delivery chute.

8. The card system according to claim 1, wherein said plastic is a thermoplastic.

9. The card system according to claim 8, wherein said thermoplastic is selected from the group consisting of polyester, polypropylene, PVC and mixtures thereof.

10. The card system accordingly to claim 1, wherein said only one top ply and said only one bottom ply are between about 1½

mils and about 20 mils in thickness per ply.

11. The card system according to claim 1 further including a coating for providing scratch resistance during normal use of the card, wherein said coating is applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

12. The card system according to claim 1 further including a coating for providing sticking resistance between adjacent cards when the card is dispensed, wherein said coating is applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

13. The card system according to claim 1 further including a coating for reducing the coefficient of friction between adjacent cards when the card is dispensed, wherein said coating is applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

14. The card system according to claim 1 further including indicia applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

15. The card system according to claim 14, wherein said indicia includes identification, customer name, disclaimers on back, customer logo, dollar amount, signature panel, time period for use, and combinations thereof.

16. A two-ply proximity card, said card comprising:

(a) only one top ply formed of a single layer of paper, plastic and combinations thereof;

(b) only one bottom ply formed of a single layer of paper, plastic and combinations thereof;

(c) an inlay between said only one top ply and said only one bottom ply;

(d) a layer of high elongation adhesive between each of said only one top ply and said only one bottom ply and said inlay, said high elongation adhesive having a tensile strength greater than about 1500 psi (10 MPa) and an elongation greater than about 500% as tested according to ASTM D638-10,

wherein said only one top ply is bonded to one side of said inlay and said only one bottom ply is bonded to the opposite side of said inlay.

17. The card according to claim 16, wherein said high elongation adhesive is a reactive hot melt polyurethane adhesive.

18. The card according to claim 17, wherein said reactive hot melt polyurethane adhesive is polymerized in the presence of moisture.

19. The card according to claim 17, wherein said reactive hot melt polyurethane adhesive has a glass transition temperature Tg less than about 32 degrees F. (0 degrees C.) as tested according to ASTM E1356-08(2014).

20. The card according to claim 19, wherein said reactive hot melt polyurethane adhesive has a glass transition temperature Tg less than about 15 degrees F. (−

10 degrees C.) as tested according to ASTM E1356-08(2014).

21. The card according to claim 20, wherein said reactive hot melt polyurethane adhesive has a glass transition temperature Tg of about 5 degrees F. (−

15 degrees C.) as tested according to ASTM E1356-08(2014).

22. The card according to claim 17, wherein said reactive hot melt polyurethane adhesive has a tensile strength greater than about 2500 psi (17 MPa) as tested according to ASTM D638-10.

23. The card according to claim 22, wherein said reactive hot melt polyurethane adhesive has a tensile strength of about 3000 psi (20 MPa) as tested according to ASTM D638-10.

24. The card according to claim 17, wherein said reactive hot melt polyurethane adhesive has an elongation of about 600% as tested according to ASTM D638-10.

25. The card according to claim 17, wherein each of said reactive hot melt polyurethane adhesive layers is about one mil in thickness per layer.

26. The card according to claim 16, wherein said at least one inlay is an RFID tag.

27. The card according to claim 26, wherein said RFID tag is a near field tag.

28. The card according to claim 16, wherein said at least one inlay is about 2½

mils in thickness.

29. The card according to claim 28, wherein the total thickness of said card is between about 5 and 35 mils.

30. The card according to claim 29, wherein the total thickness of said card is about 30 mils.

31. The card according to claim 16, wherein said card is die cut.

32. A two-ply proximity card system, said card system comprising:

(a) a card having (i) only one top ply formed of a single layer of paper, plastic and combinations thereof, (ii) only one bottom ply formed of a single layer of paper, plastic and combinations thereof;

(iii) an inlay between said only one top ply and said only one bottom ply; and

(iv) a layer of high elongation adhesive between each of said only one top ply and said only one bottom ply and said inlay, said high elongation adhesive having a tensile strength greater than about 1500 psi (10 MPa) and an elongation greater than about 500% as tested according to ASTM D638-10; and

(b) a card dispenser adapted to dispense said card,

wherein said only one top ply is bonded to one side of said inlay and said only one bottom ply is bonded to the opposite side of said inlay.

33. The card system according to claim 32, wherein said card dispenser is a magazine fed card dispenser.

34. The card system according to claim 33, wherein the magazine fed card dispenser includes a feed magazine, at least one feed roll, and a metering gate.

35. The card system according to claim 32, wherein said card dispenser is a roll stock card dispenser.

36. The card system according to claim 32, wherein said card system further includes a card initialization module.

37. The card system according to claim 36, wherein said card initialization module includes a cut card on roll mechanism, feed rollers, printer and delivery chute.

38. The card system according to claim 32, wherein said plastic is a thermoplastic.

39. The card system according to claim 38, wherein said thermoplastic is selected from the group consisting of polyester, polypropylene, PVC and mixtures thereof.

40. The card system accordingly to claim 32, wherein said only one top ply and said only one bottom ply are between about 1½

mils and about 20 mils in thickness per ply.

41. The card system according to claim 32 further including a coating for providing scratch resistance during normal use of the card, wherein said coating is applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

42. The card system according to claim 32 further including a coating for providing sticking resistance between adjacent cards when the card is dispensed, wherein said coating is applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

43. The card system according to claim 32 further including a coating for reducing the coefficient of friction between adjacent cards when the card is dispensed, wherein said coating is applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

44. The card system according to claim 32 further including indicia applied to at least one outer surface of one of said only one top ply and said only one bottom ply.

45. The card system according to claim 44, wherein said indicia includes identification, customer name, disclaimers on back, customer logo, dollar amount, signature panel, time period for use, and combinations thereof.

46. The card according to claim 32, wherein said high elongation adhesive is a reactive hot melt polyurethane adhesive.

47. The card according to claim 46, wherein said reactive hot melt polyurethane adhesive is polymerized in the presence of moisture.

48. The card according to claim 46, wherein said reactive hot melt polyurethane adhesive has a glass transition temperature Tg less than about 32 degrees F. (0 degrees C.) as tested according to ASTM E1356-08(2014).

49. The card according to claim 48, wherein said reactive hot melt polyurethane adhesive has a glass transition temperature Tg less than about 15 degrees F. (−

10 degrees C.) as tested according to ASTM E1356-08(2014).

50. The card according to claim 49, wherein said reactive hot melt polyurethane adhesive has a glass transition temperature Tg of about 5 degrees F. (−

15 degrees C.) as tested according to ASTM E1356-08(2014).

51. The card according to claim 46, wherein said reactive hot melt polyurethane adhesive has a tensile strength greater than about 2500 psi (17 MPa) as tested according to ASTM D638-10.

52. The card according to claim 51, wherein said reactive hot melt polyurethane adhesive has a tensile strength of about 3000 psi (20 MPa) as tested according to ASTM D638-10.

53. The card according to claim 46, wherein said reactive hot melt polyurethane adhesive has an elongation of about 600% as tested according to ASTM D638-10.

54. The card according to claim 46, wherein each of said reactive hot melt polyurethane adhesive layers is about one mil in thickness per layer.

55. The card according to claim 32, wherein said at least one inlay is an RFID tag.

56. The card according to claim 55, wherein said RFID tag is a near field tag.

57. The card according to claim 32, wherein said at least one inlay is about 2½

mils in thickness.

58. The card according to claim 57, wherein the total thickness of said card is between about 5 and 35 mils.

59. The card according to claim 58, wherein the total thickness of said card is about 30 mils.

60. The card according to claim 32, wherein said card is die cut.