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Systems and methods for bookmark payment processing

  • US 9,245,262 B1
  • Filed: 10/10/2013
  • Issued: 01/26/2016
  • Est. Priority Date: 08/15/2013
  • Status: Active Grant
First Claim
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1. A system that performs transaction processing using a payment bookmark that is associated with a user bookmarked link, the system comprising:

  • at least one computer processor; and

    memory having instructions stored thereon, the instructions, when executed by the at least one processor, cause the at least one processor to perform operations, the operations comprising;

    receiving a selection of a payment bookmark from a user, and upon selection of the payment bookmark, the computer processor invoking a bookmark processing application;

    the payment bookmark mapped to the user bookmarked link (UB link) that is stored in the memory, wherein the UB link includes UB link data, and wherein the UB link data includes core link data;

    the bookmark processing application causes the at least one processor to;

    identify available transaction data from a merchant website;

    retrieve available transaction data from the merchant webpage based on a set of rules, and wherein the retrieved available transaction data includes transaction link data;

    append any retrieved transaction link data to the core link data of the UB link data based on the set of rules, such that;

    the UB link data includes core link data and transaction link data, when the transaction data was available to retrieve;

    the UB link data includes core link data without transaction link data, when transaction link data was not available to retrieve; and

    output the UB link with the UB link data to a server over a network, wherein the server performs processing of the UB link and pushes a user transaction webpage back to the user.

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