Incentive imaging methods and devices

• US 9,245,283 B2
• Filed: 10/17/2007
• Issued: 01/26/2016
• Est. Priority Date: 10/17/2006
• Status: Active Grant

• Current Assignee: Karen Nixon Lane
• Original Assignee: Karen Nixon Lane
• Inventors: Nixon Lane, Karen
• Primary Examiner(s): Myhre, James W
• Application Number:
  US11/873,683
• Publication Number:
  US 20080103905A1
• Time in Patent Office: 3,023 Days
• Field of Search: 705/14.65
• US Class Current: 1/1
• CPC Class Codes: G06K 19/07703 the interface being visual
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0212 Chance discounts or incentives
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0239 Online discounts or incentives
• CPC Class Codes: G06Q 30/0268 at point-of-sale [POS]
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A method of providing incentives to customers which involves providing customers with cards having changeable display areas. During a transaction, the cards are received from the customers and an incentive image is displayed on the display areas of the cards when they are returned to the customers. The incentive images can be coupons, discount certificates, or other marketing or promotional offerings, prize notifications, loyalty rewards, etc. The cards can be credit cards, including gift cards, debit cards, ATM cards, shoppers'"'"' cards, merchants'"'"' cards, phone cards, casino cards, or any other similar cards. A transaction card that displays updated value balances on the card and a system for performing the value updates is also disclosed.

Claims

1. A method of providing point-of-sale incentives to customers which comprises the steps of;

a) providing an entity that has a source of a plurality of cards, each card having a changeable electronic paper display area;

b) distributing at least one of the plurality of cards to a consumer;

c) having the consumer make at least one transaction with the card, which at least one transaction comprises the purchase of a product or service from a merchant;

d) coupling the card to an external processor during the at least one transaction which processor supplies power to the electronic paper display area and causes an image to be displayed on the display area of the card which image comprises an incentive to the customer;

e) returning the card to the customer with the image displayed thereon, and

f) repeating steps c)-e) a plurality of times

wherein the images that are displayed on the card in step d) comprise third parties'"'"' advertisement information and the third parties pay the entity having the source of a plurality of cards a fee for displaying the image.

2. A method of providing point-of-sale incentives to customers according to claim 1, wherein the images comprise images of a coupon or discount certificate for a subsequent purchase.

3. A method of providing point-of-sale incentives to customers according to claim 1, wherein the images comprise marketing or promotional offerings.

4. A method of providing point-of-sale incentives to customers according to claim 1, wherein the cards comprise one of credit cards, gift cards, debit cards, ATM cards, shopper'"'"'s club cards, merchant'"'"'s cards, and phone cards.

5. A method of providing point-of-sale incentives to customers according to claim 1, wherein the cards contain information about the customer which information is processed to determine an appropriate image to be displayed on the card.

6. A method of providing point-of-sale incentives to customers according to claim 1, the images displayed on the cards are changed repeatedly during subsequent transactions.

7. A method of providing point-of-sale incentives to customers according to claim 1, wherein the images comprise notification of a prize that has been won.

8. A method of providing incentives to customers according to claim 1, wherein the cards are casino cards which comprise at least one of a slot card, comp card, or players'"'"' card.

9. A method of providing incentives to customers according to claim 1, wherein the entity having the source of a plurality of cards is other than the merchant in step c).