Banking system controlled responsive to data bearing records
First Claim
1. Apparatus comprising:
- an automated banking machine that is operative to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includesa card reader, wherein the card reader is operative to read card data, wherein the card data corresponds to a financial account,a touch screen display, wherein the touch screen display includes an input touch surface,a cash dispenser,at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader, the touch screen display and the cash dispenser,wherein the at least one processor is operative to causea determination to be made that card data read from a user card through operation of the card reader corresponds to a financial account on which a transaction is authorized to be conducted through operation of the machine,responsive at least in part to the determination, the cash dispenser to operate to cause cash to be dispensed from the machine,
the financial account to be assessed a value associated with the dispensed cash,wherein the at least one processor is operative to cause selectable visible indicia corresponding to a transaction option to be output through the touch screen display,wherein the at least one processor is operative to receive an input corresponding to user selection of the transaction option responsive at least in part to user touch contact with an area of the touch surface corresponding to the selectable visible indicia,wherein the at least one processor is operative to move the selectable visible indicia on the touch screen display responsive to receipt of at least one user input through touch contact with the touch surface,wherein the at least one user input includes a first user input corresponding to finger movement in a finger direction in maintained engagement with the touch surface, in an area of the touch surface away from where the output selectable visible indicia,wherein the at least one processor is operative responsive at least in part to the first user input to cause the selectable visible indicia to move in an indicia direction corresponding to the finger direction,wherein the touch surface extends in generally a vertical plane, and wherein the indicia direction includes at least one of up, down, left and right,wherein the finger movement of the first user input is operative to cause the at least one processor to cause the selectable visible indicia to move to a new location on the touch screen display,wherein the input corresponding to user selection of the transaction option is received responsive to user touch contact in an area of the touch surface corresponding to the new location, andwherein the at least one processor is operative to cause output of the selectable visible indicia to at least one of change rotational orientation relative to the machine and change distorted condition, responsive at least in part to at least one touch input received through the touch surface.
22 Assignments
0 Petitions
Accused Products
Abstract
An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
19 Citations
49 Claims
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1. Apparatus comprising:
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an automated banking machine that is operative to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes a card reader, wherein the card reader is operative to read card data, wherein the card data corresponds to a financial account, a touch screen display, wherein the touch screen display includes an input touch surface, a cash dispenser, at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader, the touch screen display and the cash dispenser, wherein the at least one processor is operative to cause a determination to be made that card data read from a user card through operation of the card reader corresponds to a financial account on which a transaction is authorized to be conducted through operation of the machine, responsive at least in part to the determination, the cash dispenser to operate to cause cash to be dispensed from the machine,
the financial account to be assessed a value associated with the dispensed cash,wherein the at least one processor is operative to cause selectable visible indicia corresponding to a transaction option to be output through the touch screen display, wherein the at least one processor is operative to receive an input corresponding to user selection of the transaction option responsive at least in part to user touch contact with an area of the touch surface corresponding to the selectable visible indicia, wherein the at least one processor is operative to move the selectable visible indicia on the touch screen display responsive to receipt of at least one user input through touch contact with the touch surface, wherein the at least one user input includes a first user input corresponding to finger movement in a finger direction in maintained engagement with the touch surface, in an area of the touch surface away from where the output selectable visible indicia, wherein the at least one processor is operative responsive at least in part to the first user input to cause the selectable visible indicia to move in an indicia direction corresponding to the finger direction, wherein the touch surface extends in generally a vertical plane, and wherein the indicia direction includes at least one of up, down, left and right, wherein the finger movement of the first user input is operative to cause the at least one processor to cause the selectable visible indicia to move to a new location on the touch screen display, wherein the input corresponding to user selection of the transaction option is received responsive to user touch contact in an area of the touch surface corresponding to the new location, and wherein the at least one processor is operative to cause output of the selectable visible indicia to at least one of change rotational orientation relative to the machine and change distorted condition, responsive at least in part to at least one touch input received through the touch surface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. Apparatus comprising:
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an automated banking machine that is operative to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes a card reader, wherein the card reader is operative to read card data, wherein the card data corresponds to a financial account, a touch screen display, wherein the touch screen display includes an input touch surface, a cash dispenser, at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader, the touch screen display and the cash dispenser, wherein the at least one processor is operative to cause a determination to be made that card data read from a user card through operation of the card reader corresponds to a financial account on which a transaction is authorized to be conducted through operation of the machine, responsive at least in part to the determination, the cash dispenser to operate to cause cash to be dispensed from the machine,
the financial account to be assessed a value associated with the dispensed cash,wherein the at least one processor is operative to cause selectable visible indicia corresponding to a transaction option to be output through the touch screen display, wherein the at least one processor is operative to receive an input corresponding to user selection of the transaction option responsive at least in part to user touch contact with an area of the touch surface corresponding to the selectable visible indicia, wherein the at least one processor is operative to move the selectable visible indicia on the touch screen display responsive to receipt of at least one user input through touch contact with the touch surface, wherein the at least one user input includes a first user input corresponding to finger movement in a finger direction in maintained engagement with the touch surface, in an area of the touch surface away from where the output selectable visible indicia, wherein the at least one processor is operative responsive at least in part to the first user input to cause the selectable visible indicia to move in an indicia direction corresponding to the finger direction, wherein the touch surface extends in generally a vertical plane, and wherein the indicia direction includes at least one of up, down, left and right, wherein the finger movement of the first user input is operative to cause the at least one processor to cause the selectable visible indicia to move to a new location on the touch screen display, wherein the machine includes an auxiliary touch screen display, wherein the auxiliary touch screen display is separate from the touch screen display, and wherein the at least one processor is operative to cause the selectable visible indicia to be output through the auxiliary touch screen display responsive to at least one touch input through the touch surface. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33)
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34. Apparatus comprising:
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an automated banking machine that is operative to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes a card reader, wherein the card reader is operative to read card data, wherein the card data corresponds to a financial account, a touch screen display, wherein the touch screen display includes an input touch surface, a cash dispenser, at least one processor associated with the machine, wherein the at least one processor is in operative connection with the card reader, the touch screen display and the cash dispenser, wherein the at least one processor is operative to cause a determination to be made that card data read from a user card through operation of the card reader corresponds to a financial account on which a transaction is authorized to be conducted through operation of the machine, responsive at least in part to the determination, the cash dispenser to operate to cause cash to be dispensed from the machine,
the financial account to be assessed a value associated with the dispensed cash,wherein the at least one processor is operative to cause selectable visible indicia corresponding to a transaction option to be output through the touch screen display, wherein the at least one processor is operative to receive an input corresponding to user selection of the transaction option responsive at least in part to user touch contact with an area of the touch surface corresponding to the selectable visible indicia, wherein the at least one processor is operative to move the selectable visible indicia on the touch screen display responsive to receipt of at least one user input through touch contact with the touch surface, wherein the at least one user input includes a first user input corresponding to finger movement in a finger direction in maintained engagement with the touch surface, in an area of the touch surface away from where the output selectable visible indicia, wherein the at least one processor is operative responsive at least in part to the first user input to cause the selectable visible indicia to move in an indicia direction corresponding to the finger direction, wherein the touch surface extends in generally a vertical plane, and wherein the indicia direction includes at least one of up, down, left and right, wherein the finger movement of the first user input is operative to cause the at least one processor to cause the selectable visible indicia to move to a new location on the touch screen display, and wherein the machine includes an auxiliary touch input device, wherein the auxiliary touch input device is separate from the touch screen display and is in operative connection with the at least one processor, wherein the at least one processor is operative to cause at least one visible graphic indicator to be output through the touch screen display and to be positioned responsive at least in part to at least one touch input through the auxiliary touch input device. - View Dependent Claims (35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49)
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Specification