System and method for assessing a claim using an inspection vehicle
First Claim
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1. A system configured to automatically assess a claim, the system comprising:
- a controllable inspection vehicle including an image sensor, the controllable inspection vehicle controlled via a transportation module configured to cause the controllable inspection vehicle to travel around a geographic area; and
one or more computing devices communicatively coupled to the controllable inspection vehicle, the one or more computing devices configured to;
(a) receive from the controllable inspection vehicle one or more captured images of a building, the one or more captured images captured, via the image sensor, from one or more locations traversed by the controllable inspection vehicle;
(b) automatically perform an analysis of the one or more captured images, the analysis of the one or more captured images including;
(i) an image comparison between the one or more captured images and one or more reference images;
(ii) a calculation of damage to the building that corresponds to damage to parts of the building to be repaired or replaced, said calculation based on results of the image comparison; and
(iii) an estimate of a remedial financial cost to remedy the damage calculated from the image comparison; and
(c) generate a claim assessment based, at least in part, on results of the analysis of the one or more captured images, the results of the analysis including the estimated remedial financial cost.
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Abstract
Disclosed systems and methods automatically assess claims. A device may receive one or more images of a claimed object, such as a building or vehicle, compare the images to reference images and generate an estimate of financial damages to the object. The device may then generate a claim assessment based on previous comparisons and generated estimates. The claim assessment may be sent directly to a client or to an agent for review and/or processing.
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14 Claims
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1. A system configured to automatically assess a claim, the system comprising:
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a controllable inspection vehicle including an image sensor, the controllable inspection vehicle controlled via a transportation module configured to cause the controllable inspection vehicle to travel around a geographic area; and one or more computing devices communicatively coupled to the controllable inspection vehicle, the one or more computing devices configured to; (a) receive from the controllable inspection vehicle one or more captured images of a building, the one or more captured images captured, via the image sensor, from one or more locations traversed by the controllable inspection vehicle; (b) automatically perform an analysis of the one or more captured images, the analysis of the one or more captured images including; (i) an image comparison between the one or more captured images and one or more reference images; (ii) a calculation of damage to the building that corresponds to damage to parts of the building to be repaired or replaced, said calculation based on results of the image comparison; and (iii) an estimate of a remedial financial cost to remedy the damage calculated from the image comparison; and (c) generate a claim assessment based, at least in part, on results of the analysis of the one or more captured images, the results of the analysis including the estimated remedial financial cost. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method of automatically assessing a claim, the method comprising:
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moving a controllable inspection to one or more locations; at the one or more locations;
capturing, using an image sensor of the controllable inspection vehicle, one or more images of a building;transmitting the one or more captured images from the controllable inspection vehicle to one or more computing devices; receiving, at the one or more computing devices, the one or more captured images; automatically performing, by the one or more computing devices, an analysis of the one or more captured images, wherein performing the analysis of the one or more captured images includes; (i) performing an image comparison between the one or more captured images and one or more reference images; (ii) performing a calculation of damage to the building corresponding to damage to parts of the building to be repaired or replaced, said calculation based on results of the image comparison; and (iii) generating an estimate of a remedial financial cost to remedy the damage calculated from the image comparison; and generating, by the one or more computing devices, a claim assessment based, at least in part, on results of the analysis of the one or more captured images, the results of the analysis including the estimated remedial financial cost. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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Specification