Point of sale payment system

• US 9,275,384 B2
• Filed: 03/30/2012
• Issued: 03/01/2016
• Est. Priority Date: 01/21/2011
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Sathe, Nikhil S., Aoki, Norihiro Edwin
• Primary Examiner(s): Ludwig, Peter L
• Application Number:
  US13/436,784
• Publication Number:
  US 20120246018A1
• Time in Patent Office: 1,432 Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/955 using information identifiers, e.g. uniform resource locators [URL]
• CPC Class Codes: G06F 3/0482 Interaction with lists of selectable items, e.g. menus
• CPC Class Codes: G06F 40/166 Editing, e.g. inserting or deleting
• CPC Class Codes: G06K 19/06037 multi-dimensional coding
• CPC Class Codes: G06Q 10/02 Reservations, e.g. for tickets, services or events
• CPC Class Codes: G06Q 10/0631 Resource planning, allocation, distributing or scheduling for enterprises or organisations
• CPC Class Codes: G06Q 10/063116 Schedule adjustment for a person or group
• CPC Class Codes: G06Q 10/08 Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
• CPC Class Codes: G06Q 10/087 Inventory or stock management, e.g. order filling, procurement or balancing against orders
• CPC Class Codes: G06Q 20/0855 involving a third party
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/145 Payments according to the detected use or quantity
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G07B 15/02 taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems G07B15/06 takes precedence; taximeters G07B13/00; parking meters per se G07F17/24; car rental systems per se G07B15/00
• CPC Class Codes: G07F 17/24 for parking meters
• CPC Class Codes: G07F 17/246 provided with vehicle proximity-detectors detecting hidden masses, e.g. metal detectors, G01V, e.g. G01V3/00; proximity switches per se H03K17/00; traffic control systems G08G1/00

Abstract

A method for point of sale payments includes receiving, from a seller device over a network, payment information. The payment information is associated with payment code information in a database. The payment code information is then sent to the seller device over the network for posting at a service location. The payment code information is then captured by a payer device at the service location and transmitted over the network. The payment information is then retrieved from the database using the associated payment code information. The payment information is then sent to the payer device over the network. A payment confirmation is received from the payer device over the network and, in response, a payment from a payer account to a seller account is initiated and the payment information and an indication of the payment confirmation is sent to the seller device over the network.

Claims

1. A system for point of sale payments, comprising:

a service location that includes a plurality of payment locations and respective payment code information displayed adjacent each of the plurality of payment locations; and

a seller device that is associated with the service location and a seller, wherein the seller device is located at the service location, coupled to a network, and includes;

a memory storing a plurality of payment information that is associated with the seller and the service location;

a display device; and

a processor coupled to the memory and the display device, wherein the processor is configured to cause the seller device to perform operations comprising;

receiving, from a first payer device wirelessly over the network, payment code information associated with a first payment location of the plurality of payment locations in the service location;

retrieving first payment information from the plurality of payment information from the memory using the payment code information;

providing, to the first payer device wirelessly over the network, the first payment information in a payment information graphical user interface that includes a payer service location graphic that provides a layout of the service location including relative locations of each of the plurality of payment locations, and a payment location graphic that is located in the payer service location graphic and that indicates a relative location, from the relative locations of each of the plurality of payment locations in the service location, of the first payment location associated with the payment code information;

receiving, from the first payer device wirelessly over the network in response to at least one input received through the payment information graphical user interface provided on the first payer device, a payment location graphic adjustment that moves the payment location graphic to a different location in the payer service location graphic to provide a request to pay for a second payment location of the plurality of payment locations instead of the first payment location, along with a payment confirmation and, in response, initiating a payment from a payer account associated with the payer device to a seller account included in the payment information and sending the payment information and an indication of the payment confirmation to the seller device over the network; and

providing, for display on the display device, a service location monitoring page that includes a seller service location graphic illustrating the service location and the plurality of payment locations, wherein the service location monitoring page provides a current, real-time payment location status of the plurality of payment locations in the service location by providing payer graphics in payment locations in the service location that have been paid for and indicating the payment locations in the service location that have not been paid for.

2. The system of claim 1, wherein the payment code information associated with a first payment location is provided on a sign for capture by the first payer device at the service location.

3. The system of claim 1, wherein the processor is further configured to cause the seller device to perform operations comprising:

providing, for display on the display device, a first payer graphic of the payer graphics in the seller service location graphic that indicates the relative location in the service location of the second payment location in response to receiving the payment location graphic adjustment and the payment confirmation.

4. The system of claim 1, wherein the processor is further configured to cause the seller device to perform operations comprising:

determining a payment time associated with the payment information; and

calculating the payment using the payment time.

5. The system of claim 1, wherein the processor is further configured to cause the seller device to perform operations comprising:

receiving, from a second payer device over the network, the payment code information associated with the second payment location;

determining that the payment code information is associated with the payment initiated by the payer device; and

sending, to the second payer device over the network, a declined payment indicator.

6. The system of claim 3, wherein the processor is further configured to cause the seller device to perform operations comprising:

receiving a selection on the service location monitoring page of the first payer graphic in the second payment location in the service location that has been paid for; and

providing, for display on the display device, at least one of a payment time and a payment destination associated with the second payment location.

15. The method of claim 1, wherein the payment code information is provided for capture by the payer device at the service location and transmission by the payer device over the network.

16. The method of claim 15, wherein the payment code information is provided for capture by a camera on the payer device.

21. The system of claim 1, wherein the current, real-time payment location status of the plurality of payment locations in the service location on service location monitoring page includes time expired indicators for each payer graphic on the seller service location graphic that is associated with a payment location in the service location that is currently occupied but no longer paid for.

7. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

receiving, from a payer device wirelessly over a network, payment code information associated with a first payment location of a plurality of payment locations in a service location associated with a seller device operated by a seller;

retrieving, from a database, payment information that is also associated with the payment code information;

providing, to the payer device wirelessly over the network, the payment information in a payment information graphical user interface that includes a payer service location graphic that provides a layout of the service location including relative locations of each of the plurality of payment locations, and a payment location graphic that is located in the payer service location graphic and that indicates a relative location of the relative locations in the service location of the first payment location associated with the payment code information;

receiving, from the payer device wirelessly over the network in response to at least one input received through the payment information graphical user interface provided on the first payer device, a payment location graphic adjustment that moves the payment location graphic to a different location in the payer service location graphic to provide a request to pay for a second payment location of the plurality of payment locations instead of the first payment location, along with a payment confirmation and, in response, initiating a payment from a payer account associated with the payer device to a seller account included in the payment information and sending the payment information and an indication of the payment confirmation to the seller device over the network and

providing, for display on the seller device, a service location monitoring page that includes a seller service location graphic illustrating the service location and the plurality of payment locations, wherein the service location monitoring page provides a current, real-time payment location status of the plurality of payment locations in the service location by providing payer graphics in the payment locations in the service location that have been paid for and indicating the payment locations in the service location that have not been paid for.

8. The non-transitory machine-readable medium of claim 7, wherein the payment code information is provided for capture by the payer device at the service location and transmission by the payer device over the network.

9. The non-transitory machine-readable medium of claim 8, wherein the payment code information is provided for capture by a camera on the payer device.

10. The non-transitory machine-readable medium of claim 7, wherein the operations further comprise:

providing a first payer graphic of the payer graphics on the seller service location graphic that indicates the relative location in the service location of the second payment location in response to receiving the payment location graphic adjustment and the payment confirmation.

11. The non-transitory machine-readable medium of claim 7, wherein the operations further comprise:

determining a payment time associated with the payment instruction; and

calculating the payment using the payment time.

12. The non-transitory machine-readable medium of claim 7, wherein the payment information includes a payment location and the operations further comprise:

receiving, from a secondary payer device over the network, the payment code information associated with the payment location;

determining that the payment code information is associated with the payment initiated by the payer device; and

sending, to the secondary payer device over the network, a declined payment indicator.

13. The non-transitory machine-readable medium of claim 7, wherein the operations further comprise:

receiving, from the seller device, a selection on the service location monitoring page of a first payer graphic in the first payment location in the service location that has been paid for; and

providing, for display on the seller device, at least one of a payment time and a payment destination associated with the first payment location.

22. The non-transitory machine-readable medium of claim 7, wherein the current, real-time payment location status of the plurality of payment locations in the service location on service location monitoring page includes time expired indicators for each payer graphic on the seller service location graphic that is associated with a payment location in the service location that is currently occupied but no longer paid for.

14. A method for point of sale payments, comprising:

receiving, from a payer device wirelessly over a network, payment code information associated with a first payment location of a plurality of payment locations in a service location associated with a seller device operated by a seller;

retrieving, from a database, payment information that is also associated with the payment code information;

providing, to the payer device wirelessly over the network, the payment information in a payment information graphical user interface that includes a payer service location graphic that provides a layout of the service location including relative locations of each of the plurality of payment locations, and a payment location graphic that is located in the payer service location graphic and that indicates a relative location of the relative locations in the service location of the first payment location associated with the payment code information;

receiving, from the payer device wirelessly over the network in response to at least one input received through the payment information graphical user interface provided on the first payer device, a payment location graphic adjustment that moves the payment location graphic to a different location in the payer service location graphic to provide a request to pay for a second payment location of the plurality of payment locations instead of the first payment location, along with a payment confirmation and, in response, initiating a payment from a payer account associate with the payer device to a seller account included in the payment information and sending the payment information and an indication of the payment confirmation to the seller device over the network; and

providing, for display on the seller device, a service location monitoring page that includes a seller service location graphic illustrating the service location and the plurality of payment locations, wherein the service location monitoring page provides a current, real-time payment location status of the plurality of payment locations in the service location by providing payer graphics in payment locations in the service location that have been paid for and indicating the payment locations in the service location that have not been paid for.

17. The method of claim 14, further comprising:

providing a first payer graphic of the payer graphics in the seller service location graphic that indicates the relative location in the service location of the second payment location in response to receiving the payment location graphic adjustment and the payment confirmation.

18. The method of claim 14, further comprising:

determining a payment time associated with the payment information; and

calculating the payment using the payment time.

19. The method of claim 14, wherein the payment information includes a payment location and the method further comprises:

receiving, from a secondary payer device over the network, the payment code information associated with the payment location;

determining that the payment code information is associated with the payment initiated by the payer device; and

sending, to the secondary payer device over the network, a declined payment indicator.

20. The method of claim 14, further comprising:

receiving, from the seller device, a selection on the service location monitoring page of a first payer graphic in the first payment location in the service location that has been paid for; and

providing, for display on the seller device, at least one of a payment time and a payment destination associated with the first payment location.

23. The method of claim 14, wherein the current, real-time payment location status of the plurality of payment locations in the service location on service location monitoring page includes time expired indicators for each payer graphic on the seller service location graphic that is associated with a payment location in the service location that is currently occupied but no longer paid for.