Opt in system and method
First Claim
Patent Images
1. A computing device, comprising:
- at least one processor, andmemory storing instructions configured to instruct the at least one processor to;
receive, by the computing device over a communication network and by a way of being embedded in an authorization request generated by a reader for a payment transaction in a payment account, a response to an offer to enroll in a program; and
in response to the response to the offer to enroll in the program being embedded in the authorization request, transmitting by the computing device enrollment information to a user of the payment account.
1 Assignment
0 Petitions
Accused Products
Abstract
A financial transaction system includes a computer readable storage medium and a processor in communication with the computer readable storage medium. The processor is configured to receive a financial transaction request message from a payment device reader, and parse the financial transaction request message. The financial transaction request message includes a cardholder response to an offer to enroll in a loyalty program of a commercial entity. The processor is further configured to store the cardholder response in the computer readable storage medium.
64 Citations
20 Claims
-
1. A computing device, comprising:
-
at least one processor, and memory storing instructions configured to instruct the at least one processor to; receive, by the computing device over a communication network and by a way of being embedded in an authorization request generated by a reader for a payment transaction in a payment account, a response to an offer to enroll in a program; and in response to the response to the offer to enroll in the program being embedded in the authorization request, transmitting by the computing device enrollment information to a user of the payment account. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A method, comprising:
-
receiving, in a computing device having at least one processor and memory storing instructions, over a communication network and by a way of being embedded in an authorization request generated by a reader for a payment transaction in a payment account, a response to an offer to enroll in a program; and in response to the response to the offer to enroll in the program being embedded in the authorization request, transmitting by the computing device in accordance with the instructions enrollment information to a user of the payment account. - View Dependent Claims (9, 10, 11, 12, 13)
-
-
14. A payment device reader, comprising:
-
a data reading device configured to read account information from a payment device of a user; a user interface device to present information to the user, the information including an offer to enroll in a program; an input device to receive input from the user, the input including a response to the offer to enroll in the program, wherein the payment device reader bundles, in an authorization request, the response to the offer to enroll in the program and transaction information for a payment transaction in a payment account identified by the account information; and a communication device to transmit, over a communication network, the authorization request for the payment transaction in the payment account identified by the account information; wherein being embedded in the authorization request, the response to the offer to enroll in the program, received via the input device, causes a computing device connected to the communication network to transmit enrollment information to the user of the payment account. - View Dependent Claims (15, 16, 17, 18, 19, 20)
-
Specification