Mobile payment and identity verification system
First Claim
1. A method, comprising:
- establishing, at a computer system, a mobile payment account associated with a mobile telephone number of a mobile device, wherein the mobile payment account is operable to make and receive payments, and wherein the mobile payment account is only accessible on the mobile device;
initiating, at the computer system, a request to make or receive a payment via the mobile payment account; and
receiving a generated barcode comprising embedded instructions for making a payment to a payee.
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Accused Products
Abstract
Techniques are disclosed relating to facilitating transactions via mobile devices. In one embodiment, an account that is linked to a mobile telephone number of a mobile device is established at a computer system. In such an embodiment, the account permits a user to make and receive payments, and is not accessible without using the mobile device. In some embodiments, the account is established without setting up a username and password. In one embodiment, a request is sent from a payment application of the mobile device to the computer system. In some embodiments, the payment application is made active on the mobile device in response to a user input within a different application running on the mobile device. After the payment application is active, a purchase is confirmed within the payment application such that the request is sent responsive to the confirming and without authenticating the user within the payment application.
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Citations
12 Claims
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1. A method, comprising:
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establishing, at a computer system, a mobile payment account associated with a mobile telephone number of a mobile device, wherein the mobile payment account is operable to make and receive payments, and wherein the mobile payment account is only accessible on the mobile device; initiating, at the computer system, a request to make or receive a payment via the mobile payment account; and receiving a generated barcode comprising embedded instructions for making a payment to a payee. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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Specification