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Transparent adaptive authentication and transaction monitoring

  • US 9,282,094 B1
  • Filed: 06/27/2014
  • Issued: 03/08/2016
  • Est. Priority Date: 06/27/2014
  • Status: Active Grant
First Claim
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1. A method of adding increased security to communications exchanged between a server and a client device, comprising:

  • receiving an intercepted and re-routed communication between the server and the client device, the communication having an intended recipient;

    storing the re-routed communication in a memory, and communicating with the client device requesting additional security information;

    performing a security operation including the additional security information and generating a security decision;

    sending the stored communication to the intended recipient when the security decision indicates that it is safe to continue; and

    preventing the stored communication from being sent when the security decision indicates that it is not safe to continue,wherein receiving the intercepted and re-routed communication further comprises (1) determining whether the re-routed communication requires increased security, (2) transmitting a call to a security analysis device including information related to the intercepted communication, for generating a step-up security decision when the re-routed communication requires increased security, and (3) transmitting a challenge to the client when the step-up security decision indicates that a step-up security procedure is indicated,and wherein performing the security operation including the additional security information and generating a security decision further includes receiving a response to the challenge from the client and comparing the response to information in the memory to determine confirmation,and wherein determining whether the re-routed communication requires increased security includes determining whether the communication from the server is a communication allowing access to a resource to the client.

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