System and method for managing and updating information relating to economic entities

• US 9,305,300 B2
• Filed: 11/07/2007
• Issued: 04/05/2016
• Est. Priority Date: 11/19/2001
• Status: Active Grant

• Current Assignee: Equifax, Inc.
• Original Assignee: Equifax, Inc.
• Inventors: Mulhern, Robert Kelly, Redman, James Crawford, Karas, David J., Satterfield, Markus R.
• Primary Examiner(s): Jacob, Ajith
• Application Number:
  US11/936,174
• Publication Number:
  US 20080059402A1
• Time in Patent Office: 3,072 Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/381 using identifiers, e.g. barcodes, RFIDs for URLs G06F16/9554
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: Y10S 707/99936 Pattern matching access

Abstract

Methods and systems for managing and updating information relating to economic entities using sets of unique identifiers. A universe database contains record entries. Each of the record entries is associated with a unique universe identifier. A customer database contains customer record entries. Each customer record entry is associated with a unique customer identifier. A conversion table provides a mapping between the unique universe identifiers and the unique customer identifiers. The information contained in the customer database is updated using the unique universe identifiers, unique customer identifiers and the conversion table. The unique universe identifiers and the unique customer identifiers are stable over a period of time.

Claims

1. A method for updating a customer file having a plurality of customer record entries, each customer record entry being associated with a unique customer identifier (UCID), comprising:

receiving a UCID contained in the customer file;

associating via a conversion table the UCID with a corresponding unique universe identifier (UUID), the UUID referencing one record entry contained in an information supplier'"'"'s database, wherein the UCID is different from the UUID, and the UCID is distributed to a single customer and the UUID is not distributed to the customer;

updating, by a computer processor executing code stored on a computer-readable medium, a portion of a customer record entry associated with the transferred UCID with information contained in the record entry referenced by the corresponding UUID, comprising using the UCID associated with the UUID to map content of the information supplier'"'"'s database with content of the customer file, the information supplier'"'"'s database being updatable using raw data generated from economic activity of one or more economic entities; and

providing the customer record entry with the updated portion to the customer.

2. The method of claim 1, wherein:

each UCID is stable over a period of time; and

each UUID is stable over another period of time.

3. The method of claim 1, wherein the action of updating a portion of the customer record entry associated with the transferred UCID comprises a batch processing mode.

4. The method of claim 1, comprising:

updating the transferred UCID with a new UCID;

associating the new UCID with a UUID; and

generating a second conversion table providing a mapping between the new UCID and the UUID associated with the new UCID.

5. The method of claim 1, wherein receiving a UCID contained in the customer file comprises receiving a request from the customer to update the customer file and receiving the customer file, the customer file comprising a plurality of record entries associated with a plurality of UCIDs and a plurality of economic entities such that a record entry of the plurality of record entries corresponds to one UCID and one economic entity, the customer being an information buyer,

wherein updating the portion of the customer record entry associated with the transferred UCID with information contained in the record entry referenced by the corresponding UUID comprises modifying at least one record entry in the customer file to include datum from the information supplier'"'"'s database based on mapping of the content of the information supplier'"'"'s database with the content of the customer file using the plurality of UCIDs associated with the plurality of UUIDs to generate an updated customer file, the information supplier'"'"'s database comprising a universe file.

6. The method of claim 5, wherein providing the customer record entry with the updated portion to the customer comprises providing the updated customer file to the customer without providing the plurality of UUIDs.

7. A method for updating a customer file having a plurality of customer record entries, the method comprising:

receiving a request from an information buyer to update the customer file and receiving the customer file, the customer file comprising the plurality of customer record entries associated with a plurality of unique customer identifiers (UCIDs) and a plurality of economic entities such that a record entry of the plurality of customer record entries corresponds to one UCID and one economic entity, the plurality of UCIDs being associated by a conversion table to a plurality of unique universe identifiers (UUIDs) such that each UCID corresponds to one UUID, the plurality of UUIDs being different than the plurality of UCIDs, the conversion table being stored on a storage device of an information supplier;

using the plurality of UCIDs associated with the plurality of UUIDs to map, by a processor in a computer of the information supplier, content of a universe file with content of the customer file, the universe file being updatable using raw data generated from economic activity of one or more of the plurality of economic entities;

modifying at least one record entry in the customer file to include a datum from the universe file based on mapping of the content of the universe file with the content of the customer file using the plurality of UCIDs associated with the plurality of UUIDs to generate an updated customer file; and

providing the updated customer file to the information buyer without providing the plurality of UUIDs,

wherein the conversion table was created after receiving an initial customer file and prior to receiving the request to update the customer file, and wherein the plurality of UCIDs was associated with the plurality of UUIDs prior to receiving the request to update the customer file.

8. The method of claim 7, wherein the universe file comprises record entries having content associated with a majority of individuals located in the United States of America, wherein the plurality of economic entities comprises at least some of the majority of individuals located in the United States of America.

9. The method of claim 7, further comprising:

generating a new plurality of UCIDs;

modifying the updated customer file by updating the plurality of customer record entries with the new plurality of UCIDs; and

generating a new conversion table to map the new plurality of UCIDs with the plurality of UUIDs.

10. The method of claim 7, wherein providing the updated customer file to the information buyer without providing the plurality of UUIDs comprises:

transmitting the customer file over an Internet to a device associated with the information buyer.

11. The method of claim 7, further comprising:

determining a datum in a record entry of the universe file has changed after providing the updated customer file to the information buyer;

determining the record entry in which the datum has changed is time-critical in accordance with criteria received from the information buyer; and

providing content of the record entry in which the datum has changed to the information buyer.

12. The method of claim 11, wherein providing content of the record entry in which the datum has changed to the information buyer comprises providing the content in near real-time to the change in the datum.

13. The method of claim 7, wherein at least one UCID of the plurality of UCIDs is stable over a period of time and a UUID corresponding to the at least one UCID of the plurality of UCIDs is stable over another period of time.

14. A computerized processing system for updating a customer file having a plurality of customer record entries, the system comprising:

a database device comprising a universe file having content associated with a plurality of unique universe identifiers (UUIDs), the universe file being updatable using raw data generated from economic activity of one or more of a plurality of economic entities;

a conversion table stored on a storage device, the conversion table comprising the plurality of UUIDs associated with a plurality of unique customer identifiers (UCIDs) such that each UCID corresponds to one UUID, the plurality of UUIDs being different than the plurality of UCIDs, the conversion table being created after receiving an initial customer file and prior to receiving a request from an information buyer to update the customer file;

a processor in a computer of an information supplier, the processor being capable of;

receiving the request from the information buyer to update the customer file and receiving the customer file, the customer file comprising the plurality of customer record entries associated with the plurality of UCIDs and the plurality of economic entities such that a record entry of the plurality of customer record entries corresponds to one UCID and one economic entity;

using the plurality of UCIDs associated with the plurality of UUIDs to map the content of the universe file with content of the customer file;

modifying at least one record entry in the customer file to include a datum from the universe file based on mapping of the content of the universe file with the content of the customer file using the plurality of UCIDs associated with the plurality of UUIDs to generate an updated customer file; and

providing the updated customer file to the information buyer without providing the plurality of UUIDs.

15. The computerized processing system of claim 14, wherein the universe file comprises record entries having content associated with a majority of individuals located in the United States of America, wherein the plurality of economic entities comprises at least some of the majority of individuals located in the United States of America.

16. The computerized processing system of claim 14, wherein the processor is further capable of:

generating a new plurality of UCIDs;

modifying the updated customer file by updating the plurality of customer record entries with the new plurality of UCIDs; and

generating a new conversion table to map the new plurality of UCIDs with the plurality of UUIDs.

17. The computerized processing system of claim 14, wherein the processor is capable of providing the updated customer file to the information buyer without providing the plurality of UUIDs by:

transmitting the customer file over an Internet to a device associated with the information buyer.

18. The computerized processing system of claim 14, wherein the processor is further capable of:

determining a datum in a record entry of the universe file has changed after providing the updated customer file to the information buyer;

determining the record entry in which the datum has changed is time-critical in accordance with criteria received from the information buyer; and

providing content of the record entry in which the datum has changed to the information buyer.

19. The computerized processing system of claim 18, wherein the processor is capable of providing content of the record entry in which the datum has changed to the information buyer by providing the content in near real-time to the change in the datum.

20. The computerized processing system of claim 14, wherein at least one UCID of the plurality of UCIDs is stable over a period of time and a UUID corresponding to the at least one UCID of the plurality of UCIDs is stable over another period of time.