Computer system for interactions with a user device and third party computers
First Claim
1. A system for generating a calculator interface including displays for conducting comprehensive integrated calculations including accessing third party computer systems for a plurality of data items, comprising:
- a calculator interface server computer configured to;
provide, by a communications device via a data network to a user device, a total loss calculator graphical interface including an enabled claim identification input field a validation button selectable to cause validation of the claim identification input, a disabled state selection input field, and a disabled state guidelines viewer;
responsive to receipt, from the user device via the data network by the communications device, of the claim identification input and selection of the validation button, validate the claim identification input for a claim corresponding to a vehicle that has been totaled;
responsive to positive validation of the claim identification input, enable, by the communications device via the data network to the user device, the state selection input field for the total loss calculator graphical interface and disable the claim identification input field;
responsive to receipt of the state selection input;
enable, by the communications device via the data network to the user device, the state guidelines viewer for the total loss calculator graphical interface, said state guidelines viewer corresponding to the state selection input and including selectable state specific information for viewing; and
request, by the communications device via the data network from a state jurisdictional computer, state jurisdictional data and state cost data for the totaled vehicle;
provide by the communications device via the data network to the user device, a calculate button on the total loss calculator graphical interface, said calculate button being selectable to cause calculation of a total loss amount based on the state jurisdictional data, the state cost data, and data entered by the user in the total loss calculator graphical interface;
responsive to receipt of selection of the calculate button, determine whether all required data to calculate the total loss amount has been received;
responsive to a positive determination that all of the required data to calculate the total loss amount has been received;
calculate a net total amount for the totaled vehicle including a first net total amount in a case where an insuring entity obtains the vehicle and a second net total amount in a case where an owner retains the vehicle, the first and second net total amounts calculated based on application of a plurality of fee rules associated with the state jurisdictional data, the state cost data, and said state selection input; and
provide by the communications device via the data network to the user device, a display on a first portion of the total loss calculator graphical interface of the first net total amount corresponding to the case where the insuring entity obtains the vehicle and a display on a second portion of the total loss calculator graphical interface of the second net total amount corresponding to the case where the owner retains the vehicle.
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Accused Products
Abstract
Described are computer systems for interactions with a user device and third party computers. In an embodiment, a computer system for determining and displaying total loss calculations includes accessing third party computer systems for a plurality of data items. The computer system may include data storage devices, computer processors, a communications device, and a memory coupled to the computer processors. The memory may store program instructions which are operative with the computer processors to provide to a user device for display a total loss calculator graphical interface, receive inputs from the user device, request data from third party computers based on the received inputs, determine whether the data needed to perform a total loss calculation has been received, and perform a total loss calculation based on the requested data from the third party computer and the user inputs received from the graphical interface provided to the user device.
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Citations
23 Claims
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1. A system for generating a calculator interface including displays for conducting comprehensive integrated calculations including accessing third party computer systems for a plurality of data items, comprising:
a calculator interface server computer configured to; provide, by a communications device via a data network to a user device, a total loss calculator graphical interface including an enabled claim identification input field a validation button selectable to cause validation of the claim identification input, a disabled state selection input field, and a disabled state guidelines viewer; responsive to receipt, from the user device via the data network by the communications device, of the claim identification input and selection of the validation button, validate the claim identification input for a claim corresponding to a vehicle that has been totaled; responsive to positive validation of the claim identification input, enable, by the communications device via the data network to the user device, the state selection input field for the total loss calculator graphical interface and disable the claim identification input field; responsive to receipt of the state selection input; enable, by the communications device via the data network to the user device, the state guidelines viewer for the total loss calculator graphical interface, said state guidelines viewer corresponding to the state selection input and including selectable state specific information for viewing; and request, by the communications device via the data network from a state jurisdictional computer, state jurisdictional data and state cost data for the totaled vehicle; provide by the communications device via the data network to the user device, a calculate button on the total loss calculator graphical interface, said calculate button being selectable to cause calculation of a total loss amount based on the state jurisdictional data, the state cost data, and data entered by the user in the total loss calculator graphical interface; responsive to receipt of selection of the calculate button, determine whether all required data to calculate the total loss amount has been received; responsive to a positive determination that all of the required data to calculate the total loss amount has been received; calculate a net total amount for the totaled vehicle including a first net total amount in a case where an insuring entity obtains the vehicle and a second net total amount in a case where an owner retains the vehicle, the first and second net total amounts calculated based on application of a plurality of fee rules associated with the state jurisdictional data, the state cost data, and said state selection input; and provide by the communications device via the data network to the user device, a display on a first portion of the total loss calculator graphical interface of the first net total amount corresponding to the case where the insuring entity obtains the vehicle and a display on a second portion of the total loss calculator graphical interface of the second net total amount corresponding to the case where the owner retains the vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method for determining and displaying integrated calculations on a configurable user interface including accessing third party computer systems for a plurality of data items, comprising:
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providing, by a calculator interface server computer by a communications device of the calculator interface server computer, via a data network to a user device, a total loss calculator graphical interface including an enabled claim identification input field a validation button selectable to cause validation of the claim identification input, a disabled state selection input field, and a disabled state guidelines viewer; responsive to receiving from the user device via the data network, by the communications device, of the claim identification input and selection of the validation button, validate, by the calculator interface server computer, the claim identification input for a claim corresponding to a vehicle that has been totaled; responsive to positive validation of the claim identification input, enabling, by the communications device of the calculator interface server computer via the data network to the user device, the state selection input field for the total loss calculator graphical interface; responsive to receipt of the state selection input; enabling, by the communications device of the calculator interface server computer via the data network, a state guidelines viewer for the total loss calculator graphical interface on the user device, said state guidelines viewer corresponding to the state selection input and including selectable state specific information for viewing; and requesting, by the communications device of the calculator interface server computer via the data network from a state jurisdictional computer, state jurisdictional data and state cost data for the totaled vehicle; providing, by the communications device of the calculator interface server computer via the data network to the user device, a calculate button on the total loss calculator graphical interface, said calculate button being selectable to cause calculation of a total loss amount based on the state jurisdictional data, the state cost data, and data input by the user into the total loss calculator graphical interface; responsive to receipt of selection of the calculate button, determining, by the calculator interface server computer, whether all required data to calculate the total loss amount has been received; responsive to a positive determination that all of the required data to calculated the total loss amount has been received; calculating, by the calculator interface server computer, a net total amount for the totaled vehicle including a first net total amount in a case where an insuring entity obtains the vehicle and a second net total amount in a case where an owner retains the vehicle, the first and second net total amounts calculated based on an application of a plurality of fee rules associated with the state jurisdictional data, the state cost data, and said state selection input; and providing, by the communications device of the calculator interface server computer via the data network to the user device, a display on a first portion of the total loss calculator graphical interface of the first net total amount corresponding to the case where the insuring entity obtains the vehicle and a display on a second portion of the total loss calculator graphical interface of the second net total amount corresponding to the case where the owner retains the vehicle; and transmitting, by the communications device of the calculator interface server computer via the data network, the state selection input to a vehicle rental computer for determination of one or both of an estimate of a number of days and a price for payment by the insuring entity for rental of a rental vehicle by the owner of the totaled vehicle. - View Dependent Claims (14, 15, 16, 17, 18, 19)
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20. A system for determining and displaying integrated calculations on a configurable user interface including accessing third party computer systems for a plurality of data items, comprising:
a calculator interface loss computer server configured to; provide, by a communications device via a data network to a user device, a total loss calculator graphical interface including an enabled claim identification input field, a validation button selectable to cause validation of the claim identification input, a disabled state selection input field, and a disabled state guidelines viewer on the main menu; responsive to receipt, from the user device via the data network by the communications device, of the claim identification input and selection of the validation button, validate the claim identification input for a claim corresponding to a vehicle that has been totaled; responsive to receipt of the state selection input; enable, by the communications device via the data network to the user device, the state guidelines viewer for the total loss calculator graphical interface, said state guidelines viewer corresponding to the state selection input and including selectable state specific information for viewing; and request, by the communications device via the data network from a state jurisdictional computer, state jurisdictional data and state cost data for the totaled vehicle; provide by the communications device via the data network to the user device, a calculate button on the total loss calculator graphical interface, said calculate button being selectable to cause calculation of a total loss amount based on the state jurisdictional data, the state cost data, and data entered by the user in the total loss calculator graphical interface; responsive to receipt of selection of the calculate button, determine whether all required data to calculate the total loss amount has been received; responsive to a negative determination that all of the required data to calculate the total loss amount has been received, provide an indication of additional data needed on the total loss calculator graphical interface; and responsive to an affirmative determination that all the required data has been received; calculate a net total amount for the totaled vehicle including a first net total amount in a case where an insuring entity obtains the vehicle and a second net total amount in a case where an owner retains the vehicle, the first and second net total amounts calculated based on application of a plurality of fee rules associated with the state jurisdictional data, the state cost data, and said state selection input; and provide by the communications device via the data network to the user device, a display on a first portion of the total loss calculator graphical interface of the first net total amount corresponding to the case where the insuring entity obtains the vehicle and a display on a second portion of the total loss calculator graphical interface of the second net total amount corresponding to the case where the owner retains the vehicle. - View Dependent Claims (21, 22, 23)
Specification