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Automatically adding gratuity to amount charged in electronic transaction

  • US 9,317,876 B2
  • Filed: 02/24/2009
  • Issued: 04/19/2016
  • Est. Priority Date: 02/24/2009
  • Status: Active Grant
First Claim
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1. A method, comprising the steps of:

  • (a) receiving, from a customer by a merchant, a card for payment from an account associated with the card of a certain amount owed;

    (b) electronically communicating, by the merchant for receipt by a card issuer for authorization to charge to the account associated with the card the certain amount owed,(i) card information representative of information read from the card that was presented for payment,(ii) an identification of the merchant, and(iii) the certain amount owed;

    (c) electronically receiving, by the merchant in response to the electronic communication to the card issuer, (i) authorization to charge the certain amount owed to the account associated with the card and (ii) data that is indicative of a gratuity to be charged to the account associated with the card;

    (d) printing, by the merchant, a document that includes both (i) the certain amount owed and (ii) the gratuity as indicated by the data received by the merchant from the card issuer; and

    (e) presenting, by the merchant to the customer, the printed document for signature by the customer.

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