Systems and methods for mobile application, wearable application, transactional messaging, calling, digital multimedia capture and payment transactions
First Claim
1. A method for multimedia capture and encrypting using an ephemeral messaging and multimedia application associated with a mobile and wearable digital device, the method comprising:
- selecting as a first user input a haptic control for a particular type of multimedia content to be captured;
interacting as a second user input with a touch display of the digital device by touching a touch display and holding a touch contact of a user finger or stylus for a predetermined time, wherein the touching comprises a first user input and a release after the predetermined time comprises a second user input;
analyzing data associated with the first user input and the second user input, the analyzing including calculating time between the first user input and the second user input;
based on the analysis, selecting one or more multimedia types for recording from the captured multimedia based on predetermined rules associated with the predetermined time;
sending a command to a sensor of the digital device to capture video to memory of the selected multimedia type based on the predetermined rules;
modify the one or more recorded multimedia types, by a cloud-based voice changing unit, to obtain one or more modified multimedia types;
encrypting, via an encryption unit one or more of the recorded multimedia types and the modified multimedia types to prepare the one or more multimedia types for sending; and
storing the one or more multimedia types in a memory operable, wherein the cloud-based voice changing unit is coupled to a payment processor coupled;
providing an integrated interface for selection of an activity mode, wherein the activity mode includes a messaging mode, a calling mode, and a one-touch payment mode;
receiving the selection of the activity mode via the integrated interface from a user;
if the messaging mode is selected, receiving a message from the user, the message being sent to a recipient via a data network; and
if the calling mode is selected, initiating a data network call on a call request of the user; and
if the one-touch payment mode is selected, transmitting a payment request to a financial organization, wherein the payment request is generated using data of an actual page on the mobile and wearable device; and
encrypting the payment request associated with the one-touch payment mode to obtain an encrypted payment request, wherein the encrypted payment request is decryptable by an ephemeral messaging, one-touch payment, and multimedia application of a mobile and wearable device of the recipient, wherein the encrypted payment request is removed from the mobile and wearable device of the recipient after the encrypted payment request is optically read;
wherein the ephemeral messaging, one-touch payment, and multimedia application is associated with an application protocol, the application protocol being integrated into a communication platform; and
receiving, from the user, a registration request to register the user in a mobile payment service, wherein the user sends the registration request via a mobile payment application associated with the mobile and wearable device, the mobile payment application providing at least a free VoIP service and a free Over-the-Top (OTT) service;
securing the mobile and wearable device comprises via a band to a part of a human body, the part of the human body including a wrist, an arm, a neck, a bead, a leg., a waist, an ear, and a finger, securing, via the band, the mobile and wearable device under, within or on clothing, including a within the band, a rechargeable battery configured to power the mobile and wearable device;
operably connecting a database to the digital device; and
wherein database stores financial information of the user providing during user registration with the system;
wherein the receiving of the selection of the activity mode includes a voice command, a haptic interaction with a touchscreen of the mobile and wearable device, and a move command, wherein the mobile and wearable device comprises one or more haptic control elements to control operation or functions of the mobile and wearable device, and controlling access to the mobile and wearable device by one or more of the following;
a password, a Personal Identification Number code, and biometric authorization, the biometric authorization including fingerprint scanning, palm scanning, face scanning, and retina scanning, wherein the scanning is performed using the one or more biometric sensors, wherein the one or more biometric sensors include sensors for sensing a command for the one-touch payment mode, the sensing shown on the display, the mobile and wearable device further comprising a fingerprint reader configured to scan a fingerprint, the scanned fingerprint being matched to one or more approved fingerprints, wherein access to the mobile and wearable personal digital is granted based on the matching;
wherein the mobile and wearable device further comprises a camera configured to capture one or more codes, the one or more codes including electronic key data, a link to a web-resource, a payment request, and advertising information, wherein the one or more codes include barcode, a linear dimensional code, a two-dimensional code, a snap tag code, and a QR code;
wherein the mobile and wearable device obtains information about a payment system of the user, wherein the mobile and wearable device generates and displays a barcode that encodes user payment information, scanning and processing the barcode at a checkout counter to retrieve the user payment information from a database of a payment processing system, the user payment information being used to transfer funds between the user and the recipient, wherein the recipient is a merchant;
associating the mobile and wearable device is associated with an electronic payment card configured to act as one or more of a smart card, a proximity card, an integrated circuit card, a magnetic strip card, and an electronic payment card, the electronic payment card storing card data of one or more debit cards, credit cards, gift cards, loyalty cards, prepaid cards, bank cards, identity cards, and membership cards, wherein the electronic payment card is configured to attach to the mobile and wearable device;
wherein the method further comprises scanning the code, the code being present on a one-touch QR code invoice, the one-touch QR code invoice storing one or more of invoice data, monetary amount summary, product data, service data, merchant data, invoice number, and amount to be paid, the one-touch QR code invoice being associated with one or more of an invoice, a credit note, a debit note, a pro forma invoice, and an advance invoice; and
storing one-touch payment information in the mobile card wearable device associated with the user, wherein the user activates the one-touch payment mode by holding the mobile and wearable device near a contactless reader card activating a one-touch payment icon on the mobile and wearable device and makes a secure payment, authorized in part when the location of the payment matches with a determined location of the device.
0 Assignments
0 Petitions
Accused Products
Abstract
Systems and method are disclosed for multimedia capture and encrypting using an ephemeral messaging and multimedia application associated with a digital device for secured payment by selecting as a first user input a haptic control for a particular type of multimedia content to be captured; interacting as a second user input with a touch display of the digital device by touching a touch display and holding a touch contact of a user finger or stylus for a predetermined time; capturing multimedia content based on the contact and sending a command to a sensor, of the digital device to capture video and starting a timer to determine a duration of the touch contact of the user with the touch display; and making a secured payment with the digital device.
85 Citations
39 Claims
-
1. A method for multimedia capture and encrypting using an ephemeral messaging and multimedia application associated with a mobile and wearable digital device, the method comprising:
- selecting as a first user input a haptic control for a particular type of multimedia content to be captured;
interacting as a second user input with a touch display of the digital device by touching a touch display and holding a touch contact of a user finger or stylus for a predetermined time, wherein the touching comprises a first user input and a release after the predetermined time comprises a second user input;
analyzing data associated with the first user input and the second user input, the analyzing including calculating time between the first user input and the second user input;
based on the analysis, selecting one or more multimedia types for recording from the captured multimedia based on predetermined rules associated with the predetermined time;
sending a command to a sensor of the digital device to capture video to memory of the selected multimedia type based on the predetermined rules;
modify the one or more recorded multimedia types, by a cloud-based voice changing unit, to obtain one or more modified multimedia types;
encrypting, via an encryption unit one or more of the recorded multimedia types and the modified multimedia types to prepare the one or more multimedia types for sending; and
storing the one or more multimedia types in a memory operable, wherein the cloud-based voice changing unit is coupled to a payment processor coupled;
providing an integrated interface for selection of an activity mode, wherein the activity mode includes a messaging mode, a calling mode, and a one-touch payment mode;
receiving the selection of the activity mode via the integrated interface from a user;
if the messaging mode is selected, receiving a message from the user, the message being sent to a recipient via a data network; and
if the calling mode is selected, initiating a data network call on a call request of the user; and
if the one-touch payment mode is selected, transmitting a payment request to a financial organization, wherein the payment request is generated using data of an actual page on the mobile and wearable device; and
encrypting the payment request associated with the one-touch payment mode to obtain an encrypted payment request, wherein the encrypted payment request is decryptable by an ephemeral messaging, one-touch payment, and multimedia application of a mobile and wearable device of the recipient, wherein the encrypted payment request is removed from the mobile and wearable device of the recipient after the encrypted payment request is optically read;
wherein the ephemeral messaging, one-touch payment, and multimedia application is associated with an application protocol, the application protocol being integrated into a communication platform; and
receiving, from the user, a registration request to register the user in a mobile payment service, wherein the user sends the registration request via a mobile payment application associated with the mobile and wearable device, the mobile payment application providing at least a free VoIP service and a free Over-the-Top (OTT) service;
securing the mobile and wearable device comprises via a band to a part of a human body, the part of the human body including a wrist, an arm, a neck, a bead, a leg., a waist, an ear, and a finger, securing, via the band, the mobile and wearable device under, within or on clothing, including a within the band, a rechargeable battery configured to power the mobile and wearable device;
operably connecting a database to the digital device; and
wherein database stores financial information of the user providing during user registration with the system;
wherein the receiving of the selection of the activity mode includes a voice command, a haptic interaction with a touchscreen of the mobile and wearable device, and a move command, wherein the mobile and wearable device comprises one or more haptic control elements to control operation or functions of the mobile and wearable device, and controlling access to the mobile and wearable device by one or more of the following;
a password, a Personal Identification Number code, and biometric authorization, the biometric authorization including fingerprint scanning, palm scanning, face scanning, and retina scanning, wherein the scanning is performed using the one or more biometric sensors, wherein the one or more biometric sensors include sensors for sensing a command for the one-touch payment mode, the sensing shown on the display, the mobile and wearable device further comprising a fingerprint reader configured to scan a fingerprint, the scanned fingerprint being matched to one or more approved fingerprints, wherein access to the mobile and wearable personal digital is granted based on the matching;
wherein the mobile and wearable device further comprises a camera configured to capture one or more codes, the one or more codes including electronic key data, a link to a web-resource, a payment request, and advertising information, wherein the one or more codes include barcode, a linear dimensional code, a two-dimensional code, a snap tag code, and a QR code;
wherein the mobile and wearable device obtains information about a payment system of the user, wherein the mobile and wearable device generates and displays a barcode that encodes user payment information, scanning and processing the barcode at a checkout counter to retrieve the user payment information from a database of a payment processing system, the user payment information being used to transfer funds between the user and the recipient, wherein the recipient is a merchant;
associating the mobile and wearable device is associated with an electronic payment card configured to act as one or more of a smart card, a proximity card, an integrated circuit card, a magnetic strip card, and an electronic payment card, the electronic payment card storing card data of one or more debit cards, credit cards, gift cards, loyalty cards, prepaid cards, bank cards, identity cards, and membership cards, wherein the electronic payment card is configured to attach to the mobile and wearable device;
wherein the method further comprises scanning the code, the code being present on a one-touch QR code invoice, the one-touch QR code invoice storing one or more of invoice data, monetary amount summary, product data, service data, merchant data, invoice number, and amount to be paid, the one-touch QR code invoice being associated with one or more of an invoice, a credit note, a debit note, a pro forma invoice, and an advance invoice; and
storing one-touch payment information in the mobile card wearable device associated with the user, wherein the user activates the one-touch payment mode by holding the mobile and wearable device near a contactless reader card activating a one-touch payment icon on the mobile and wearable device and makes a secure payment, authorized in part when the location of the payment matches with a determined location of the device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
- selecting as a first user input a haptic control for a particular type of multimedia content to be captured;
-
20. A system for multimedia capture and encrypting using an ephemeral messaging and multimedia application associated with a mobile and wearable digital device, the system comprising:
- one or more sensors operable to capture multimedia to obtain captured multimedia;
one or more processors operable to;
receive a first user input;
initiate, based on the first user input, the one or more sensors to capture multimedia;
based on the first user input, start a timer;
receive a second user input;
based on the second user input, stop the timer;
analyze data associated with the first user input and the second user input, the analyzing including calculating time between the first user input and the second user input, wherein the first user input is a user touch of the device and the second user input is a user release of the device after the first user input;
based on the analysis, select one or more multimedia types for recording from the captured multimedia based on predetermined rules; and
record the selected one or more multimedia types to a memory to obtain one or more recorded multimedia types; and
a cloud-based voice changing unit operable to;
modify the one or more recorded multimedia types to obtain one or more modified multimedia types;
an encryption unit operable to;
encrypt one or more of the recorded multimedia types and the modified multimedia types to prepare the one or more multimedia types for sending; and
a memory operable to store the one or more multimedia types; and
a payment processor coupled to the cloud-based voice changing unit;
the one or more processors configured to;
provide an integrated interface for selection of an activity mode, wherein the activity mode includes a messaging mode, a calling mode, and a one-touch payment mode;
receive the selection of the activity mode via the integrated interface from a user;
if the messaging mode is selected, receive a message from the user, the message being sent to a recipient via a data network; and
if the calling mode is selected, initiate a data network call on a call request of the user; and
if the one-touch payment mode is selected, transmit a payment request to a financial organization, wherein the payment request is generated using data of an actual page on the mobile and wearable device; and
encrypt the payment request associated with the one-touch payment mode to obtain an encrypted payment request, wherein the encrypted payment request is decryptable by an ephemeral messaging, one-touch payment, and multimedia application of a mobile and wearable device of the recipient, wherein the encrypted payment request is removed from the mobile and wearable device of the recipient after the encrypted payment request is optically read;
wherein the ephemeral messaging, one-touch payment, and multimedia application is associated with an application protocol, the application protocol being integrated into a communication platform; and
receive, from the user, a registration request to register the user in a mobile payment service, wherein the user sends the registration request via a mobile payment application associated with the mobile and wearable device, the mobile payment application providing at least a free VoIP service and a free Over-the-Top (OTT) service;
wherein the mobile and wearable device comprises a band adapted to secure the mobile and wearable device on a human body, the human body including a wrist, an arm, a neck, a bead, a leg., a waist, an ear, and a finger, wherein the band is adapted to secure the mobile and wearable device under, within or on clothing, wherein the band includes a rechargeable battery configured to power the mobile and wearable device; and
wherein the system further comprises a database in communication with the processor, the database storing user financial information provided by the user during registration with the application;
wherein the receiving of the selection of the activity mode includes a voice command, a haptic interaction with a touchscreen of the mobile and wearable device, and a move command, wherein the mobile and wearable device comprises one or more haptic control elements to control operation or functions of the mobile and wearable device, and wherein access to the mobile and wearable device is controlled by one or more of the following;
a password, a Personal Identification Number code, and biometric authorization, the biometric authorization including fingerprint scanning, palm scanning, face scanning, and retina scanning, wherein the scanning is performed using the one or more biometric sensors, wherein the one or more biometric sensors include sensors for sensing a command for the one-touch payment mode, the sensing shown on the display, the mobile and wearable device further comprising a fingerprint reader configured to scan a fingerprint, the scanned fingerprint being matched to one or more approved fingerprints, wherein access to the mobile and wearable personal digital is granted based on the matching;
wherein the mobile and wearable device further comprises a camera configured to capture one or more codes, the one or more codes including electronic key data, a link to a web-resource, a payment request, and advertising information, wherein the one or more codes include barcode, a linear dimensional code, a two-dimensional code, a snap tag code, and a QR code;
wherein the mobile and wearable device is operable to obtain information about a payment system of the user, wherein the mobile and wearable device is operable to generate and display a barcode that encodes user payment information, the barcode being scanned at a checkout counter and processed to retrieve the user payment information from a database of a payment processing system, the user payment information being used to transfer funds between the user and the recipient, wherein the recipient is a merchant;
wherein the mobile and wearable device is associated with an electronic payment card configured to act as one or more of a smart card, a proximity card, an integrated circuit card, a magnetic strip card, and an electronic payment card, the electronic payment card storing card data of one or more debit cards, credit cards, gift cards, loyalty cards, prepaid cards, bank cards, identity cards, and membership cards, wherein the electronic payment card is configured to attach to the mobile and wearable device;
wherein the system further comprises scanning the code, the code being present on a one-touch QR code invoice, the one-touch QR code invoice storing one or more of invoice data, monetary amount summary, product data, service data, merchant data, invoice number, and amount to be paid, the one-touch QR code invoice being associated with one or more of an invoice, a credit note, a debit note, a pro forma invoice, and an advance invoice; and
wherein one-touch payment information is stored in the mobile card wearable device associated with the user, wherein the user activates the one-touch payment mode by holding the mobile and wearable device near a contactless reader card activating a one-touch payment icon on the mobile and wearable device and makes a secure payment, authorized in part when the location of the payment matches with a determined location of the device. - View Dependent Claims (21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
- one or more sensors operable to capture multimedia to obtain captured multimedia;
Specification