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Classifying open-loop and closed-loop payment cards based on optical character recognition

  • US 9,342,830 B2
  • Filed: 11/24/2014
  • Issued: 05/17/2016
  • Est. Priority Date: 07/15/2014
  • Status: Active Grant
First Claim
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1. A computer-implemented method to categorize payment cards, comprising:

  • receiving, by one or more computing devices and from a user computing device, an image comprising an image of a payment card;

    extracting, by the one or more computing devices, one or more text objects and one or more visual objects from the image of the payment card;

    retrieving, by the one or more computing devices and for each of the extracted one or more visual objects, a text description corresponding to the extracted one or more visual objects;

    determining, by the one or more computing devices and based on the one or more extracted text objects and the one or more retrieved text descriptions corresponding to the extracted one or more visual objects, a categorical designation for the payment card and financial account information associated with the payment card; and

    transmitting, by the one or more computing devices and to the user computing device, the financial account information associated with the payment card and the categorical designation for the payment card for storage in the user computing device based on the categorical designation.

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