Apparatus and system for imaging currency bills and financial documents and method for using the same

• US 9,355,295 B1
• Filed: 03/11/2013
• Issued: 05/31/2016
• Est. Priority Date: 09/25/2002
• Status: Active Grant

• Current Assignee: Cummins-Allison Corporation (Crane Company)
• Original Assignee: Cummins-Allison Corporation (Crane Company)
• Inventors: Jones, William J., Csulits, Frank M., Mennie, Douglas U., Jaeger, Ralf H., Klein, Robert J., Beutel, Dale E., Badalamenti, David R.
• Primary Examiner(s): Shapiro, Jeffrey
• Application Number:
  US13/794,189
• Time in Patent Office: 1,177 Days
• Field of Search: 194/206, 194/207, 194215-218, 209/534, 235/379, 382/135
• US Class Current: 1/1
• CPC Class Codes: G06F 18/00 Pattern recognition
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06V 10/143 Sensing or illuminating at different wavelengths
• CPC Class Codes: G07D 11/24 Managing the stock of valuable papers
• CPC Class Codes: G07D 11/30 Tracking or tracing valuable papers or cassettes
• CPC Class Codes: G07D 11/32 Record keeping transaction aspects G07F19/00
• CPC Class Codes: G07D 11/34 Monitoring the contents of devices, e.g. the number of stored valuable papers
• CPC Class Codes: G07D 11/36 Auditing of activities
• CPC Class Codes: G07D 7/0047 using checkcodes, e.g. coded numbers derived from serial number and denomination
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00

Abstract

A device has a deposit, a sell, and an audit mode of operation to monitor and reconcile bills. The device includes a memory storing records, an input receptacle to receive bills, an image scanner to image bills, a transportation mechanism to transport bills, and one or more processors. In the deposit mode, the one or more processors extract serial numbers and generate records. Each record includes a physical bill location field to indicate the location that the bill is expected to be physically located. In the sell mode, the one or more processors update the physical bill location fields to indicate that the expected physical bill location is a second location. In the audit mode, the one or more processors determine if each record corresponds with an audit record and generate an indication that the teller drawer is balanced responsive to a determination that each audit record corresponds with a respective record and a determination that each record corresponds with an audit record.

Claims

1. A method of monitoring currency bills within a teller drawer and reconciling currency bills in the teller drawer at a shift end, wherein a memory stores a teller drawer file including a teller drawer record for each currency bill which is expected to be in the teller drawer, each teller drawer record having a physical bill location field, the physical bill location field for each teller drawer record associated with a bill expected to be in the teller drawer indicating that the expected physical location of the respective bill is the teller drawer, the method comprising:

operating a document processing device in a deposit mode, wherein the document processing device performs the acts of;

receiving a plurality of deposit-currency-bills in an input receptacle of the document processing device;

transporting the plurality of deposit-currency-bills from the input receptacle past an image scanner to one or more output receptacles;

imaging the plurality of deposit-currency-bills to produce image data that is reproducible as a visually readable image of at least a portion of each one of the plurality of deposit-currency-bills;

extracting a serial number from the image data for each one of the deposit-currency-bills;

generating a teller drawer record for each one of the plurality of deposit-currency-bills, each teller drawer record including a plurality of fields including a serial number field, an image field, and a physical bill location field, the physical bill location field for each teller drawer record associated with one of the deposit-currency-bills indicating that the deposit-currency-bill is expected to be physically located in the teller drawer; and

electronically storing the teller drawer records associated with the deposit-currency-bills in the teller drawer file;

operating the document processing device in a sell mode, wherein the document processing device performs the acts of;

receiving a plurality of sell-currency-bills in the input receptacle of the document processing device, the sell-currency-bills having been removed from the teller drawer;

transporting the plurality of sell-currency-bills from the input receptacle past the image scanner to the one or more output receptacles;

imaging the plurality of sell-currency-bills to produce image data that is reproducible as a visually readable image of at least a portion of each one of the plurality of sell-currency-bills; and

extracting a serial number for each one of the sell-currency-bills from the image data;

updating each teller drawer record in the teller drawer file that is associated with a sell-currency-bill to indicate that the expected bill location of the sell-currency-bill is a second location;

operating the document processing device in an audit mode, wherein the document processing device performs the acts of;

receiving a plurality of audit-currency-bills in the input receptacle of the document processing device, the plurality of audit-currency-bills including all of the bills in the teller drawer;

transporting the audit-currency-bills from the input receptacle past the image scanner to the one or more output receptacles;

imaging the audit-currency-bills to produce image data that is reproducible as a visually readable image of at least a portion of each one of the audit-currency-bills;

extracting a serial number for each one of the audit-currency-bills from the image data; and

generating an audit record for each one of the audit-currency-bills, each audit record including the extracted serial number for an associated one of the audit-currency-bills;

determining if each audit record corresponds with a respective teller drawer record in the teller drawer file, the respective teller drawer records each being associated with a currency bill expected to be in the teller drawer;

determining if each teller drawer record in the teller drawer file corresponds with an audit record; and

responsive to a determination that each audit record corresponds with a respective teller drawer record in the teller drawer file and a determination that each teller drawer record in the teller drawer file corresponds with an audit record, generating an indication that the teller drawer is balanced.

2. The method of claim 1, wherein an audit record corresponds with a teller drawer record in the teller drawer file in response to the audit record including a serial number and a denomination of an audit-currency-bill that is the same as a serial number and a denomination included in the teller drawer record in the teller drawer file.

3. The method of claim 1, wherein the act of determining if each audit record corresponds with a teller drawer record includes comparing the extracted serial numbers of the audit-currency-bills with serial numbers stored in each of the teller drawer records associated with currency bills expected to be in the teller drawer.

4. The method of claim 1, wherein a teller drawer record included in the teller drawer file that does not correspond with an audit record is a no-show record, and wherein in response to determining the presence of a no-show record, generating a variance report.

5. The method of claim 4, wherein the variance report includes the serial number, the denomination, or both of each no-show record.

6. The method of claim 1, wherein an audit record that does not correspond with a teller drawer record included in the teller drawer file is an unexpected record, and wherein in response to determining the presence of an unexpected record, generating a variance report.

7. The method of claim 6, wherein the variance report includes the serial number, the denomination, or both of each unexpected record.

8. The method of claim 1, wherein in the deposit mode, the document processing device further performs the acts of:

populating the serial number fields for each of the teller drawer records with the extracted serial number for the respective deposit-currency-bill; and

populating the image fields for each of the teller drawer records with at least a portion of the visually readable image for the respective deposit-currency-bill.

9. The method of claim 1, further comprising physically storing the plurality of deposit-currency-bills in the teller drawer.

10. The method of claim 1, wherein each of the deposit-currency-bills has a value, and the method further comprising the act of generating an electronic cash-in ticket having a unique identifier, a teller identifier, and a total cash-in amount, the total cash-in amount being equal to a sum total of the values of the deposit-currency-bills.

11. The method of claim 10, further comprising printing the cash-in ticket using a printing device and physically storing the printed cash-in ticket and the stored plurality of deposit-currency-bills in the teller drawer.

12. The method of claim 1, further comprising generating an electronic cash-out ticket having a unique identifier, a teller identifier, and a total cash-out amount in response to the document processing device operating in the sell mode, the total cash-out amount being equal to a sum total of the values of the sell-currency-bills.

13. The method of claim 12, further comprising printing the cash-out ticket using a printing device and physically storing the printed cash-out ticket in the teller drawer.

14. The method of claim 1, wherein each of the deposit-currency-bills has a value, and wherein in response to the document processing device operating in the deposit mode, the document processing device further performing the act of receiving a cash-in ticket, the cash-in ticket having a transaction identifier, a teller identifier, and a total cash-in amount, the total cash-in amount being equal to a sum total of the values of the deposit-currency-bills.

15. The method of claim 14, wherein the cash-in ticket is a deposit slip.

16. The method of claim 1, wherein each of the sell-currency-bills has a value, and wherein in response to the document processing device operating in the sell mode, the document processing device further performing the act of receiving a cash-out ticket, the cash-out ticket having a transaction identifier, a teller identifier, and a total cash-out amount, the total cash-out amount being equal to a sum total of the values of the sell-currency-bills.

17. A document processing device having a deposit mode of operation, a sell mode of operation, and an audit mode of operation to monitor currency bills within a teller drawer and to reconcile currency bills in the teller drawer at a shift end, the device comprising:

a memory storing a teller drawer file including a teller drawer record for each currency bill which is expected to be in the teller drawer;

an input receptacle configured to receive deposit-currency-bills, sell-currency-bills, and audit-currency-bills, the sell-currency-bills having been removed from the teller drawer, and the audit-currency-bills including all of the bills in the teller drawer;

an image scanner configured to image the deposit-currency-bills, the sell-currency-bills, and the audit-currency-bills to produce image data that is reproducible as a visually readable image of at least a portion of each one of the bills;

a transportation mechanism configured to transport the deposit-currency-bills, the sell-currency-bills, and the audit-currency-bills from the input receptacle of the document processing device past the image scanner to one or more output receptacles; and

one or more processors configured to;

(i) extract a serial number for each one of the deposit-currency-bills, the sell-currency-bills, and the audit-currency-bills from the image data;

(ii) generate a teller drawer record for each one of the deposit-currency-bills, each teller drawer record including a plurality of fields including a serial number field and a physical bill location field, the physical bill location field for each teller drawer record associated with the deposit-currency-bills indicating the location that the deposit-currency-bill is expected to be physically located, the generated teller drawer records associated with the deposit-currency-bills being stored in the memory in the teller drawer file;

(iii) update the physical bill location field in each teller drawer record in the teller drawer file that is associated with a sell-currency-bill to indicate that the expected physical bill location of the sell-currency-bill is a second location;

(iv) generate an audit record for each one of the imaged audit-currency-bills, each audit record including the extracted serial number for a respective audit-currency-bill;

(v) determine if each audit record corresponds with a respective teller drawer record in the teller drawer file, the respective teller drawer records each being associated with a currency bill expected to be in the teller drawer;

(vi) determine if each teller drawer record in the teller drawer file corresponds with an audit record; and

(vii) generate an indication that the teller drawer is balanced responsive to a determination that each audit record corresponds with a respective teller drawer record in the teller drawer file and a determination that each teller drawer record in the teller drawer file corresponds with an audit record.

18. The document processing device of claim 17, wherein a teller drawer record in the teller drawer file corresponds with an audit record in response to the teller drawer record including a serial number and a denomination of a currency bill that is the same as a serial number and a denomination included in the audit record.