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Using biometrics to recover password in customer mobile device

  • US 9,378,502 B2
  • Filed: 09/23/2014
  • Issued: 06/28/2016
  • Est. Priority Date: 09/23/2014
  • Status: Active Grant
First Claim
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1. A device comprising:

  • at least one computer memory that is not a transitory signal and that comprises instructions executable by at least one processor to;

    receive a first factor for authentication;

    determine whether the first factor is correct;

    responsive to a determination that the first factor is correct, request a second factor for authentication;

    receive the second factor;

    determine whether the second factor is correct;

    responsive to a determination that the second factor is correct, return a first signal required to permit a transaction for a requested amount;

    responsive to a determination that the second factor is incorrect, return a second signal causing the transaction to be permitted for an amount not exceeding a non-zero threshold amount, regardless of whether the requested amount is greater than the threshold amount; and

    responsive to a determination that the first factor is incorrect, deny the transaction, or return the second signal.

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