Systems/methods of conducting a financial transaction using a smartphone

• US 9,392,451 B2
• Filed: 01/23/2015
• Issued: 07/12/2016
• Est. Priority Date: 06/22/2005
• Status: Expired

• Current Assignee: Odyssey Wireless, Inc.
• Original Assignee: Odyssey Wireless, Inc.
• Inventors: Karabinis, Peter D.
• Primary Examiner(s): FILE, ERIN M
• Application Number:
  US14/603,963
• Publication Number:
  US 20150163670A1
• Time in Patent Office: 536 Days
• US Class Current: 1/1
• CPC Class Codes: H04B 1/69 Spread spectrum techniques
• CPC Class Codes: H04B 1/707 using direct sequence modulation
• CPC Class Codes: H04B 1/7097 Interference-related aspects
• CPC Class Codes: H04B 2201/70715 with application-specific features
• CPC Class Codes: H04K 1/00 Secret communication
• CPC Class Codes: H04K 2203/18 for wireless local area networks or WLAN
• CPC Class Codes: H04K 3/25 based on characteristics of target signal or of transmission as countermeasure against surveillance H04K3/827, e.g. using direct sequence spread spectrum or fast frequency hopping spread spectrum techniques H04B1/69
• CPC Class Codes: H04K 3/827 using characteristics of target signal or of transmission as countermeasure against jamming H04K3/25, e.g. using direct sequence spread spectrum or fast frequency hopping spread spectrum techniques H04B1/69
• CPC Class Codes: H04L 1/0043 Realisations of complexity reduction techniques, e.g. use of look-up tables
• CPC Class Codes: H04L 1/009 arrangements specific to transmitters
• CPC Class Codes: H04L 1/0091 arrangements specific to receivers, e.g. format detection detection of data rate H04L25/0262; detection of coding rate H04L1/0046
• CPC Class Codes: H04L 23/02 adapted for orthogonal signalling
• CPC Class Codes: H04L 25/03834 using pulse shaping
• CPC Class Codes: H04L 25/03866 using scrambling
• CPC Class Codes: H04L 25/03987 Equalisation for sparse channels
• CPC Class Codes: H04L 5/0007 the frequencies being orthogonal, e.g. OFDM(A), DMT
• CPC Class Codes: H04W 12/04 Key management, e.g. using generic bootstrapping architecture [GBA]
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 12/50 Secure pairing of devices
• CPC Class Codes: H04W 36/185 : using make before break
• CPC Class Codes: H04W 48/02 : Access restriction performed under specific conditions
• CPC Class Codes: H04W 84/045 : using private Base Stations, e.g. femto Base Stations, home Node B
• CPC Class Codes: H04W 88/08 : Access point devices

Abstract

Embodiments of inventive concepts are provided wherein a mobile device, such as a smartphone, may be configured to communicate with a base station, using a first mode, and to communicate with an access point using a second mode that comprises a level of security exceeding that of the first mode. The second mode communications between the mobile device and the access point are conducted over a short-range wireless link responsive to an identity of the mobile device and/or responsive to a biometric data being provided by a user of the mobile device. Such second mode wireless communications may include data relating to a financial transaction and/or other data that may require an increased level of privacy and/or security.

Claims

1. A mobile device comprising a processor that is configured to control the mobile device to perform operations comprising:

communicating using a first communications mode comprising a first level of security/privacy and a first wireless communications link that is based upon radio frequency emissions comprising a first air interface, a first power level, a first cyclostationary signature and a first detectability measure that is based upon the first power level and the first cyclostationary signature;

communicating using a second communications mode comprising a second level of security/privacy that is greater than the first level of security/privacy and a second wireless communications link that is based upon radio frequency emissions comprising a second power level that is less than the first power level, a second air interface that differs from the first air interface, a second cyclostationary signature that differs from the first cyclostationary signature and comprises a reduction relative to the first cyclostationary signature and a second detectability measure that is less than the first detectability measure based upon the second power level being less than the first power level and based upon the second cyclostationary signature comprising said reduction relative to the first cyclostationary signature;

using the first communications mode to communicate information that is associated with the first level of security/privacy while refraining from using the second communications mode to communicate information that is associated with the first level of security/privacy; and

using the second communications mode to communicate information that is associated with the second level of security/privacy while refraining from using the first communications mode to communicate information that is associated with the second level of security/privacy;

wirelessly communicating with a base station, at a first distance from the base station, using the first communications mode comprising the first level of security/privacy; and

wirelessly communicating with an access point, at a second distance from the access point that is less than the first distance, using the second communications mode comprising the second level of security/privacy that is greater than the first level of security/privacy, responsive to a proximity condition having been satisfied by the mobile device relative to the access point.

2. The mobile device according to claim 1, wherein the processor is further configured to control the mobile device to perform further operations comprising:

concurrently using the first communications mode and the second communications mode to communicate information responsive to the information comprising said first level of security/privacy and said second level of security/privacy.

3. The mobile device according to claim 1, wherein the processor is further configured to control the mobile device to perform further operations comprising:

communicating with the base station and with the access point by using respective first and second signaling alphabets comprising a plurality of waveforms that are orthogonal therebetween.

4. A communications method comprising:

communicating using a first communications mode comprising a first level of security/privacy and a first wireless communications link that is based upon radio frequency emissions comprising a first air interface, a first power level, a first cyclostationary signature and a first detectability measure that is based upon the first power level and the first cyclostationary signature;

communicating using a second communications mode comprising a second level of security/privacy that is greater than the first level of security/privacy and a second wireless communications link that is based upon radio frequency emissions comprising a second power level that is less than the first power level, a second air interface that differs from the first air interface, a second cyclostationary signature that differs from the first cyclostationary signature and comprises a reduction relative to the first cyclostationary signature and a second detectability measure that is less than the first detectability measure based upon the second power level being less than the first power level and based upon the second cyclostationary signature comprising said reduction relative to the first cyclostationary signature;

using the first communications mode to communicate information that is associated with the first level of security/privacy while refraining from using the second communications mode to communicate information that is associated with the first level of security/privacy; and

using the second communications mode to communicate information that is associated with the second level of security/privacy while refraining from using the first communications mode to communicate information that is associated with the second level of security/privacy;

wirelessly communicating by a mobile device with a base station, at a first distance from the base station, using the first communications mode comprising the first level of security/privacy; and

wirelessly communicating by the mobile device with an access point, at a second distance from the access point that is less than the first distance, using the second communications mode comprising the second level of security/privacy that is greater than the first level of security/privacy, responsive to a proximity condition having been satisfied by the mobile device relative to the access point.

5. The communications method according to claim 4, further comprising:

concurrently using the first communications mode and the second communications mode to communicate information responsive to the information comprising said first level of security/privacy and said second level of security/privacy.

6. The communications method according to claim 4, further comprising:

communicating with the base station and with the access point by using respective first and second signaling alphabets comprising a plurality of waveforms that are orthogonal therebetween.

7. A computer program product comprising:

a non-transitory computer readable storage medium having computer readable program code embodied in the medium, that when executed by a processor of a mobile device controls the mobile device to perform operations comprising;

communicating using a first communications mode comprising a first level of security/privacy and a first wireless communications link that is based upon radio frequency emissions comprising a first air interface, a first power level, a first cyclostationary signature and a first detectability measure that is based upon the first power level and the first cyclostationary signature;

communicating using a second communications mode comprising a second level of security/privacy that is greater than the first level of security/privacy and a second wireless communications link that is based upon radio frequency emissions comprising a second power level that is less than the first power level, a second air interface that differs from the first air interface, a second cyclostationary signature that differs from the first cyclostationary signature and comprises a reduction relative to the first cyclostationary signature and a second detectability measure that is less than the first detectability measure based upon the second power level being less than the first power level and based upon the second cyclostationary signature comprising said reduction relative to the first cyclostationary signature;

using the first communications mode to communicate information that is associated with the first level of security/privacy while refraining from using the second communications mode to communicate information that is associated with the first level of security/privacy; and

using the second communications mode to communicate information that is associated with the second level of security/privacy while refraining from using the first communications mode to communicate information that is associated with the second level of security/privacy; and

wirelessly communicating with a base station, at a first distance from the base station, using the first communications mode comprising the first level of security/privacy; and

wirelessly communicating with an access point, at a second distance from the access point that is less than the first distance, using the second communications mode comprising the second level of security/privacy that is greater than the first level of security/privacy, responsive to a proximity condition having been satisfied by the mobile device relative to the access point.

8. The computer program product according to claim 7, wherein the computer readable program code is further configured to control the mobile device to perform further operations comprising:

concurrently using the communications first mode and the second communications mode to communicate information responsive to the information comprising said first level of security/privacy and said second level of security/privacy.

9. The computer program product according to claim 7, wherein the computer readable program code is further configured to control the mobile device to perform further operations comprising:

communicating with the base station and with the access point by using respective first and second signaling alphabets comprising a plurality of waveforms that are orthogonal therebetween.