Circular rotational interface for display of consumer credit information
First Claim
1. A non-transitory computer-readable medium comprising instructions configured to cause one or more computer processors to perform operations comprising:
- receiving credit score user interface data, wherein the credit score user interface data comprises at least;
a consumer'"'"'s credit score based on a credit score algorithm; and
a consumer'"'"'s summary credit information associated with respective categories of credit information used in calculation of the consumer'"'"'s credit score;
generating a user interface configured for display on a touch sensitive computing device, the user interface including;
a plurality of sections of a circular visual computer interface, wherein each section of the plurality of sections is associated with a category of credit information and each section of the plurality of sections is a predetermined size according to the associated category'"'"'s weighting within the credit score algorithm; and
a visual section indicator that indicates one of the plurality of sections as selected within the circular visual computer interface;
accessing the credit summary information associated with a selected category of credit information, wherein the selected category comprises credit usage, age of accounts, types of accounts, payment history, or inquiries,and wherein the user interface is configured to depict the circular visual computer interface rotating in response to a dragged touch input on the displayed circular visual computer interface, wherein the rotation causes the visual section indicator to indicate a particular section as selected by the circular visual computer interface; and
displaying at least a portion of the consumer'"'"'s credit summary information for the selected category of credit information associated with a selected section of the circular visual computer interface that is indicated as selected by the visual section indicator.
4 Assignments
0 Petitions
Accused Products
Abstract
A credit score user interface that may comprise a circular visual interface to view a consumer'"'"'s credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer'"'"'s credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.
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Citations
16 Claims
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1. A non-transitory computer-readable medium comprising instructions configured to cause one or more computer processors to perform operations comprising:
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receiving credit score user interface data, wherein the credit score user interface data comprises at least; a consumer'"'"'s credit score based on a credit score algorithm; and a consumer'"'"'s summary credit information associated with respective categories of credit information used in calculation of the consumer'"'"'s credit score; generating a user interface configured for display on a touch sensitive computing device, the user interface including; a plurality of sections of a circular visual computer interface, wherein each section of the plurality of sections is associated with a category of credit information and each section of the plurality of sections is a predetermined size according to the associated category'"'"'s weighting within the credit score algorithm; and a visual section indicator that indicates one of the plurality of sections as selected within the circular visual computer interface; accessing the credit summary information associated with a selected category of credit information, wherein the selected category comprises credit usage, age of accounts, types of accounts, payment history, or inquiries, and wherein the user interface is configured to depict the circular visual computer interface rotating in response to a dragged touch input on the displayed circular visual computer interface, wherein the rotation causes the visual section indicator to indicate a particular section as selected by the circular visual computer interface; and displaying at least a portion of the consumer'"'"'s credit summary information for the selected category of credit information associated with a selected section of the circular visual computer interface that is indicated as selected by the visual section indicator. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A computerized method comprising:
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receiving a credit score for a consumer generated by a credit score algorithm; receiving credit summary information regarding the consumer, the credit summary information indicating information associated with a plurality of credit categories of a credit report of the consumer, wherein each of the credit categories has a weighting within the credit score algorithm; storing the consumer'"'"'s credit score and credit summary information in a computer memory; rendering, for display, a spin-wheel user interface, the spin-wheel user interface comprising a plurality of spin-wheel user interface sections each associated with a respective credit category of the plurality of credit categories, each spin-wheel user interface section set to a predetermined size according to the associated credit category'"'"'s weighting within the credit score algorithm, wherein the spin-wheel user interface illustrates relative relationships between the credit categories in calculating consumer credit scores using the credit score algorithm; receiving a touch input from a user via a touch screen interface selecting a first of the plurality of spin-wheel user interface sections associated with a first credit category of the plurality of credit categories; accessing a first portion of the credit summary information associated with the first credit category, wherein the first portion of the credit summary information is information associated with credit usage, age of accounts, types of accounts, payment history, or inquiries; and displaying the first portion of the credit summary information associated with the first selected spin-wheel user interface section, said method performed by a computing system that comprises one or more processors. - View Dependent Claims (8, 9, 10, 11)
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12. A computing device comprising:
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one or more processors; and a user interface module executable by the one or more processors, configured to at least; receive credit information specific to a consumer comprising summary credit information associated with a plurality of credit categories; store the credit information in a data store; display, on a touch screen display, a visual circular rotational user interface comprising a plurality of visual credit category sections associated with respective credit categories, each visual credit category section set to a predetermined size according to the respective credit category'"'"'s weighting within a credit score algorithm, wherein the visual circular rotational user interface illustrates relative relationships between the credit categories in calculating consumer credit scores using the credit score algorithm; display, on the touch screen display, a visual credit category section indicator configured to indicate a visual credit category section as selected; receive a touch screen input selecting a visual credit category section, and access, in the data store, a first portion of the credit information specific to the consumer, wherein the first portion of the credit information corresponds to data associated with the selected visual credit category section, and wherein the selected visual credit category is associated with credit usage, age of accounts, types of accounts, payment history, or inquiries; and display, on the touch screen display, the first portion of the credit information specific to the consumer. - View Dependent Claims (13, 14, 15, 16)
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Specification