System, method and computer program for conducting transactions remotely with an authentication file
First Claim
1. A computer-implemented method for conducting and recording transactions remotely, the method comprising:
- (a) establishing a media conference between a plurality of computers;
(b) displaying a digital document on each of the plurality of computers;
(c) receiving, by one or more of the plurality of computers, a plurality of annotations made to the digital document;
(d) recording the plurality of annotations received by one or more of the plurality of computers, wherein each of the plurality of annotations comprises digital handwriting elements by at least one participant of the media conference;
(e) generating a profile based on the digital handwriting elements for the at least one participant of the media conference;
(f) authenticating an identity of the at least one participant by comparing the generated profile to one or more stored profiles; and
(g) creating an authentication file that authenticates the digital document by the steps of;
(i) storing the digital document and the plurality of annotations; and
(ii) storing audio data and video data corresponding to the media conference;
wherein the generated profile comprises characteristics of the digital handwriting elements by the at least one participant of the media conference, and when the generated profile matches one of the one or more stored profiles, appending the characteristics of the digital handwriting elements to the matched stored profile.
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Accused Products
Abstract
A transaction system and method is provided that ensures a high degree of non-repudiation. The transaction system may include a media conferencing terminal and a client computer on each end of the transaction. The system may be linked via a network such as the Internet so that transactions may be conducted between remote locations. The media conferencing terminal ensures that each party to the transaction may be satisfied as to the identity of the other parties. The method includes recording the pressure, speed and acceleration of annotations made to digital documents that are used for conducting transactions. The system is operable to store all media conferencing information, digital document information, and annotation information such that the information can be later recovered to reproduce the transaction, proving a high degree of non-repudiation.
29 Citations
15 Claims
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1. A computer-implemented method for conducting and recording transactions remotely, the method comprising:
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(a) establishing a media conference between a plurality of computers; (b) displaying a digital document on each of the plurality of computers; (c) receiving, by one or more of the plurality of computers, a plurality of annotations made to the digital document; (d) recording the plurality of annotations received by one or more of the plurality of computers, wherein each of the plurality of annotations comprises digital handwriting elements by at least one participant of the media conference; (e) generating a profile based on the digital handwriting elements for the at least one participant of the media conference; (f) authenticating an identity of the at least one participant by comparing the generated profile to one or more stored profiles; and (g) creating an authentication file that authenticates the digital document by the steps of; (i) storing the digital document and the plurality of annotations; and (ii) storing audio data and video data corresponding to the media conference; wherein the generated profile comprises characteristics of the digital handwriting elements by the at least one participant of the media conference, and when the generated profile matches one of the one or more stored profiles, appending the characteristics of the digital handwriting elements to the matched stored profile. - View Dependent Claims (2, 3, 4, 5)
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6. A computer-implemented transaction system comprising:
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a plurality of computers each including an input device, a display, a network connection and a media recording device, wherein one or more of the plurality of computers is configured to; (i) establish a media conference between the plurality of computers; (ii) display on the display of each of the plurality of computers a digital document; (iii) receive, by one or more of the plurality of computers, a plurality of annotations made to the digital document through the input device of one or more of the plurality of computers; (iv) record the plurality of annotations, wherein each of the plurality of annotations comprises digital handwriting elements by at least one participant of the media conference; (v) generate a profile based on the digital handwriting elements for the at least one participant of the media conference; (vi) authenticate an identity of the at least one participant by comparing the generated profile to one or more stored profiles; and (vii) create an authentication file that authenticates the digital document by; (A) storing the digital document and the plurality of annotations; and (B) storing audio data and video data corresponding to the media conference; wherein the generated profile comprises characteristics of the digital handwriting elements by the at least one participant of the media conference, and when the generated profile matches one of the one or more stored profiles, append the characteristics of the digital handwriting elements to the matched stored profile. - View Dependent Claims (7, 8, 9, 10, 11, 12)
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13. A non-transitory computer-readable medium storing a set of computer program instructions, which when executed by a processor, causes a computer to:
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(a) establish a media conference between a plurality of computers; (b) display a digital document on each of the plurality of computers; (c) receive, by one or more of the plurality of computers, a plurality of annotations made to the digital document; (d) record the plurality of annotations received by one or more of the plurality of computers, wherein each of the plurality of annotations comprises digital handwriting elements by at least one participant of the media conference; (e) generate a profile based on the digital handwriting elements for the at least one participant of the media conference; (f) authenticate an identity of the at least one participant by comparing the generated profile to one or more stored profiles; and (g) create an authentication file that authenticates the digital document by; (i) storing the digital document and the plurality of annotations; and (ii) storing audio data and video data corresponding to the media conference; wherein the generated profile comprises characteristics of the digital handwriting elements by the at least one participant of the media conference, and when the generated profile matches one of the one or more stored profiles, append the characteristics of the digital handwriting elements to the matched stored profile. - View Dependent Claims (14, 15)
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Specification