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System, method and computer program for conducting transactions remotely with an authentication file

  • US 9,405,894 B2
  • Filed: 04/21/2009
  • Issued: 08/02/2016
  • Est. Priority Date: 04/21/2008
  • Status: Active Grant
First Claim
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1. A computer-implemented method for conducting and recording transactions remotely, the method comprising:

  • (a) establishing a media conference between a plurality of computers;

    (b) displaying a digital document on each of the plurality of computers;

    (c) receiving, by one or more of the plurality of computers, a plurality of annotations made to the digital document;

    (d) recording the plurality of annotations received by one or more of the plurality of computers, wherein each of the plurality of annotations comprises digital handwriting elements by at least one participant of the media conference;

    (e) generating a profile based on the digital handwriting elements for the at least one participant of the media conference;

    (f) authenticating an identity of the at least one participant by comparing the generated profile to one or more stored profiles; and

    (g) creating an authentication file that authenticates the digital document by the steps of;

    (i) storing the digital document and the plurality of annotations; and

    (ii) storing audio data and video data corresponding to the media conference;

    wherein the generated profile comprises characteristics of the digital handwriting elements by the at least one participant of the media conference, and when the generated profile matches one of the one or more stored profiles, appending the characteristics of the digital handwriting elements to the matched stored profile.

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