System and method for automated analysis comparing a wireless device location with another geographic location

• US 9,432,845 B2
• Filed: 03/04/2014
• Issued: 08/30/2016
• Est. Priority Date: 03/16/2007
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Dankar, Ajay, Reddy, Sunita, Snyder, Randall A., Mortier, Michael P., Buhrmann, Michael F., Dennis, Charles L.
• Primary Examiner(s): Ngo, Chuong A
• Application Number:
  US14/196,861
• Publication Number:
  US 20140187205A1
• Time in Patent Office: 910 Days
• Field of Search: 455/410, 455/411, 455/419, 455/414.1, 455/414.2, 455/422.1, 4554561-4566, 455/440, 455/435.1, 455/435.2, 455/403, 4555501-5759, 370328-338
• US Class Current: 1/1
• CPC Class Codes: H04L 63/107 wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/12 Detection or prevention of fraud
• CPC Class Codes: H04W 12/126 Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
• CPC Class Codes: H04W 12/63 Location-dependent; Proximity-dependent
• CPC Class Codes: H04W 12/71 Hardware identity
• CPC Class Codes: H04W 4/021 Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences
• CPC Class Codes: H04W 4/023 using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds
• CPC Class Codes: H04W 4/21 for social networking applications
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of the location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location, Other location information used for comparison may be obtained from a multiplicity of sources, such as another network based on some activity of the wireless device user, another wireless device via a wireless network, or any system capable of providing location information to the Location Comparison Engine.

Claims

1. A method of determining fraudulent activity, the method comprising the steps of:

receiving, over a first network, information identifying the location of an electronic device;

receiving, over a second network, information identifying the location of a wireless device associated with a user;

caching the information identifying the location of the wireless device for comparison with the information identifying the location of the electronic device;

associating a date and time of the cached information identifying the location of the wireless device with the information identifying the location of the electronic device;

generating a comparison of the cached information identifying the location of the wireless device with the information identifying the location of the electronic device;

evaluating results of the comparison based on proximity of the compared locations;

applying an algorithmic value to the results indicating a relative degree of proximity of the location of the wireless device with the location of the electronic device; and

sending the algorithmic value to a processing system configured to determine, based on the algorithmic value, the authenticity of the identity of the user.

2. The method of claim 1, wherein a database is employed associating wireless device locations with locations of wireless device users using a common wireless device identifier.

3. The method of claim 1, wherein a database is employed associating a wireless device location identified by a wireless device identifier with a location of an individual identified by another form of identifier.

4. The method of claim 1, wherein a database is employed associating the date and time of an obtained wireless device location identified by a wireless device identifier with another date and time of an obtained wireless device location identified by a wireless device identifier.

5. The method of claim 1, wherein results of the comparison are used to validate a wireless device user'"'"'s identity.

6. The method of claim 1, wherein results of the comparison are used to invalidate a wireless device user'"'"'s identity.

7. The method of claim 1, wherein results of the comparison are sent to a results processing system where the results may be used for an application to demonstrate the proximity of the wireless device user to another location.

8. The method of claim 1, wherein the wireless device comprises a mobile telephone.

9. The method of claim 1, further comprising sending the location of the wireless device to the processing system.

10. The method of claim 1, further comprising converting the information identifying the location of the wireless device and the information identifying the location of the electronic device into a common location format.

11. The method of claim 10, wherein the common location format includes a physical geographical address attribute.

12. The method of claim 10, wherein the common location format includes mapping coordinates.

13. The method of claim 10, wherein the common location format includes a data communications address.

14. The method of claim 1, wherein the information identifying the location of the electronic device and the information identifying the location of the wireless device are received independently based on independent events.

15. The method of claim 1, wherein global positioning technology is used for the location of the wireless device.

16. The method of claim 1, wherein global positioning technology is not used for the location of the wireless device.