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Automatic PIN creation using password

  • US 9,460,278 B2
  • Filed: 03/18/2015
  • Issued: 10/04/2016
  • Est. Priority Date: 11/03/2010
  • Status: Active Grant
First Claim
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1. A service provider system comprising:

  • a non-transitory memory storing information about a user account and identification information of a user associated with the user account; and

    one or more hardware processors configured to execute instructions to cause the service provider system to perform operations comprising;

    automatically generating a first access credential from a second access credential for the user account, wherein the first access credential is generated based on a rule comprising mapping individual characters of the second access credential to numbers or characters, and wherein the first access credential is unknown to the user and the second access credential is known to the user;

    providing instructions to a user device of the user, wherein the instructions comprise the rule to convert, by the user on a device, the second access credential to the first access credential;

    receiving a user-entered access credential and identification information from the device;

    comparing the user-entered access credential with the first access credential associated with the user account, wherein the user-entered access credential is known to the user through the instructions provided to the user for converting the second access credential to the user-entered access credential and wherein the first access credential is different than the second access credential; and

    granting access to the user account for the user when the user-entered access credential matches the first access credential.

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