Lifescore
First Claim
Patent Images
1. A system for determining a life score for a user, the system comprising:
- a data store configured to store information associated with a usera computing device in communication with the data store, the computing device configured to;
receive, from the user, an indication of a life goal of the user;
determine, based on the received life goal, a first aspect of a life of the user associated with the life goal and a second aspect of the user'"'"'s life also associated with the life goal, wherein the first and second aspects are different and are selected from;
work, family, hobbies, education, finance, health, automobile, credit, location, news, or social;
based on the determined first aspect, determine a first subset of information on which a first aspect score is based;
based on the determined second aspect, determine a second subset of information on which a second aspect score is based;
access the first subset of information a first one or more remote computing systems;
access the second subset of information from a second one or more remote computing systems;
update the data store with the accessed first and second subsets of information;
determine, based on the life goal, a first weighting for the first aspect in calculating a life score of the user;
determine, based on the life goal, a second weighting for the second aspect in calculating the life score of the user, wherein the first and second weightings are different and are not dependent on the accessed first and second subsets of information;
determine the first aspect score based on at least the first subset of information;
determine the second aspect score based on at least the second subset of information;
evaluate a life score algorithm based on at least;
the first aspect score and the determined first weighting; and
the second aspect score and the determined second weighting;
wherein the life score algorithm generates the life score of the user;
apply one or more offer rules to at least some of the information associated with the user; and
in response to determining that the one or more offer rules are matched by the at least some of the information associated with the user, initiate transmission of an offer notification to an offer provider provide the generated life score to the user.
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Abstract
Methods and systems are disclosed that generate life scores for individuals based on various information associated with the individuals. For example, life scores may be based on data associated with several aspects of the individual'"'"'s life, such as work, family, hobbies, education, etc. The life scores may be generated in realtime and/or periodically and provided to the individual and/or shared with others in various formats.
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Citations
20 Claims
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1. A system for determining a life score for a user, the system comprising:
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a data store configured to store information associated with a user a computing device in communication with the data store, the computing device configured to; receive, from the user, an indication of a life goal of the user; determine, based on the received life goal, a first aspect of a life of the user associated with the life goal and a second aspect of the user'"'"'s life also associated with the life goal, wherein the first and second aspects are different and are selected from;
work, family, hobbies, education, finance, health, automobile, credit, location, news, or social;based on the determined first aspect, determine a first subset of information on which a first aspect score is based; based on the determined second aspect, determine a second subset of information on which a second aspect score is based; access the first subset of information a first one or more remote computing systems; access the second subset of information from a second one or more remote computing systems; update the data store with the accessed first and second subsets of information; determine, based on the life goal, a first weighting for the first aspect in calculating a life score of the user; determine, based on the life goal, a second weighting for the second aspect in calculating the life score of the user, wherein the first and second weightings are different and are not dependent on the accessed first and second subsets of information; determine the first aspect score based on at least the first subset of information; determine the second aspect score based on at least the second subset of information; evaluate a life score algorithm based on at least; the first aspect score and the determined first weighting; and the second aspect score and the determined second weighting; wherein the life score algorithm generates the life score of the user; apply one or more offer rules to at least some of the information associated with the user; and in response to determining that the one or more offer rules are matched by the at least some of the information associated with the user, initiate transmission of an offer notification to an offer provider provide the generated life score to the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method for determining a life score of a user, the method comprising:
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receiving, from the user, an indication of a life goal of the user; determining, based on the received life goal, a first aspect of the user'"'"'s life associated with the life goal and a second aspect of the user'"'"'s life also associated with the life goal, wherein the first and second aspects are different and are selected from;
work, family, hobbies, education, finance, health, automobile, credit, location, news, or social;based on the determined first aspect, determining a first subset of information on which a first aspect score is based; based on the determined second aspect, determining a second subset of information on which a second aspect score is based; accessing the first subset of information from a first one or more remote computing systems; accessing the second subset of information from a second one or more remote computing systems; receiving from the user an indication of one or more life goals of the user; determining weightings for components of a life score algorithm usable to calculate a life score of the user, said determining comprising; determining, based on the life goal, a first weighting for the first aspect in calculating a life score of the user; determining, based on the life goal, a second weighting for the second aspect in calculating the life score of the user, wherein the first and second weightings are different and are not dependent on the accessed first and second subsets of information; determining a first component aspect score associated with based on at least the first aspect of the user'"'"'s life, based on at least the accessed subset of information associated with the first aspect; determining a second component aspect score associated with based on at least the second aspect of the user'"'"'s life, based on at least the accessed subset of information associated with the second aspect; evaluating a life score algorithm based on at least; the first aspect score and the determined first weighting; and the second aspect score and the determined second weighting; wherein the life score algorithm generates the life score of the user; applying one or more offer rules to information regarding the user including at least one of the first aspect score, the second aspect score, or the life score; and in response to determining that the one or more offer rules are matched by the information regarding the user, initiating transmission of an offer notification. - View Dependent Claims (17, 20)
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18. A non-transitory computer-readable medium storing instructions configured to cause one or more computer processors to perform operations comprising:
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receiving, from the user, an indication of a life goal of the user; determining, based on the received life goal, a first aspect of a user'"'"'s life associated with the life goal and a second aspect of the user'"'"'s life also associated with the life goal, wherein the first and second aspects are different and are selected from;
work, family, hobbies, education, finance, health, automobile, credit, location, news, or social;based on the determined first aspect, determining a first subset of information on which a first aspect score is based; based on the determined second aspect, determining a second subset of information on which a second aspect score is based; accessing the first subset of information from a first one or more remote computing systems; accessing the second subset of information from a second one or more remote computing systems; receiving from the user an indication of one or more life goals of the user; determining weightings for components of a life score algorithm usable to calculate a life score of the user, said determining comprising; determining, based on the life goal, a first weighting for the first aspect in calculating a life score of the user; determining, based on the life goal, a second weighting for the second aspect in calculating the life score of the user, wherein the first and second weightings are different and are not dependent on the accessed first and second subsets of information; determining a first component aspect score based on at least associated with the first subset of aspect of the user'"'"'s life, based on at least the accessed information associated with the first aspect; determining a second aspect component score based on at least associated with the second subset of aspect of the user'"'"'s life, based on at least the accessed information associated with the second aspect; evaluating a life score algorithm based on at least; the first aspect score and the determined first weighting; and the second aspect score and the determined second weighting; wherein the life score algorithm generates the life score of the user; and applying one or more offer rules to information regarding the user including at least one of the first aspect score, the second aspect score, or the life score; and in response to determining that the one or more offer rules are matched by the information regarding the user, initiating transmission of an offer notification. - View Dependent Claims (19)
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Specification