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Wireless card reader with contactless and contact card interfaces

  • US 9,507,972 B2
  • Filed: 05/11/2015
  • Issued: 11/29/2016
  • Est. Priority Date: 07/02/2012
  • Status: Active Grant
First Claim
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1. A point of sale system comprising a merchant portable communications device and a battery operated payment object reader, which together operate to receive payment object information at the battery operated payment object reader, to transmit the payment object information to the merchant portable communications, and to transmit the payment object information to a payment processing service:

  • the merchant portable communications device including;

    a first wireless communication protocol adaptor,a user interface configured to receive a payment authorization from a holder of the payment object;

    a network communication interface configured to transmit payment object information over an external network to a payment processing service to process a payment transaction; and

    the battery operated payment object reader including;

    a near field communication (NFC) reader configured to communicate with an NFC enabled payment object,a chip object reader having an electrical contact that is configured to contact a chip contact of a chip payment object to read the chip payment object,a second wireless communication protocol adaptor configured to communicate over a wireless local area network with the merchant portable communications device first wireless communication protocol adaptor,a microcontroller configured to execute instructions, the instructions effective to receive the payment object information from one of the NFC reader and the chip object reader, and to cause the second wireless communication protocol adaptor to transmit the payment object information to the first wireless communication protocol adaptor of the merchant portable communications device, anda battery configured to supply power to each of the NFC reader, the chip object reader, the second wireless communication protocol adaptor, and the microcontroller.

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