×

Automated account provisioning

  • US 9,516,487 B2
  • Filed: 11/18/2014
  • Issued: 12/06/2016
  • Est. Priority Date: 11/19/2013
  • Status: Active Grant
First Claim
Patent Images

1. A method comprising:

  • receiving, by a mobile communication device, an information request message from an issuer server computer thereby initiating provisioning of a payment account on the mobile communication device without a user interacting with the mobile communication device, wherein the issuer server computer is associated with an issuer that issued the payment account to the user;

    automatically determining, by the mobile communication device, provisioning information associated with a secure memory in response to the information request message and without input of the user operating the mobile communication device;

    generating, by the mobile communication device, a provisioning request message including the provisioning information;

    sending, by the mobile communication device, the provisioning request message including the provisioning information to a provisioning system or the issuer server computer;

    receiving, by the mobile communication device, a provisioning response message including provisioning data from the provisioning system, wherein the provisioning data is generated using the provisioning information associated with the secure memory; and

    storing, by the mobile communication device, the provisioning data in the secure memory, wherein the provisioning data associates the mobile communication device with the payment account.

View all claims
  • 1 Assignment
Timeline View
Assignment View
    ×
    ×