Transaction card

• US 9,519,851 B2
• Filed: 01/12/2015
• Issued: 12/13/2016
• Est. Priority Date: 09/07/1999
• Status: Expired due to Fees

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: III Holdings 1, LLC
• Inventors: Faenza, William J., Morrill Web, Lisa Ann
• Primary Examiner(s): HESS, DANIEL A
• Application Number:
  US14/595,087
• Publication Number:
  US 20150199599A1
• Time in Patent Office: 701 Days
• Field of Search: 235/487, 235/488, 235/491
• US Class Current: 1/1
• CPC Class Codes: B32B 2307/412 Transparent
• CPC Class Codes: B32B 2307/422 Luminescent, fluorescent, phosphorescent
• CPC Class Codes: B32B 2327/06 PVC, i.e. polyvinylchloride
• CPC Class Codes: B32B 2425/00 Cards, e.g. identity cards, credit cards
• CPC Class Codes: B32B 37/02 characterised by a sequence of laminating steps, e.g. by adding new layers at consecutive laminating stations
• CPC Class Codes: B32B 38/145 Printing
• CPC Class Codes: B41M 3/14 Security printing securities B42D25/29
• CPC Class Codes: B42D 2033/04 Transparent material
• CPC Class Codes: B42D 2033/20 Coloured material; Pigments or inks
• CPC Class Codes: B42D 25/00 Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof printing processes to produce identification or security features B41M3/14
• CPC Class Codes: B42D 25/351 Translucent or partly translucent parts, e.g. windows
• CPC Class Codes: B42D 25/378 Special inks
• CPC Class Codes: B42D 25/382 absorbing or reflecting infrared light
• CPC Class Codes: B42D 25/45 Associating two or more layers
• CPC Class Codes: C09D 11/037 characterised by the pigment
• CPC Class Codes: C09D 11/32 characterised by colouring agents
• CPC Class Codes: C09D 11/50 Sympathetic, colour changing or similar inks
• CPC Class Codes: G06K 19/02 characterised by the selection of materials, e.g. to avoid wear during transport through the machine
• CPC Class Codes: G06K 19/022 Processes or apparatus therefor

Abstract

The present invention relates to a process for producing an opaque, transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is preferably an infrared ink comprising an infrared phthalocyanine dye, an infrared phosphor, and a quantum dot energy transfer compound. The infrared ink can be detected by a sensor found in an ATM or card assembly line.

Claims

1. A transaction card, comprising:

a plurality of printable substrate layers;

wherein at least one of the printable substrate layers comprises an infrared blocking material, the infrared blocking material comprising a quantum dot compound; and

wherein the printable substrate layers are laminated together.

2. The transaction card of claim 1, wherein at least one of the printable substrate layers comprises a plastic polymeric substrate.

3. The transaction card of claim 1, wherein at least one of the printable substrate layers comprises polyvinyl chloride (PVC).

4. The transaction card of claim 1, wherein the printable substrate layers are transmissive to visible light.

5. The transaction card of claim 1, wherein the infrared blocking material comprises a mixture of a phosphor compound and the quantum dot compound.

6. The transaction card of claim 1, wherein the infrared blocking material comprises a mixture of a rare earth oxide compound and the quantum dot compound.

7. The transaction card of claim 1, wherein the infrared blocking material comprises an IR-absorbing compound.

8. The transaction card of claim 1, wherein the infrared blocking material comprises a mixture of two or more of the following:

a rare earth oxide compound, the quantum dot compound, a phosphor compound, and an IR-absorbing compound.

9. The transaction card of claim 1, wherein the infrared blocking material comprises a mixture of at least two IR-absorbing phthalocyanine dyes.

10. The transaction card of claim 1, wherein the infrared blocking material is combined with a resin binder.

11. A method of making a transaction card, comprising:

forming an infrared blocking material on a first printable substrate layer that is transmissive to visible light, the infrared blocking material comprising a quantum dot compound; and

laminating the first printable substrate layer together with one or more additional printable substrate layers to form a laminated transaction card, wherein the additional printable substrate layers are transmissive to visible light such that the laminated transaction card is transmissive to visible light.

12. The method of claim 11, wherein infrared blocking material is printed to the first printable substrate layer.

13. The method of claim 11, further comprising forming the infrared blocking material on both surfaces of the first printable substrate layer.

14. The method of claim 11, further comprising stacking the printable substrate layers together during lamination of the printable substrate layers.

15. The method of claim 11, wherein the first printable substrate layer is laminated between at least two of the additional printable substrate layers.

16. The method of claim 11, wherein at least one of the printable substrate layers comprises a plastic polymeric substrate.

17. The method of claim 11, wherein at least one of the printable substrate layers comprises polyvinyl chloride (PVC).

18. The method of claim 11, wherein the infrared blocking material comprises an IR-absorbing compound.

19. The method of claim 11, wherein the infrared blocking material comprises a mixture of two or more of the following:

a rare earth oxide compound, the quantum dot compound, a phosphor compound, and an IR-absorbing compound.

20. The method of claim 11, wherein the infrared blocking material comprises a mixture of at least two IR-absorbing phthalocyanine dyes.