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Two-factor authentication systems and methods

  • US 9,531,702 B2
  • Filed: 11/13/2015
  • Issued: 12/27/2016
  • Est. Priority Date: 10/25/2011
  • Status: Active Grant
First Claim
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1. A non-transitory computer-readable medium having computer instructions stored thereon that are capable of causing a mobile device to perform operations comprising:

  • transmitting login information for a user of the mobile device to an authorization system and receiving confirmation of a login of the user to a user account;

    while the user is logged in to the user account, receiving a first permission request from the authorization system to perform an action related to the user account;

    causing display of a message that permits a user to select whether to automate a response for future permission requests if at least one automation criterion is satisfied;

    receiving first user input responsive to the message;

    after receiving the first user input, receiving a second permission request from the authorization system while the user is logged in to the user account, wherein the second permission request is to perform an action related to the user account;

    determining that the at least one automation criterion is met for the second permission request; and

    in response to the determining, automatically responding to the second permission request based on the first user input without requesting additional user input indicating whether to grant or deny the second permission request.

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