System and method of notifying mobile devices to complete transactions after additional agent verification
First Claim
1. A method of completing a transaction that requires authorization by an authority agent, the method comprising:
- registering, on an authentication platform, an authenticating application of an authority device as associated with the authority agent;
wherein the authority agent is recognized as an authorized user of the authority device by an operating system of the authority device;
receiving, at the authentication platform, an authentication policy from an administrator of a service provider;
wherein the authentication policy specifies that additional agent verification must be performed to complete the transaction;
receiving, at the authentication platform, a transaction request from the service provider;
wherein the transaction request is associated with the transaction;
in response to receiving the transaction request, pushing an authentication notification to the authenticating application of the authority device;
at the authentication application, displaying the authentication notification on the authority device;
wherein displaying the authentication notification comprises displaying a prompt directing the authority agent to perform a fingerprint scan at a fingerprint reader of the authority device;
at the authentication application, performing additional agent verification by verifying, locally and with the operating system, that the fingerprint scan is associated with the authorized user of the authority device;
in response to the additional agent verification, transmitting an authority agent response from the authentication application to the authentication platform, and, at the authentication platform, authenticating the authority agent response; and
in response to authenticating the authority agent response, transmitting a transaction confirmation from the authentication platform to the service provider.
3 Assignments
0 Petitions
Accused Products
Abstract
A method of completing a transaction that requires authorization by an authority agent includes registering an authority device as associated with the authority agent, receiving a transaction request from a service provider; pushing an authentication notification to the authenticating application of the authority device; displaying the authentication notification, including a prompt to supply agent verification data, on the authority device; collecting and verifying the agent verification data; in response to verification of the agent verification data, transmitting an authority agent response from the authority device to the authentication platform, and, at the authentication platform, authenticating the authority agent response; and in response to authenticating the authority agent response, transmitting a transaction confirmation from the authentication platform to the service provider.
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Citations
17 Claims
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1. A method of completing a transaction that requires authorization by an authority agent, the method comprising:
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registering, on an authentication platform, an authenticating application of an authority device as associated with the authority agent;
wherein the authority agent is recognized as an authorized user of the authority device by an operating system of the authority device;receiving, at the authentication platform, an authentication policy from an administrator of a service provider;
wherein the authentication policy specifies that additional agent verification must be performed to complete the transaction;receiving, at the authentication platform, a transaction request from the service provider;
wherein the transaction request is associated with the transaction;in response to receiving the transaction request, pushing an authentication notification to the authenticating application of the authority device; at the authentication application, displaying the authentication notification on the authority device;
wherein displaying the authentication notification comprises displaying a prompt directing the authority agent to perform a fingerprint scan at a fingerprint reader of the authority device;at the authentication application, performing additional agent verification by verifying, locally and with the operating system, that the fingerprint scan is associated with the authorized user of the authority device; in response to the additional agent verification, transmitting an authority agent response from the authentication application to the authentication platform, and, at the authentication platform, authenticating the authority agent response; and in response to authenticating the authority agent response, transmitting a transaction confirmation from the authentication platform to the service provider. - View Dependent Claims (2, 3, 4)
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5. A method of completing a transaction that requires authorization by an authority agent, the method comprising:
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registering, on an authentication platform, an authority device as associated with the authority agent; receiving, at the authentication platform, a transaction request from a service provider;
wherein the transaction request is associated with the transaction;in response to receiving the transaction request, pushing an authentication notification to the authenticating application of the authority device; at the authentication application, displaying the authentication notification on the authority device; at the authentication application, receiving approval of the transaction request from the authority agent; at the authentication application, directing the authority agent to perform a fingerprint scan only after receiving approval of the transaction request from the authority agent;
wherein the fingerprint scan is performed at a fingerprint reader of the authority device;at the authentication application, collecting and verifying the fingerprint scan; in response to verification of the fingerprint scan, transmitting an authority agent response from the authority device to the authentication platform, and, at the authentication platform, authenticating the authority agent response;
wherein transmitting the authority agent response comprises transmitting the authority agent response in response to both of performing the fingerprint scan and receiving approval of the transaction request from the authority agent; andin response to authenticating the authority agent response, transmitting a transaction confirmation from the authentication platform to the service provider. - View Dependent Claims (6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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Specification