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Compliant authentication based on dynamically-updated credentials

  • US 9,544,308 B2
  • Filed: 11/01/2014
  • Issued: 01/10/2017
  • Est. Priority Date: 11/01/2014
  • Status: Active Grant
First Claim
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1. A dynamic method for identifying, and authenticating a user of a computing device based on user credentials, the method comprising:

  • a. requesting the user to enrol by downloading an application and signing a personal consent release document presented to user by the computing device;

    b. capturing, by the computing device having a downloaded application, one or more biometric data of the user;

    c. obtaining, by the computing device, one or more of the user'"'"'s biographical information from the user;

    d. capturing, by a camera of the computing device, one or more aliveness data by recording a live video sequences of the user;

    e. requesting, by the computing device, one or more of the user'"'"'s current biographical data from authoritative government, commercial and private databases;

    f. determining, by the computing device, geographical location and identifier of the computing device;

    g. establishing, by the computing device, aliveness data of the user by analyzing movements of the captured live video sequences of the user;

    h. verifying, by the computing device, differences of the biographical information with the biographical data;

    i. prompting, by the computing device, to seek correction of the biographical information from the user for the verified differences;

    j. generating and storing, by the computing device, a secure entity authentication label (SEAL) by combining the biographical information, biometric data and the aliveness data;

    k. requesting, by the computing device, a subset of randomly selected biographical information, biometric data and aliveness data from the user upon a user'"'"'s request for a service;

    l. generating, by the computing device, a new SEAL using the subset of randomly selected biographical information, biometric data and aliveness data from the user;

    m. comparing, by the computing device, the new SEAL with the stored SEAL;

    n. authenticating, by the computing device, service access to the requested service based on the compared result;

    o. updating, by the computing device, the stored SEAL by using the new SEAL.

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